American Family vs Ameriprise Financial Car Insurance for 2023

Car insurance is an important consideration for anyone who owns or operates a vehicle, and with so many different providers out there, it can be difficult to know where to start. In this review, we’ll be taking a close look at American Family car insurance and Ameriprise car insurance, two popular options in the marketplace. Specifically, we’ll be comparing the two providers on a variety of factors, including their history and mission, the products and services they offer, their costs, and their customer reviews. By the end of this review, you should have a better idea of which provider might be right for you.

Interesting Attributes:

• Both American Family and Ameriprise are well-established insurance providers with a strong reputation for customer service and satisfaction.
• American Family offers a wide range of insurance products, including home, auto, and life insurance, while Ameriprise is primarily focused on wealth management and financial planning services.
• Both providers offer a variety of discounts to their customers, including safe driving discounts, multi-policy discounts, and more.

Company History and Mission:

American Family Insurance was founded in 1927, and since then, it has grown to become one of the largest mutual insurance companies in the United States. The company is focused on providing a range of insurance products and services to help its customers protect their families, their homes, and their livelihoods. Ameriprise, on the other hand, was founded in 1894 as Investors Syndicate, and it has since become one of the leading providers of financial planning and wealth management services in the country.

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Products and Services:

Both American Family and Ameriprise offer a variety of insurance products and services. American Family is primarily focused on insurance, offering auto, home, life, business, and health insurance policies. In addition to these core products, the company also offers a range of optional add-ons and features, such as roadside assistance and accident forgiveness. Ameriprise, on the other hand, is primarily focused on wealth management and financial planning services. The company offers a variety of investment products, including mutual funds, exchange-traded funds (ETFs), and annuities, as well as financial planning services to help customers reach their financial goals.

Costs:

The cost of insurance can vary widely depending on a variety of factors, including the type of policy, the coverage amount, and the customer’s driving history. However, in general, American Family tends to be more affordable than Ameriprise, particularly when it comes to auto insurance. According to recent data, American Family customers pay an average of $1,369 per year for car insurance, while Ameriprise customers pay an average of $1,625 per year.

Discounts Offered to Customers:

Both American Family and Ameriprise offer a variety of discounts to their customers to help them save money on their insurance policies. Some of the most common discounts offered by both providers include safe driving discounts, multi-policy discounts, and loyalty discounts. In addition, American Family also offers discounts for students, for drivers who complete a defensive driving course, and for customers who choose to pay their premiums in full upfront.

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Customer Reviews:

Both American Family and Ameriprise have a strong reputation for customer service and satisfaction. According to recent customer reviews, American Family is particularly well-regarded for its helpful and knowledgeable customer service representatives, while Ameriprise is often praised for its financial planning and wealth management services.

FAQS

Q: What states does American Family offer car insurance in?

A: American Family car insurance is available in 19 states across the United States, including Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington, and Wisconsin.

Q: What discounts does Ameriprise offer for car insurance?

A: Ameriprise offers a range of discounts for car insurance, including safe driver discounts, multi-policy discounts, loyalty discounts, anti-theft discounts, and defensive driving course discounts. Contact Ameriprise or your local agent to find out which discounts may apply to you.

Q: How do I file a claim with American Family or Ameriprise for car insurance?

A: To file a claim with American Family or Ameriprise, contact your insurance agent or call the company’s claims department directly. You will need to provide details about the incident, such as the time and date, the location, and the extent of the damage or injuries.

Q: Can I manage my American Family or Ameriprise car insurance policy online?

A: Yes, both American Family and Ameriprise offer online account management for their car insurance policies. You can use the company’s website or mobile app to pay your bill, view your policy details, request policy changes, and more.

Q: How does American Family and Ameriprise compare in terms of customer service?

A: Both American Family and Ameriprise have strong reputations for customer service, with high ratings from industry organizations like J.D. Power. However, customer experiences can vary depending on individual circumstances and preferences. It’s important to research and compare reviews from other customers to find the best fit for your needs.

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