Allstate vs Shelter Insurance Car Insurance for 2023
Make an Informed Decision. An In-Depth Look at Allstate vs Shelter Insurance Car Insurance, Including Their History, Coverage Options, Discounts, and Customer Reviews
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Interesting Attributes of Allstate vs Shelter Insurance Car Insurance:
- Allstate is a publicly-traded company and has been in business for over 80 years.
- Shelter Insurance is a mutual company owned by its policyholders and has been in business for over 75 years.
- Both companies offer a range of car insurance products and services, including liability, collision, comprehensive, and personal injury protection.
When it comes to car insurance, choosing the right provider can make all the difference in the world. Two popular options on the market today are Allstate and Shelter Insurance. While both offer a range of car insurance products and services, each has its unique history, mission, and approach to serving customers.
In this review, we’ll take a closer look at Allstate car insurance vs Shelter Insurance car insurance, exploring everything from their company history and mission to the products and services they offer, discounts available to customers, and customer reviews.
By the end of this review, you’ll have a clearer picture of which provider may be right for you, and we hope you’ll feel empowered to make an informed decision.
Allstate vs Shelter Car Insurance History and Mission
Allstate Car Insurance:
Allstate was founded in 1931 and is headquartered in Northfield Township, Illinois. The company’s mission is to provide customers with peace of mind and protection through insurance and financial products.
Allstate offers a range of insurance products, including car insurance, homeowners insurance, renters insurance, life insurance, and more. The company operates in all 50 states, as well as Canada.
Shelter Car Insurance:
Shelter Insurance, on the other hand, was founded in 1946 and is headquartered in Columbia, Missouri. The company’s mission is to be a dynamic, growth-oriented company that provides financial security for its policyholders while maintaining a strong culture of service.
Shelter Insurance offers a range of insurance products, including car insurance, home insurance, life insurance, and more. The company operates in 18 states, primarily in the Midwest and South.
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Types of Car Insurance Offered by Allstate vs Shelter
Allstate Car Insurance:
Allstate offers a range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and more.
In addition to standard car insurance, Allstate also offers add-ons such as roadside assistance, rental reimbursement, and sound system coverage. Allstate’s prices vary depending on a variety of factors, including your age, driving history, and location.
Shelter Car Insurance:
Shelter Insurance also offers a range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and more.
In addition to standard car insurance, Shelter Insurance also offers add-ons such as roadside assistance, rental reimbursement, and glass coverage. Shelter Insurance’s prices also vary depending on a variety of factors, including your age, driving history, and location.
Cost Rates of Allstate vs Shelter Car Insurance
The cost of car insurance varies depending on a variety of factors, including your age, driving history, location, and the type of coverage you need. Here are some general factors that may impact the cost of your policy:
Allstate Car Insurance:
- Allstate offers a range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and more.
- The cost of your Allstate car insurance policy may depend on factors such as your age, driving record, location, and the type of coverage you need.
- Allstate offers a range of discounts to its customers, including safe driving discounts, multi-policy discounts, and anti-theft discounts, which may help lower the cost of your policy.
Shelter Insurance Car Insurance:
- Shelter Insurance offers a range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and more.
- The cost of your Shelter Insurance car insurance policy may depend on factors such as your age, driving record, location, and the type of coverage you need.
- Shelter Insurance offers a range of discounts to its customers, including safe driving discounts, multi-car discounts, and good student discounts, which may help lower the cost of your policy.
Areas Where Allstate vs Shelter Car Insurance is Provided
Both Allstate and Shelter Insurance offer car insurance in a variety of states across the United States. Here is a breakdown of the states where each company provides car insurance:
Allstate Car Insurance:
- Allstate car insurance is available in all 50 states, as well as Washington D.C.
- Allstate also offers car insurance coverage in Puerto Rico.
Shelter Insurance Car Insurance:
- Shelter Insurance car insurance is available in 14 states across the Midwest and South, including Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Ohio, Oklahoma, and Tennessee.
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Car Insurance Discounts Through Allstate vs Shelter
Both Allstate and Shelter Insurance offer a range of discounts to their customers.
Allstate Car Insurance:
Allstate’s discounts include safe driving discounts, multi-policy discounts, anti-theft discounts, and more. To qualify for these discounts, you may need to meet certain requirements, such as maintaining a clean driving record or bundling your car insurance with another type of insurance.
Shelter Car Insurance:
Shelter Insurance’s discounts include safe driving discounts, multi-car discounts, good student discounts, and more. To qualify for these discounts, you may need to meet certain requirements, such as maintaining a clean driving record or having multiple cars insured with Shelter Insurance.
Allstate vs Shelter Car Insurance Customer Reviews
When considering a car insurance company, it’s important to take into account customer reviews to gauge their overall reputation and customer satisfaction. Here is a summary of Allstate vs Shelter Insurance car insurance customer reviews:
Allstate Car Insurance:
- Allstate has mixed reviews from customers. On the positive side, many customers praise the company’s customer service and claim handling. However, some customers complain about high rates and difficulty in reaching customer service representatives.
- According to J.D. Power’s 2021 U.S. Auto Insurance Study, Allstate received an overall satisfaction rating of 826 out of 1,000 points, which is above the industry average of 823 points. Allstate also received high marks for its claims handling process.
Shelter Insurance Car Insurance:
- Shelter Insurance also has mixed reviews from customers. On the positive side, many customers praise the company’s affordable rates and ease of filing claims. However, some customers complain about long wait times for claims processing and difficulty in reaching customer service representatives.
- According to J.D. Power’s 2021 U.S. Auto Insurance Study, Shelter Insurance received an overall satisfaction rating of 819 out of 1,000 points, which is slightly below the industry average of 823 points. Shelter Insurance received high marks for its claims handling process and customer service.
FAQs: Allstate vs Shelter Car Insurance
Q: What types of car insurance coverage are available from Allstate and Shelter Insurance?
A: Both Allstate and Shelter Insurance offer a variety of car insurance coverage options, including liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
Q: How do I qualify for discounts on Allstate or Shelter Insurance car insurance?
A: Both Allstate and Shelter Insurance offer various discounts for customers. To qualify for discounts, you may need to meet certain criteria, such as having a safe driving record, bundling multiple policies, or installing safety features on your car. Check with each company for a full list of discounts and qualification requirements.
Q: Can I customize my car insurance policy with Allstate or Shelter Insurance?
A: Yes, both Allstate and Shelter Insurance allow customers to customize their car insurance policies to fit their individual needs. You can choose your coverage limits, deductibles, and additional coverage options based on your situation.
Q: Does Allstate or Shelter Insurance offer roadside assistance?
A: Yes, both Allstate and Shelter Insurance offer roadside assistance as an optional coverage add-on. This coverage can help with services such as towing, flat tire changes, and jump starts.
Q: How do I file a car insurance claim with Allstate or Shelter Insurance?
A: To file a car insurance claim with Allstate or Shelter Insurance, you can contact their claims department directly by phone or through their website. Both companies offer 24/7 claims reporting and have mobile apps that allow you to file a claim from your smartphone.
Q: Which car insurance company is better, Allstate or Shelter Insurance?
A: The best car insurance company for you will depend on your individual needs and preferences. Both Allstate and Shelter Insurance offer a variety of coverage options and discounts.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.