American Access vs Markel Corporation Car Insurance for 2023
Make an Informed Decision. An In-Depth Comparison of American Access and Markel Corporation Car Insurance Products and Services for 2023
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is a must-have for any driver on the road today. But with so many car insurance companies to choose from, it can be overwhelming to make a decision. That’s why we’ve researched for you, comparing two popular car insurance providers – American Access and Markel Corporation.
By the end of this article, you’ll have a better understanding of the history, products and services, costs, discounts, and customer reviews of each company, and be better equipped to make an informed decision when it comes to choosing the right car insurance for you.
Before we dive into the comparison between American Access and Markel Corporation, let’s take a look at a few interesting attributes of each company.
American Access Car Insurance:
- Offers affordable rates for drivers who may have difficulty obtaining coverage from other providers, such as high-risk drivers or those with low credit scores.
- Provides bilingual customer service to help better serve their diverse customer base.
- Has an A- rating with A.M. Best, a credit rating agency that evaluates the financial strength of insurance companies.
Markel Corporation Car Insurance:
- Offers unique coverage options, such as motorcycle insurance, classic car insurance, and even wedding insurance.
- Provides policyholders with access to a network of preferred repair shops and rental car companies.
- Has an A rating with A.M. Best, indicating a strong financial position.
American Access vs Markel Corporation Car Insurance History and Mission
American Access Car Insurance:
American Access was founded in 1999 with a mission to provide affordable car insurance to customers who may have difficulty obtaining coverage elsewhere. Today, the company operates in 22 states across the United States, offering a variety of car insurance products to meet the needs of its diverse customer base.
Markel Corporation Car Insurance:
Markel Corporation was founded in 1930 as a specialty insurance company focused on providing coverage for hard-to-place risks. Over the years, the company has expanded its offerings to include a variety of insurance products, including car insurance.
Today, Markel Corporation operates in all 50 states, providing insurance solutions for individuals and businesses alike.
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Products and Services Offered by American Access vs Markel Corporation
American Access and Markel Corporation offer a range of car insurance products. Let’s take a closer look at some of their offerings:
American Access Car Insurance:
- Liability coverage: This is the most basic form of car insurance and is required by law in most states. Liability coverage pays for damages and injuries you cause to others in an accident.
- Collision coverage: This covers the cost of repairing or replacing your car if it’s damaged in a collision.
- Comprehensive coverage: This covers the cost of repairing or replacing your car if it’s damaged in a non-collision incident, such as theft, vandalism, or a natural disaster.
- Uninsured/Underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have enough insurance to cover your damages.
- Personal injury protection: This covers medical expenses for you and your passengers if you’re injured in an accident, regardless of who was at fault.
- Roadside assistance: This service provides help if your car breaks down on the road.
Markel Corporation Car Insurance:
- Liability coverage: This is the most basic form of car insurance and is required by law in most states. Liability coverage pays for damages and injuries you cause to others in an accident.
- Collision coverage: This covers the cost of repairing or replacing your car if it’s damaged in a collision.
- Comprehensive coverage: This covers the cost of repairing or replacing your car if it’s damaged in a non-collision incident, such as theft, vandalism, or a natural disaster.
- Uninsured/Underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have enough insurance to cover your damages.
- Personal injury protection: This covers medical expenses for you and your passengers if you’re injured in an accident, regardless of who was at fault.
- Rental car coverage: This pays for a rental car if your car is in the shop for repairs due to a covered incident.
- Roadside assistance: This service provides help if your car breaks down on the road.
Cost of Coverage From American Access vs Markel Corporation
American Access Car Insurance:
The cost of American Access’s car insurance varies depending on several factors, such as your driving history, age, and location. However, the company prides itself on offering affordable rates, particularly for high-risk drivers and those with low credit scores.
Markel Corporation Car Insurance:
The cost of Markel Corporation’s car insurance varies depending on several factors, such as your driving history, age, and location. However, the company prides itself on offering competitive rates and a variety of discounts to help customers save on their premiums.
States Where American Access vs Markel Corporation Car Insurance is Offered
American Access Car Insurance:
American Access operates in 22 states, including Arizona, Illinois, Indiana, Missouri, and Texas. If you live in one of these states, you can get a quote for car insurance from American Access by visiting their website or contacting their customer service team.
Markel Corporation Car Insurance:
Markel Corporation operates in all 50 states, making it a great option for drivers across the United States. If you’re interested in getting a quote for car insurance from Markel Corporation, you can visit their website or contact their customer service team.
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Discounts Available From American Access vs Markel Corporation
American Access and Markel Corporation offers several discounts to help drivers save on their car insurance premiums. Let’s take a closer look at some of their most popular discounts:
American Access Car Insurance:
- Multi-car discount: If you insure more than one car with American Access, you can save up to 25% on your premiums.
- Good driver discount: If you have a clean driving record with no accidents or violations, you may qualify for a good driver discount.
- Safe driver discount: If you take a defensive driving course, you may qualify for a safe driver discount.
- Anti-theft device discount: If your car is equipped with an anti-theft device, you may qualify for a discount on your premiums.
- Homeowner discount: If you own a home, you may qualify for a discount on your car insurance premiums.
- Paid in full discount: If you pay your premiums in full instead of in monthly installments, you may qualify for a discount.
Markel Corporation Car Insurance:
- Safe driver discount: If you have a clean driving record with no accidents or violations, you may qualify for a safe driver discount.
- Multi-car discount: If you insure more than one car with Markel Corporation, you may qualify for a discount on your premiums.
- Homeowner discount: If you own a home, you may qualify for a discount on your car insurance premiums.
- Pay-in-full discount: If you pay your premiums in full instead of in monthly installments, you may qualify for a discount.
- Paperless billing discount: If you opt for paperless billing and receive your bills electronically, you may qualify for a discount.
- Anti-theft device discount: If your car is equipped with an anti-theft device, you may qualify for a discount on your premiums.
Customer Reviews of American Access vs Markel Corporation
American Access Car Insurance:
Based on customer reviews, American Access has mixed feedback, with some customers reporting positive experiences, while others have had negative experiences. According to reviews on the Better Business Bureau website, American Access has a rating of 2.75 out of 5 stars based on 20 customer reviews.
The company has received 11 complaints in the past three years, and five of those complaints were closed in the past 12 months. On Yelp, American Access has a rating of 2 out of 5 stars based on 16 reviews.
Markel Corporation Car Insurance:
Markel Corporation has generally positive customer reviews, with most customers reporting positive experiences with the company. According to reviews on the Better Business Bureau website, Markel Corporation has a rating of 3.75 out of 5 stars based on 30 customer reviews.
The company has received 16 complaints in the past three years, and six of those complaints were closed in the past 12 months. On Yelp, Markel Corporation has a rating of 3.5 out of 5 stars based on 24 reviews.
FAQS: American Access vs Markel Corporation Car Insurance
Q: What states does American Access offer car insurance in?
A: American Access offers car insurance in Illinois, Indiana, Arizona, and Texas.
Q: What discounts does Markel Corporation offer for car insurance?
A: Markel Corporation offers a variety of discounts for car insurance, including multi-vehicle discounts, safe driver discounts, and accident-free discounts. They also offer discounts for anti-theft devices, and safety features, and is a member of certain organizations.
Q: Does American Access offer roadside assistance?
A: Yes, American Access offers roadside assistance as an optional add-on to their car insurance policies.
Q: Does Markel Corporation offer gap insurance?
A: Yes, Markel Corporation offers gap insurance as an optional add-on to their car insurance policies.
Q: Can I manage my American Access car insurance policy online?
A: Yes, American Access offers an online portal where you can manage your car insurance policy, pay your bill, and file a claim.
Q: How can I file a claim with Markel Corporation?
A: You can file a claim with Markel Corporation by calling their claims department at the number provided on their website or by submitting a claim online through their website.
Q: Does American Access offer discounts for good students?
A: Yes, American Access offers a good student discount for drivers who maintain a B average or higher in school.
Q: How long does it take for American Access to process a claim?
A: The length of time it takes for American Access to process a claim can vary depending on the complexity of the claim. However, they strive to process claims as quickly and efficiently as possible.
Q: Does Markel Corporation offer 24/7 customer service?
A: Yes, Markel Corporation offers 24/7 customer service for their car insurance customers.
Q: Can I cancel my American Access car insurance policy at any time?
A: Yes, you can cancel your American Access car insurance policy at any time. However, there may be fees or penalties for early cancellation, so be sure to check your policy terms and conditions.
Q: Does Markel Corporation offer rental car coverage?
A: Yes, Markel Corporation offers rental car coverage as an optional add-on to their car insurance policies.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.