American National vs Farm Bureau Car Insurance for 2023

If you are in the market for car insurance, you might be wondering which insurance company to choose. Two popular options are American National car insurance and Farm Bureau car insurance.

Here are some interesting attributes of both insurance companies:

American National

• Founded in 1905
• Provides a variety of insurance products, including car, home, and life insurance
• Offers customizable coverage options

Farm Bureau

• Founded in 1939
• Offers insurance coverage for farm and ranch operations
• Provides discounts for members of the Farm Bureau organization

In this review, we will compare American National vs Farm Bureau car insurance to help you make an informed decision.

History and Mission: American National vs Farm Bureau

American National is a publicly traded company founded in 1905. Its mission is to provide high-quality insurance products and services to customers while maintaining financial strength and stability. The company offers a range of insurance products, including car, home, and life insurance. American National has an A rating from A.M. Best, a leading credit rating agency in the insurance industry.

Farm Bureau is a membership-based insurance company founded in 1939. Its mission is to serve the needs of farmers and ranchers and their families. Farm Bureau offers a range of insurance products, including car insurance, for members of the organization. The company has an A rating from A.M. Best.

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Products and Services Available

Let’s dive into more detail about the products and services offered by American National and Farm Bureau.

American National offers a range of insurance products, including car, home, and life insurance. In terms of car insurance, American National provides customizable coverage options, which include liability, collision, and comprehensive coverage.

Liability coverage is required by law and covers damages and injuries you may cause to others in an accident. Collision coverage pays for damages to your vehicle if you collide with another car or object, while comprehensive coverage covers damage caused by events such as theft, vandalism, or natural disasters.

Farm Bureau offers a range of insurance products, including car insurance, for members of the organization. The company provides liability, collision, and comprehensive coverage options, as well as additional coverage options for rental cars and roadside assistance.

Farm Bureau’s car insurance coverage includes liability coverage, which is required by law, as well as collision coverage, which pays for damages to your vehicle if you collide with another car or object. Comprehensive coverage is also available to cover damage caused by events such as theft, vandalism, or natural disasters.

Insurance Cost at American National and Farm Bureau

The cost of car insurance can vary widely depending on a number of factors, including your driving history, the type of vehicle you drive, and your location.

It’s important to note that the cost of insurance for American National and Farm Bureau will depend on a variety of factors, and it’s best to obtain a personalized quote from each company to determine the actual cost for your specific situation.

It’s also important to keep in mind that while price is certainly an important factor when choosing car insurance, it’s not the only factor to consider. It’s important to choose a company that offers quality coverage and excellent customer service, as well as competitive pricing.

States Offering American National and Farm Bureau

American National offers car insurance coverage in all 50 states, as well as the District of Columbia. The company has a network of independent agents who can help customers find the right coverage for their needs. Some of the states where American National is particularly popular include Texas, California, Florida, and Illinois.

Farm Bureau is a bit more limited in terms of its coverage area. The company offers car insurance in 15 states, primarily in the Midwest and Southern regions of the United States. Some of the states where Farm Bureau offers coverage include Arkansas, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Carolina, South Carolina, Tennessee, and Utah.

If you frequently travel to states where your car insurance company doesn’t offer coverage, you may want to consider purchasing additional coverage to ensure that you are fully protected while on the road.

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Discounts Available at American National vs Farm Bureau

American National offers a number of discounts to help customers save money on their car insurance premiums. Some of the most common discounts available from American National include:

• Multi-policy discount: Customers who have multiple policies with American National, such as a car insurance policy and a homeowners insurance policy, may be eligible for a discount on their premiums.
• Good driver discount: Customers who have a clean driving record and haven’t been involved in any accidents may be eligible for a good driver discount.
• Safe vehicle discount: Customers who drive a vehicle that is equipped with certain safety features, such as airbags or anti-lock brakes, may be eligible for a safe vehicle discount.
• Loyalty discount: Customers who have been insured with American National for a certain number of years may be eligible for a loyalty discount.

Farm Bureau also offers a number of discounts to help customers save money on their car insurance premiums. Some of the most common discounts available from Farm Bureau include:

• Multi-policy discount: Customers who have multiple policies with Farm Bureau, such as a car insurance policy and a homeowners insurance policy, may be eligible for a discount on their premiums.
• Safe driver discount: Customers who have a clean driving record and haven’t been involved in any accidents may be eligible for a safe driver discount.
• Good student discount: Customers who are full-time students and maintain a certain grade point average may be eligible for a good student discount.
• Farm Bureau membership discount: Customers who are members of the Farm Bureau organization may be eligible for a discount on their car insurance premiums.

It’s important to keep in mind that discounts may vary depending on the state in which you live and other factors specific to your situation.

Customer Feedbacks

American National:

American National has received mixed reviews from customers and industry experts. According to J.D. Power’s 2021 U.S. Auto Insurance Study, American National received a below-average rating for overall satisfaction. However, the company did receive above-average ratings for the claims process and customer service. Some customers have praised American National for its competitive rates and knowledgeable agents, while others have complained about slow claims processing and poor communication.

Farm Bureau:

Farm Bureau has generally received positive reviews from customers and industry experts. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Farm Bureau received an above-average rating for overall satisfaction. The company also received above-average ratings for the claims process, customer service, and price.

Roundup: American National vs Farm Bureau

After reviewing American National and Farm Bureau car insurance, it’s clear that both companies have their strengths and weaknesses.

American National offers a wide range of coverage options and has a strong financial rating, but its customer service and claims processing can be slow at times. On the other hand, Farm Bureau has received high ratings for customer satisfaction and has a reputation for competitive pricing, but it may not be available in all states and its coverage options may be more limited compared to American National.

When choosing a car insurance company, it’s important to consider your individual needs and priorities. If you value a wide range of coverage options and a strong financial rating, American National may be a good choice for you. However, if you prioritize customer service and competitive pricing, Farm Bureau may be a better fit.

Regardless of which company you choose, it’s important to do your research and read reviews from a variety of sources to ensure that you’re getting the best possible coverage at a fair price.

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