Ameriprise Financial Car Insurance Review for 2024
Are you looking for reliable car insurance to protect your vehicle? Ameriprise Financial is a company that offers a range of financial services, including home, auto, and umbrella insurance policies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Jan 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AM Best Rating: A+
- Monthly Rates From: $50-$125
- Types of Coverage: Annuities, Auto, home insurance, Life insurance, Long-term care insurance, Disability income insurance
- Customer Service & Claims Number: 800-862-7919
Ameriprise Financial is a financial planning and services company that was founded in 1894. The company’s mission is to help its customers achieve their financial goals by providing personalized advice, products, and services. Ameriprise Financial has been providing insurance services for more than 30 years and has a strong reputation in the industry.
This Ameriprise Financial car insurance review will cover everything you need to know about the company and whether or not it’s the right choice for you.
Ameriprise Financial Average Monthly Rates vs U.S. Average
| Coverage Type | Ameriprise Financial | U.S. Average |
|---|---|---|
| Full Coverage | $125 | $119 |
| Minimum Coverage | $50 | $45 |
How much is Ameriprise Financial car insurance?
When considering car insurance, it’s crucial to evaluate the cost factors that come into play. Ameriprise Financial Car Insurance offers a range of coverage options to meet the diverse needs of policyholders. However, the actual cost of Ameriprise Financial Car Insurance can vary significantly depending on several key variables.
These variables include the state in which you reside, your driving history, the make and model of your vehicle, and the specific coverage options you select. To obtain an accurate cost estimate for Ameriprise Financial Car Insurance, it’s necessary to provide these details either directly to Ameriprise Financial or through an insurance agent.
By understanding these cost determinants, you can make an informed decision about the affordability of Ameriprise Financial Car Insurance for your specific circumstances. The cost of Ameriprise Financial Car Insurance is not a one-size-fits-all figure; it is influenced by numerous factors.
By considering your location, driving record, vehicle type, and chosen coverage options, you can get a personalized cost estimate for your car insurance. This enables you to make a well-informed decision about the financial aspect of protecting your vehicle with Ameriprise Financial Car Insurance.
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Ameriprise Financial Car Insurance Options
Ameriprise Financial Car Insurance offers a range of products and services to meet the needs of customers who are looking for reliable and affordable car insurance. Here’s a detailed breakdown of the different coverage options and features provided by Ameriprise Financial:
- Liability Coverage: Liability coverage is mandatory in most states and covers the costs of damages and injuries you cause to others in an accident. Ameriprise Financial offers both bodily injury liability and property damage liability coverage to protect you in case of an accident.
- Collision Coverage: Collision coverage pays for damages to your car if it collides with another car or an object. Ameriprise Financial offers collision coverage as an optional add-on to your policy.
- Comprehensive Coverage: Comprehensive coverage covers the cost of damages to your car that are not caused by a collision. This includes theft, vandalism, and weather-related damage such as hail, floods, and fire. Ameriprise Financial offers comprehensive coverage as an optional add-on to your policy.
- Rental Car Coverage: Will insurance cover a rental car? Ameriprise Financial offers rental car coverage as an optional add-on to your policy. This coverage pays for the cost of a rental car while your car is being repaired after an accident.
- Roadside Assistance: Ameriprise Financial provides 24/7 roadside assistance to customers who need help with their cars. This service includes towing, jump-starts, lockout assistance, and fuel delivery.
- Accident Forgiveness: Ameriprise Financial offers accident forgiveness as an optional add-on to your policy. This means that your premium won’t increase after your first accident, as long as you meet certain requirements.
- Glass Coverage: Ameriprise Financial offers glass coverage as an optional add-on to your policy. This coverage pays for the cost of repairing or replacing broken glass on your car.
- Personal Injury Protection: Personal injury protection (PIP) insurance is a type of coverage that pays for medical expenses and lost wages if you or your passengers are injured in an accident. Ameriprise Financial offers PIP as an optional add-on to your policy.
- Uninsured/Underinsured Motorist Coverage: Uninsured/Underinsured motorist coverage protects you if you’re in an accident with someone who doesn’t have insurance or has insufficient coverage. Ameriprise Financial offers this coverage as an optional add-on to your policy.
Ameriprise Financial Car Insurance is available in a limited number of states in the United States. Ameriprise Financial Car Insurance is available in the following states:
- Arizona
- Colorado
- Illinois
- Indiana
- Iowa
- Michigan
- Minnesota
- Missouri
- Nebraska
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Wisconsin
It’s important to note that availability may change over time, so it’s best to check with the company or an insurance agent to confirm whether Ameriprise Financial Car Insurance is available in your state.
Ameriprise Financial Car Insurance Discounts
In terms of discounts, Ameriprise Financial Car Insurance offers a number of ways for customers to save on their premiums. Here are some of the most common discounts available:
- Multi-Policy Discount: If you have multiple policies with Ameriprise Financial, such as car and home insurance, you may be eligible for a discount on your car insurance premiums.
- Safe Driving Discount: If you have a clean driving record and have not had any accidents or traffic violations for a certain period of time, you may qualify for a safe driving discount.
- Defensive Driving Discount: If you have completed an approved defensive driving course, you may be eligible for a discount on your car insurance premiums.
- Loyalty Discount: If you have been a long-time customer of Ameriprise Financial, you may be eligible for a loyalty discount on your car insurance premiums.
- Good Student Discount: If you or a young driver on your policy is a student with good grades, you may be eligible for a good student discount on your car insurance premiums.
- Anti-Theft Discount: If your car has an anti-theft device installed, you may be eligible for a discount on your car insurance premiums.
These discounts can vary by state and may not be available in all areas. It’s best to check with Ameriprise Financial or an insurance agent to see which discounts are available to you and how much you can save on your premiums.
Claims Process With Ameriprise Financial Car Insurance
Ease of Filing a Claim
Ameriprise Financial offers multiple convenient methods for policyholders to file insurance claims. Whether you prefer online submissions, phone assistance, or using mobile apps, Ameriprise has designed its claims process to be accessible and user-friendly.
Average Claim Processing Time
One crucial aspect of an insurance company’s performance is the speed at which it processes claims. Ameriprise Financial strives to ensure that claims are handled efficiently and promptly. Policyholders can expect a reasonably quick turnaround time when filing a claim with the company.
Customer Feedback on Claim Resolutions and Payouts
Customer satisfaction is paramount when it comes to insurance claims. Ameriprise Financial has garnered valuable feedback from its customers regarding their experiences with claim resolutions and payouts. Understanding how the company handles claims and addresses policyholders’ concerns can provide valuable insights for potential customers.
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Ameriprise Financial Car Insurance Digital and Technological Features
Mobile App Features and Functionality
Ameriprise Financial’s mobile app enhances the insurance experience by offering a range of convenient features, such as policy management, premium payments, and streamlined claims submission. Users can access policy details, coverage information, and make payments directly through the user-friendly app.
Furthermore, the app provides access to digital insurance ID cards, allows requests for roadside assistance, and offers easy access to customer support, simplifying policy management and enhancing user interaction with Ameriprise’s services.
Online Account Management Capabilities
Ameriprise Financial recognizes the significance of online account management and offers a robust platform for policyholders. This online service allows secure access to policy details, coverage information, and billing statements.
Users can conveniently make premium payments and set up automatic payments, easily update personal information, access and print policy documents, and monitor claim status. Additionally, accessible customer support contact information ensures quick assistance for any inquiries or needs, enhancing the overall efficiency and convenience of online account management with Ameriprise Financial.
Digital Tools and Resources
In addition to its mobile app and online account management, Ameriprise Financial offers various digital tools and resources to assist policyholders in making informed decisions about their insurance coverage. These resources may include calculators, educational materials, and other digital assets designed to empower customers.
Ameriprise Financial Car Insurance Reviews
According to customer reviews, Ameriprise Financial Car Insurance is known for its competitive pricing, responsive customer service, and user-friendly website. Some customers have reported delays in the claims process, but overall, the company has a positive reputation for providing reliable and affordable car insurance.
History and Mission of Ameriprise Financial Car Insurance
Ameriprise Financial Car Insurance boasts a history spanning more than three decades, rooted in a deep commitment to financial well-being and security. The company’s mission is to provide comprehensive and affordable car insurance options that align with clients’ unique financial goals.
From its inception, Ameriprise Financial Car Insurance has dedicated itself to ensuring that individuals and families have the protection they need on the road. With a foundation in financial expertise, the company entered the car insurance industry to extend its mission.
Ameriprise Financial Car Insurance has earned a reputation for offering dependable car insurance solutions, marked by responsive customer service, competitive pricing, and innovative digital solutions. The unwavering mission is to empower policyholders to confidently pursue their life’s journey, knowing they are protected every mile of the way, all underpinned by a strong history and a commitment to trust.
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Ameriprise Financial Car Insurance: The Bottom Line
In conclusion, Ameriprise Financial Car Insurance offers a range of coverage options and discounts to help customers find affordable and reliable car insurance. The company’s history, mission, and commitment to customer service make it a reputable choice for those in need of car insurance.
If you’re in the market for car insurance, it’s worth comparing the coverage and pricing offered by Ameriprise Financial with other providers to find the best option for your needs.
Frequently Asked Questions
Is Ameriprise good for car insurance?
Ameriprise Financial car insurance comes with solid customer reviews and competitive rates. Ultimately, whether it’s a good choice for you will depend on your needs.
Who took over Ameriprise insurance?
Ameriprise Financial was acquired by American Family Insurance in 2019. It now operates as a subsidiary.
What services does Ameriprise Financial provide?
Ameriprise offers a wide range of financial services including wealth management, retirement planning, and insurance coverage.
What are the customer reviews like for Ameriprise Financial Car Insurance?
According to customer reviews, Ameriprise Financial Car Insurance is known for its competitive pricing, responsive customer service, and user-friendly website. Some customers have reported delays in the claims process, but overall, the company has a positive reputation for providing reliable and affordable car insurance.
What is the claims process like with Ameriprise Financial Car Insurance?
Ameriprise Financial offers multiple convenient methods for policyholders to file insurance claims. Whether you prefer online submissions, phone assistance, or using mobile apps, Ameriprise has designed its claims process to be accessible and user-friendly.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.