Allstate vs Southern Farm Bureau Car Insurance for 2023
Deciding Between Allstate and Southern Farm Bureau Car Insurance. A Comprehensive Guide to Coverage, Discounts, and Customer Satisfaction in 2023.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 28, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Allstate vs Southern Farm Bureau Car Insurance: A Comprehensive Review for 2023
Are you looking for the best car insurance for your needs? Choosing between Allstate and Southern Farm Bureau can be a daunting task. With so many options available, it can be challenging to know which company offers the right coverage at the right price.
To help you make an informed decision, we have compiled a comprehensive review of both Allstate and Southern Farm Bureau car insurance. In this article, we will take a deep dive into each company’s history, products and services, discounts, and customer reviews.
Before we delve into the specifics of each company, here are some interesting attributes that set Allstate and Southern Farm Bureau apart:
- Allstate offers a wide range of coverage options, including liability, collision, and comprehensive coverage, as well as coverage for uninsured and underinsured drivers.
- Allstate’s Drivewise program rewards safe driving behavior with discounts on car insurance premiums.
- Allstate has a user-friendly mobile app that allows policyholders to manage their policies, file claims, and access roadside assistance.
Southern Farm Bureau Car Insurance:
Southern Farm Bureau is a regional insurance company that operates in 11 states in the Southern United States.
- Southern Farm Bureau offers a range of insurance products, including car insurance, home insurance, and life insurance.
- Southern Farm Bureau is a member of the National Association of Mutual Insurance Companies (NAMIC), which means it is owned by its policyholders rather than stockholders.
Car insurance is a necessity for anyone who owns a vehicle. It provides financial protection in the event of an accident or theft. With so many car insurance companies to choose from, it can be overwhelming to decide which one is right for you. In this article, we will compare Allstate and Southern Farm Bureau car insurance to help you make an informed decision.
Allstate vs Southern Farm Bureau Car Insurance History and Mission
Allstate Car Insurance:
Allstate was founded in 1931 and is one of the largest insurance companies in the United States. Its mission is to protect people from life’s uncertainties and prepare them for the future.
Southern Farm Bureau Car Insurance:
Southern Farm Bureau was founded in 1946 and is a regional insurance company that operates in 11 states in the Southern United States. Its mission is to provide affordable insurance products to its policyholders.
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Coverage Available Through Allstate vs Southern Farm Bureau Car Insurance
Allstate Car Insurance:
Allstate offers a range of car insurance products, including liability coverage, collision coverage, comprehensive coverage, and coverage for uninsured and underinsured drivers. Allstate also offers optional coverage for roadside assistance, rental reimbursement, and sound system coverage.
In addition to car insurance, Allstate offers home insurance, life insurance, and business insurance. Allstate’s car insurance rates vary depending on the state and individual driver’s circumstances.
Southern Farm Bureau Car Insurance:
Southern Farm Bureau offers a range of car insurance products, including liability coverage, collision coverage, and comprehensive coverage. Southern Farm Bureau also offers optional coverage for rental reimbursement, roadside assistance, and medical payments coverage.
In addition to car insurance, Southern Farm Bureau offers home insurance, farm insurance, and life insurance. Southern Farm Bureau’s car insurance rates vary depending on the state and individual driver’s circumstances.
Costs of Allstate vs Southern Farm Bureau Car Insurance
The cost of car insurance premiums can vary significantly depending on the state and individual driver’s circumstances. Let’s take a closer look at how Allstate and Southern Farm Bureau car insurance compares in terms of cost.
Allstate Car Insurance:
Allstate’s car insurance rates are higher than the national average. According to a study by The Zebra, the average annual premium for car insurance in the United States is $1,621. Allstate’s average annual premium is $1,898, which is 17% higher than the national average.
However, it’s important to note that Allstate offers a range of discounts that can help policyholders save money on their premiums.
Southern Farm Bureau Car Insurance:
Southern Farm Bureau’s car insurance rates are lower than the national average. According to the same study by The Zebra, Southern Farm Bureau’s average annual premium is $1,343, which is 17% lower than the national average.
However, it’s important to note that Southern Farm Bureau only operates in 11 states in the Southern United States.
Select Areas Where Allstate vs Southern Farm Bureau Car Insurance is Available
When shopping for car insurance, it’s essential to make sure the company operates in your state or region. Let’s take a closer look at where Allstate and Southern Farm Bureau car insurances are available.
Allstate Car Insurance:
Allstate is one of the largest car insurance companies in the United States, and it operates in all 50 states. Allstate’s products and services vary by state, so it’s essential to check what is available in your area.
In addition to car insurance, Allstate offers a range of insurance products, including home insurance, renters insurance, and life insurance.
Southern Farm Bureau Car Insurance:
Southern Farm Bureau is a regional insurance company that operates in 11 states in the Southern United States. The states where Southern Farm Bureau offers car insurance are Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
In addition to car insurance, Southern Farm Bureau offers a range of insurance products, including home insurance, farm insurance, and life insurance.
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Discounts Offered by Allstate vs Southern Farm Bureau Car Insurance
When shopping for car insurance, discounts can be a great way to save money on your premiums. Both Allstate and Southern Farm Bureau offer a range of discounts to their customers. Let’s take a closer look at the discounts available from both companies.
Allstate Car Insurance:
- Safe driving discounts: Allstate offers safe driving discounts for drivers who have a clean driving record.
- Multi-policy discounts: Allstate offers discounts to customers who have multiple policies with the company, such as car insurance and home insurance.
- Anti-theft device discounts: Allstate offers discounts to customers who have anti-theft devices installed in their cars.
- Good student discounts: Allstate offers discounts to students who maintain good grades.
- New car discounts: Allstate offers discounts to customers who have recently purchased a new car.
- Early signing discounts: Allstate offers discounts to customers who sign up for a policy before their current policy expires.
Southern Farm Bureau Car Insurance:
- Safe driving discounts: Southern Farm Bureau offers safe driving discounts for drivers who have a clean driving record.
- Multi-policy discounts: Southern Farm Bureau offers discounts to customers who have multiple policies with the company, such as car insurance and home insurance.
- Good student discounts: Southern Farm Bureau offers discounts to students who maintain good grades.
- Driver training discounts: Southern Farm Bureau offers discounts to drivers who have completed a driver training course.
- Anti-theft device discounts: Southern Farm Bureau offers discounts to customers who have anti-theft devices installed in their cars.
Customer Reviews of Allstate vs Southern Farm Bureau Car Insurance
Reading customer reviews is an excellent way to understand how a company operates and how satisfied its customers are. Here’s a summary of customer reviews for Allstate and Southern Farm Bureau car insurance:
Allstate Car Insurance:
Allstate has mixed customer reviews. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Allstate received an above-average rating for overall customer satisfaction. However, Allstate has a 1.5-star rating on ConsumerAffairs, with many negative reviews citing poor customer service and high premiums.
Southern Farm Bureau Car Insurance:
Southern Farm Bureau has positive customer reviews. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Southern Farm Bureau received an above-average rating for overall customer satisfaction. Southern Farm Bureau has a 4-star rating on ConsumerAffairs, with many positive reviews citing affordable premiums and excellent customer service.
FAQs: Allstate vs Southern Farm Bureau Car Insurance
Q: Does Allstate offer roadside assistance?
A: Yes, Allstate offers optional roadside assistance coverage for an additional fee. This coverage assists with services such as jump-starts, flat tire changes, and towing.
Q: Does Southern Farm Bureau offer rental car coverage?
A: Yes, Southern Farm Bureau offers optional rental car coverage for an additional fee. This coverage provides reimbursement for rental car expenses if your vehicle is being repaired due to a covered claim.
Q: Does Allstate offer discounts for safe driving?
A: Yes, Allstate offers a safe driving discount through its Drivewise program. Policyholders can save up to 45% on their premiums by participating in the program, which tracks safe driving behavior such as speed, braking, and time of day.
Q: Does Southern Farm Bureau offer discounts for multiple policies?
A: Yes, Southern Farm Bureau offers a multi-policy discount for policyholders who bundle their car insurance with another insurance product, such as home insurance or life insurance. The discount can vary depending on the state and individual circumstances.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.