American Access vs The Hartford Car Insurance for 2023
American Access vs The Hartford Car Insurance: Which Provider Offers Better Coverage?
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is a must-have for every driver on the road. But with so many options available, how do you know which one is the best for you? In this review, we will compare two of the leading car insurance companies in the United States, American Access Car Insurance and The Hartford Car Insurance, and help you make an informed decision about which one to choose. Read on to learn more about each company’s history, products, services, pricing, and customer reviews.
Three Interesting Attributes of American Access vs The Hartford:
- American Access offers coverage for high-risk drivers who may have difficulty obtaining insurance elsewhere.
- The Hartford provides accident forgiveness and lifetime renewability for policies in good standing.
- Both companies offer various discounts for safe driving, multiple vehicles, and more.
Company History and Mission:
American Access was founded in 1999 and is headquartered in Illinois. The company’s mission is to provide affordable car insurance to high-risk drivers, including those with poor driving records, DUI convictions, or no prior insurance. American Access also emphasizes personalized customer service and convenient payment options.
The Hartford, on the other hand, has been in business for over 200 years and is one of the oldest insurance companies in the United States. The company’s mission is to help its customers prepare for the unexpected and protect what matters most in their lives. The Hartford has received high ratings for its financial stability and customer satisfaction.
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Products, Services, and Pricing:
Both American Access and The Hartford offer a wide range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. However, American Access specializes in non-standard auto insurance, while The Hartford offers additional products such as homeowners insurance, renters insurance, and business insurance.
The cost of car insurance varies depending on factors such as the driver’s age, gender, driving record, and location. American Access and The Hartford both offer online quotes and discounts for safe driving, multiple vehicles, and bundling policies. However, The Hartford also offers discounts for AARP members and drivers who use its driving safety program.
Customer Reviews:
Customer reviews can provide valuable insights into the quality of a car insurance company’s products and services. According to the Better Business Bureau, American Access has an A+ rating and a high volume of positive customer reviews. Customers have praised the company’s affordable rates, helpful agents, and quick claims processing.
The Hartford has also received positive customer reviews for its customer service and claims handling. However, the company has received some complaints about its pricing and rate increases for long-time customers.
FAQ:
Q: Can I get car insurance from American Access or The Hartford if I have a poor driving record?
A: Yes, both companies offer coverage for high-risk drivers, but American Access specializes in non-standard auto insurance.
Q: How can I qualify for discounts on car insurance from American Access or The Hartford?
A: Discounts are available for safe driving, multiple vehicles, bundling policies, and more. The Hartford also offers discounts for AARP members and drivers who complete its driving safety program.
Q: What types of car insurance coverage are available from American Access and The Hartford?
A: Both companies offer liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. The Hartford also offers additional products such as homeowners insurance, renters insurance, and business insurance.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.