American National vs Michigan Farm Bureau Car Insurance for 2023
Comparing American National and Michigan Farm Bureau: Coverage, Cost, and Customer Service. Which car insurance provider offers the best value and protection for drivers in the US? Learn about the similarities and differences between these two insurers, and make an informed decision for your auto coverage needs
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is a necessary part of owning a vehicle, but with so many options available, it can be difficult to decide which company to choose. Two popular options for car insurance are American National car insurance and Michigan Farm Bureau car insurance.
- American National offers customizable policies to fit the individual needs of each customer, allowing for a personalized experience.
- Michigan Farm Bureau provides a wide range of insurance products in addition to car insurance, including home and farm insurance.
- Both companies offer discounts for safe driving and multiple vehicles, making them a great choice for families and safe drivers.
In this review, we will compare the two companies, examining their history, products, pricing, and customer reviews to help you make an informed decision when it comes to insuring your vehicle.
History and Mission: American National vs Michigan Farm Bureau
American National was founded in 1905 and has since grown to become a national company with a focus on providing customizable insurance policies that fit the individual needs of each customer. Their mission is to provide financial strength and stability to their customers, allowing them to feel secure in their insurance coverage.
Michigan Farm Bureau, on the other hand, was founded in 1949 as a non-profit organization with a focus on providing insurance products to farmers. Since then, they have expanded to offer a variety of insurance products, including car insurance. Their mission is to provide affordable insurance coverage to their customers while maintaining a strong commitment to the community.
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Coverage Options Available
Let’s dive into the main products and services offered by American National and Michigan Farm Bureau car insurance.
American National:
American National offers a range of insurance products, including auto insurance, home insurance, life insurance, business insurance, and more. Their auto insurance policies include liability coverage, collision coverage, comprehensive coverage, and personal injury protection. They also offer additional coverage options, such as uninsured/underinsured motorist coverage and roadside assistance.
In addition to their standard auto insurance policies, American National also offers specialized coverage options for antique and classic cars, as well as insurance for recreational vehicles like boats, motorcycles, and ATVs.
Michigan Farm Bureau:
Michigan Farm Bureau car insurance is part of the larger Michigan Farm Bureau organization, which is a membership-based organization that serves the needs of farmers and rural residents in Michigan. Their car insurance policies include liability coverage, collision coverage, and comprehensive coverage. They also offer additional coverage options, such as roadside assistance, rental car coverage, and gap insurance.
Michigan Farm Bureau car insurance also offers discounts for members of the Michigan Farm Bureau organization, as well as discounts for good driving habits and for insuring multiple vehicles.
Cost of American National vs Michigan Farm Bureau
The cost of auto insurance varies depending on a number of factors, including the type of coverage you choose, your driving record, and the make and model of your vehicle. Both American National and Michigan Farm Bureau car insurance offer free quotes online, which can help you get an idea of how much you can expect to pay for coverage.
American National offers auto insurance in all 50 states, while Michigan Farm Bureau car insurance is only available to residents of Michigan.
Discounts Offered
Both American National and Michigan Farm Bureau car insurance offer a variety of discounts to help their customers save money on their auto insurance premiums. Here are some of the discounts offered by each company:
Discounts Offered by American National:
- Safe Driver Discount: If you maintain a good driving record without any accidents, violations or claims for a certain period of time, you can qualify for this discount.
- Multi-Car Discount: If you insure more than one car with American National, you can receive a discount on your auto insurance premiums.
- Loyalty Discount: If you have been a customer with American National for a certain number of years, you can qualify for a discount on your car insurance premiums.
- Good Student Discount: Students who maintain a B average or higher can receive a discount on their car insurance premiums.
- Anti-Theft Discount: If you have an anti-theft device installed in your vehicle, you can receive a discount on your car insurance premiums.
- Defensive Driving Discount: If you complete an approved defensive driving course, you can qualify for a discount on your car insurance premiums.
Discounts Offered by Michigan Farm Bureau:
- Safe Driver Discount: If you maintain a good driving record without any accidents or claims, you can qualify for this discount.
- Multi-Vehicle Discount: If you insure more than one vehicle with Michigan Farm Bureau, you can receive a discount on your auto insurance premiums.
- Good Student Discount: Students who maintain a B average or higher can receive a discount on their car insurance premiums.
- Anti-Theft Discount: If you have an anti-theft device installed in your vehicle, you can receive a discount on your car insurance premiums.
- Farm Bureau Membership Discount: If you are a member of the Michigan Farm Bureau, you can receive a discount on your car insurance premiums.
- Driver Training Discount: If you complete an approved driver training course, you can qualify for a discount on your car insurance premiums.
It’s important to note that not all discounts are available in all states, and the availability and amount of discounts may vary depending on your location and individual circumstances. Therefore, it’s a good idea to speak with a representative from each company to determine which discounts you may be eligible for and how much you can save on your car insurance premiums.
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Customer Reviews
American National has generally received positive reviews from customers. According to J.D. Power’s 2020 U.S. Auto Insurance Study, American National received an above average rating in the overall satisfaction category. Many customers appreciate American National’s competitive rates, excellent customer service, and easy-to-use website. Some customers have also praised the company for its hassle-free claims process and quick response times.
Michigan Farm Bureau has also received positive reviews from customers. According to J.D. Power’s 2020 U.S. Auto Insurance Study, Michigan Farm Bureau received an above average rating in the overall satisfaction category. Customers have praised the company for its competitive rates, excellent customer service, and easy-to-use website. Some customers have also appreciated the fact that Michigan Farm Bureau is a local, community-based insurance provider.
In Summary: American National and Michigan Farm Bureau
After researching and comparing American National and Michigan Farm Bureau car insurance, it’s clear that both companies have their own unique strengths and weaknesses.
American National is a well-established insurance provider with over 100 years of experience. They offer a wide range of coverage options, including liability, collision, comprehensive, and personal injury protection. American National’s rates are competitive and they offer a variety of discounts, including safe driver discounts, multi-vehicle discounts, and loyalty discounts.
Michigan Farm Bureau is a local, community-based insurance provider that has been in business for over 70 years. They offer a variety of coverage options, including liability, collision, comprehensive, and personal injury protection.
It’s important to do your own research, compare quotes, and speak with a representative from each company to determine which insurance provider is the best fit for your needs and budget. With the right coverage and customer service, you can have peace of mind knowing that you’re protected on the road.
Frequently Asked Questions
Does American National offer roadside assistance?
Yes, American National offers roadside assistance as an add-on to their car insurance policies. This coverage includes services like towing, jump-starts, flat tire changes, and lockout assistance.
Can I make a claim online with American National?
Yes, you can file a claim online through American National’s website. You can also file a claim over the phone or through their mobile app.
Does American National offer any discounts for students?
Yes, American National offers a good student discount for students who maintain a B average or higher. They also offer a distant student discount for students who attend school at least 100 miles away from home without a car.
How can I pay my American National car insurance bill?
American National accepts payments online, by phone, by mail, and through their mobile app. You can pay with a credit card, debit card, or bank account.
Does Michigan Farm Bureau offer rental car coverage?
Yes, Michigan Farm Bureau offers rental car coverage as an add-on to their car insurance policies. This coverage provides reimbursement for the cost of renting a car if your own car is in the shop due to a covered loss.
Can I get a quote for Michigan Farm Bureau car insurance online?
No, you cannot get a quote for Michigan Farm Bureau car insurance online. You will need to contact a local agent to get a quote.
Does Michigan Farm Bureau offer any discounts for safe driving?
Yes, Michigan Farm Bureau offers a safe driver discount for drivers who have a clean driving record with no accidents or violations in the past three years.
How can I report a claim with Michigan Farm Bureau?
You can report a claim with Michigan Farm Bureau online, by phone, or through their mobile app. A claims representative will guide you through the process and answer any questions you may have.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.