AAA vs Geico Car Insurance for 2023

Introduction:

If you’re in the market for car insurance, you’ve likely heard of both AAA and Geico. Both are well-known insurance companies with reputations for providing quality coverage at affordable prices. However, when it comes to choosing between AAA and Geico, which one is the better option for you? In this article, we’ll take an in-depth look at AAA vs Geico car insurance for 2023, including their history and mission, main products and services, cost, discounts, and customer reviews. By the end of this article, you should have a better idea of which company is the best fit for your car insurance needs.

Interesting Attributes of AAA and Geico:

1. AAA car insurance has been around for over 100 years and is a non-profit organization that provides a range of services to its members, including roadside assistance, travel services, and insurance.
2. Geico car insurance is known for its catchy commercials and its commitment to saving its customers money on car insurance. They offer a variety of discounts and are known for their customer service.
3. Both AAA and Geico have mobile apps that allow customers to access their policies, make payments, and file claims from their smartphones.

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Company History and Mission:

AAA was founded in 1902 and began as a group of car enthusiasts who wanted to promote the use of automobiles. Today, AAA is a non-profit organization with over 60 million members and provides a range of services, including roadside assistance, travel planning, and insurance. Their mission is to provide peace of mind and exceptional value to their members by offering quality products and services that meet their needs.

Geico, which stands for Government Employees Insurance Company, was founded in 1936 and began as an insurance provider for government employees. Today, Geico is one of the largest car insurance providers in the country, offering a range of insurance products, including auto, home, and renters insurance. Their mission is to provide affordable insurance to their customers while delivering excellent customer service.

Products and Services:

Both AAA and Geico offer a range of car insurance products, including liability insurance, collision insurance, and comprehensive insurance. In addition, both companies offer additional coverage options, such as roadside assistance, rental car coverage, and personal injury protection.

The cost of car insurance from AAA and Geico will depend on a variety of factors, including your driving history, the type of car you drive, and where you live. However, according to a study by U.S. News & World Report, Geico tends to be cheaper than AAA for most drivers.

Cost and Discounts

AAA car insurance is available in all 50 states and offers a range of discounts, including a multi-policy discount, good driver discount, and anti-theft device discount. In addition, AAA members may qualify for additional discounts on other products and services offered by the organization.

Geico car insurance is also available in all 50 states and offers a range of discounts, including a good student discount, military discount, and multi-vehicle discount. Geico also offers a program called DriveEasy, which allows customers to earn discounts by using their smartphone to track their driving habits.

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Customer Reviews:

When it comes to customer reviews, both AAA and Geico receive mostly positive feedback. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Geico ranks higher than AAA in overall customer satisfaction. However, AAA is known for its exceptional roadside assistance program, which may be a deciding factor for some customers.

Geico also offers a variety of other insurance products, such as homeowners, renters, condo, and umbrella insurance. They also offer additional services like roadside assistance, mechanical breakdown insurance, and pet insurance. Their prices for these services vary depending on a variety of factors, such as location and coverage level.

Discounts are also available for Geico customers. Customers who have multiple vehicles on their policy, as well as those who have completed defensive driving courses or are members of certain organizations, may be eligible for discounts. They also offer a discount for customers who pay their premium in full and a discount for students who maintain good grades.

Overall, Geico receives high marks from customers for their competitive pricing, easy-to-use website and mobile app, and friendly customer service. However, some customers have reported issues with the claims process, specifically with the length of time it takes to receive payment.

FAQ:

Q: How do I get a quote from Geico?

A: You can get a quote from Geico by visiting their website, calling their customer service line, or using their mobile app.

Q: Does Geico offer roadside assistance?

A: Yes, Geico offers roadside assistance as an optional service.

Q: Does Geico offer discounts for multiple vehicles?

A: Yes, Geico offers a multi-vehicle discount for customers who have more than one car on their policy.

Q: Does Geico offer pet insurance?

A: Yes, Geico offers pet insurance as an optional service.

Q: How long does it take to receive payment for a claim with Geico?

A: The length of time it takes to receive payment for a claim with Geico can vary depending on the specific circumstances of the claim. However, some customers have reported issues with delays in payment.

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