American Family KnowYourDrive Review for 2024

Are you trying to find more ways to save money on American Family car insurance? Try out American Family KnowYourDrive.

American Family KnowYourDrive is a program that provides a discount to American Family customers who are searching for affordable car insurance rates.

Read through this American Family KnowYourDrive review to learn how American Family’s pay-how-you-drive car insurance program works.

After reading our American Family KnowYourDrive review, enter your ZIP code in the free comparison tool above to compare multiple companies in your local area.

What is American Family KnowYourDrive?

American Family KnowyourDrive is a usage-based insurance program that provides a discount when you drive safely.

American Family auto insurance rates are adjusted based on your driving habits. The better your driving behavior, the more you’ll save.

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How does American Family KnowYourDrive work?

To access American Family KnowYourDrive, you’ll have to sign up when you’re buying an American Family car insurance policy. Once you’re enrolled, you’ll receive a 10% discount.

Use your American Family insurance login to manage the KnowYourDrive mobile app. The built-in telematics works through the KnowYourDrive app and monitors your driving behaviors in the background.

What driving habits do American Family KnowYourDrive look for?

KnowYourDrive is a pay-how-you-drive (PHYD) insurance app. Therefore, your savings will depend on your driving habits. Here’s a list of behaviors that American Family insurance representatives monitor.

• Driving Frequency
• Hard Braking Events
• Fast Acceleration
• Speed
• Distracted Driving
• The time of day you drive

If you manage to drive safely according to American Family standards, you can receive a 20% discount on American Family car insurance rates.

Distracted driving is a sure way to miss out on American Family auto insurance savings.

According to the National Highway Traffic Safety Administration (NHTSA), 3,142 people were in fatal accidents involving distracted driving.

American Family insurance is one of many companies that want to discourage drivers from distracted driving and reward drivers who don’t participate in distracted driving.

How much are American Family car insurance rates after the KnowYourDrive discount?

The average annual rate for American Family auto insurance is $2,694. However, when you apply the American Family KnowYourDrive discount, you can save at least 10% on car insurance.

Let’s look at a few examples.

• American Family Car Insurance Rate w/o the KnowYourDrive Discount – $225/mo
• American Family Car Insurance Rate w/ the 10% initial KnowYourDrive Discount – $202/mo
• American Family Car Insurance Rate w/ the 20% KnowYourDrive Discount – $180/mo

If you want to receive up to 20% off, practice good driving behavior. American Family insurance reviews your driving habits over time. Once it’s done, you’ll get a grade on your driving performance. The better your grades, the more you’ll save.

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American Family KnowYourDrive App Reviews

The American Family KnowYourDrive mobile app is available on Google Play Store and Apple App Store. Here are the current star ratings on both platforms.

• Google Play Rating – 4.3 stars
• Apple iOS Rating – 4.6 stars

Mobile app ratings change all the time, but American Family’s KnowYourDrive app has maintained a four-star rating and above.

Is American Family KnowYourDrive worth it?

It depends on your situation. American Family KnowYourDrive is a road you can take to more affordable auto insurance. You can even stack it with other car insurance discounts.

If you drive your car less than the average person, think about enrolling in American Family MilesMyWay. The MilesMyWay program generates car insurance rates based on how many miles you drive per day.

Claims Process With American Family KnowYourDrive

Ease of Filing a Claim

American Family KnowYourDrive offers a convenient claims filing process for its customers. Whether you prefer online interactions, phone calls, or mobile apps, the company has you covered. You can file a claim with ease using the method that suits you best.

Average Claim Processing Time

One crucial aspect of any insurance program is the speed at which claims are processed. American Family KnowYourDrive strives to provide quick and efficient claim processing. Customers can expect timely responses and resolutions when they need to make a claim.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is at the heart of any insurance program. In this section, we’ll explore the feedback and experiences of American Family KnowYourDrive customers regarding the resolution of their claims and the payouts they receive.

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American Family KnowYourDrive Digital Tools and Resources

Mobile App Features and Functionality

The American Family KnowYourDrive mobile app is a key component of the program. We’ll delve into the features and functionality it offers, allowing policyholders to monitor their driving habits, access discounts, and manage their accounts conveniently from their smartphones.

Online Account Management Capabilities

In today’s digital age, online account management is essential for policyholders. This section will highlight the online tools and capabilities provided by American Family KnowYourDrive, making it easy for customers to access their policy information, monitor their driving behavior, and make necessary adjustments.

Digital Tools and Resources

American Family KnowYourDrive doesn’t stop at a mobile app and online account management. We’ll explore the additional digital tools and resources available to policyholders, providing them with valuable information and insights to help them become safer and more responsible drivers.

American Family KnowYourDrive Review: What’s the bottom line?

The best way to save with KnowYourDrive is to maintain good driving habits. It’s also an excellent way to lower high-risk car insurance.

Stack other American Family car insurance discounts with KnowYourDrive to maximize your savings.

We hope our American Family KnowYour Drive review helped you decide whether KnowYourDrive is right for you. You can expand your car insurance shopping list by using our free online quote tool to compare multiple companies near you.

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