American National vs State Farm Car Insurance for 2023

Interesting Attributes of American National and State Farm Car Insurance

• American National offers a unique “Drive Cam” feature that rewards safe driving behavior.
• State Farm is known for its large network of agents, making it easy for customers to get personalized service.
• Both American National and State Farm offer comprehensive coverage options for car owners.

When it comes to car insurance, finding the right provider can make all the difference. In this review, we’ll compare two of the most popular options on the market: American National car insurance and State Farm car insurance.

Whether you’re a new driver or an experienced one, it’s important to find a policy that offers the coverage you need at a price you can afford. Read on to learn more about what these two companies have to offer.

Company History and Mission

American National Car Insurance:

American National has been providing insurance solutions to customers for over 110 years. Their mission is to help individuals and families achieve financial security and peace of mind through quality insurance products and superior customer service.

State Farm Car Insurance:

State Farm has been around for over 98 years, with a mission to help customers manage the risks of everyday life, recover from the unexpected, and realize their dreams. Both companies have a long-standing reputation for providing reliable insurance services.

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Products and Services Offered

Both American National and State Farm offer a wide range of insurance products and services, including auto insurance.

American National Car Insurance:

American National offers life insurance, home insurance, business insurance, and more. They also offer umbrella insurance policies that can provide additional liability coverage beyond the limits of your existing policies. American National’s life insurance policies include term life, whole life, universal life, and variable universal life insurance, allowing customers to choose the policy that best fits their needs.

State Farm Car Insurance:

State Farm, on the other hand, offers not only auto insurance, but also home insurance, renters insurance, condo insurance, life insurance, disability insurance, and more. Their life insurance policies include term life, whole life, and universal life insurance. State Farm also offers banking services, including checking accounts, savings accounts, credit cards, and loans, making it a one-stop-shop for all your financial needs.

Cost of Services and States Offered

The cost of services offered by American National and State Farm will vary depending on several factors, including driving history, location, age, and the coverage options selected.

American National Car Insurance:

American National offers a range of coverage options for its auto insurance policies, including liability coverage, collision coverage, comprehensive coverage, and more. The cost of these options will vary based on the customer’s individual needs and preferences.

State Farm Car Insurance:

State Farm offers similar coverage options for its auto insurance policies, including liability coverage, collision coverage, and comprehensive coverage. Customers can also choose to add optional coverage such as rental car reimbursement and emergency road service to their policies. The cost of these options will depend on the state in which the customer resides.

When it comes to the states in which American National and State Farm offer their services, both companies provide coverage in all 50 states and the District of Columbia. However, the cost of services will depend on the state in which the customer resides.

Discounts Available to Customers

Both American National and State Farm offer a variety of discounts to their customers. Some of the most common discounts include:

• Safe driving discounts for drivers with a clean driving record.
• Multi-policy discounts for customers who have more than one insurance policy with the company, such as home and auto insurance.
• Vehicle safety discounts for customers who have certain safety features on their vehicle, such as anti-lock brakes, airbags, or anti-theft devices.
• Good student discounts for young drivers who maintain a certain GPA.
• Loyalty discounts for customers who have been with the company for a certain number of years.

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Customer Reviews

Both American National and State Farm have generally positive customer reviews. According to J.D. Power’s 2021 U.S. Auto Insurance Study, State Farm ranked highest in overall customer satisfaction among auto insurers in the United States, while American National received an average rating.

However, individual experiences may vary, and it’s always a good idea to do your own research and read reviews from multiple sources before making a decision.

FAQs

Q: Can I get a quote online from American National and State Farm?

A: Yes, both companies offer online quotes for auto insurance policies.

Q: Are there any discounts available for senior citizens?

A: Yes, both companies offer discounts for senior citizens who meet certain criteria.

Q: What happens if I get into an accident?

A: Both American National and State Farm have a claims process in place to help customers report and handle accidents.

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