Ameriprise Financial Car Insurance Review for 2023
Are you looking for reliable car insurance to protect your vehicle? Ameriprise Financial is a company that offers a range of financial services, including home, auto, and umbrella insurance policies.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Offers a variety of discounts to help customers save money on their car insurance premiums.
- Provides 24/7 customer support to assist customers with their insurance needs at any time.
- Partners with auto repair shops to provide guaranteed repairs for customers who need to file a claim.
Ameriprise Financial is a financial planning and services company that was founded in 1894. The company’s mission is to help its customers achieve their financial goals by providing personalized advice, products, and services. Ameriprise Financial has been providing insurance services for more than 30 years and has a strong reputation in the industry.
This Ameriprise Financial car insurance review will cover everything you need to know about the company and whether or not it’s the right choice for you.
Ameriprise Financial Car Insurance Options
Ameriprise Financial Car Insurance offers a range of products and services to meet the needs of customers who are looking for reliable and affordable car insurance. Here’s a detailed breakdown of the different coverage options and features provided by Ameriprise Financial:
- Liability Coverage: Liability coverage is mandatory in most states and covers the costs of damages and injuries you cause to others in an accident. Ameriprise Financial offers both bodily injury liability and property damage liability coverage to protect you in case of an accident.
- Collision Coverage: Collision coverage pays for damages to your car if it collides with another car or an object. Ameriprise Financial offers collision coverage as an optional add-on to your policy.
- Comprehensive Coverage: Comprehensive coverage covers the cost of damages to your car that are not caused by a collision. This includes theft, vandalism, and weather-related damage such as hail, floods, and fire. Ameriprise Financial offers comprehensive coverage as an optional add-on to your policy.
- Rental Car Coverage: Will insurance cover a rental car? Ameriprise Financial offers rental car coverage as an optional add-on to your policy. This coverage pays for the cost of a rental car while your car is being repaired after an accident.
- Roadside Assistance: Ameriprise Financial provides 24/7 roadside assistance to customers who need help with their cars. This service includes towing, jump-starts, lockout assistance, and fuel delivery.
- Accident Forgiveness: Ameriprise Financial offers accident forgiveness as an optional add-on to your policy. This means that your premium won’t increase after your first accident, as long as you meet certain requirements.
- Glass Coverage: Ameriprise Financial offers glass coverage as an optional add-on to your policy. This coverage pays for the cost of repairing or replacing broken glass on your car.
- Personal Injury Protection: Personal injury protection (PIP) insurance is a type of coverage that pays for medical expenses and lost wages if you or your passengers are injured in an accident. Ameriprise Financial offers PIP as an optional add-on to your policy.
- Uninsured/Underinsured Motorist Coverage: Uninsured/Underinsured motorist coverage protects you if you’re in an accident with someone who doesn’t have insurance or has insufficient coverage. Ameriprise Financial offers this coverage as an optional add-on to your policy.
Ameriprise Financial Car Insurance is available in a limited number of states in the United States. Ameriprise Financial Car Insurance is available in the following states:
- Arizona
- Colorado
- Illinois
- Indiana
- Iowa
- Michigan
- Minnesota
- Missouri
- Nebraska
- Ohio
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Wisconsin
It’s important to note that availability may change over time, so it’s best to check with the company or an insurance agent to confirm whether Ameriprise Financial Car Insurance is available in your state.
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How much is Ameriprise Financial car insurance?
The cost of Ameriprise Financial Car Insurance varies based on a number of factors, including the state you live in, your driving history, the make and model of your car, and the coverage options you choose. To get an accurate quote, you’ll need to provide this information to Ameriprise Financial or an insurance agent.
Ameriprise Financial Car Insurance Discounts
In terms of discounts, Ameriprise Financial Car Insurance offers a number of ways for customers to save on their premiums. Here are some of the most common discounts available:
- Multi-Policy Discount: If you have multiple policies with Ameriprise Financial, such as car and home insurance, you may be eligible for a discount on your car insurance premiums.
- Safe Driving Discount: If you have a clean driving record and have not had any accidents or traffic violations for a certain period of time, you may qualify for a safe driving discount.
- Defensive Driving Discount: If you have completed an approved defensive driving course, you may be eligible for a discount on your car insurance premiums.
- Loyalty Discount: If you have been a long-time customer of Ameriprise Financial, you may be eligible for a loyalty discount on your car insurance premiums.
- Good Student Discount: If you or a young driver on your policy is a student with good grades, you may be eligible for a good student discount on your car insurance premiums.
- Anti-Theft Discount: If your car has an anti-theft device installed, you may be eligible for a discount on your car insurance premiums.
These discounts can vary by state and may not be available in all areas. It’s best to check with Ameriprise Financial or an insurance agent to see which discounts are available to you and how much you can save on your premiums.
Ameriprise Financial Car Insurance Reviews
According to customer reviews, Ameriprise Financial Car Insurance is known for its competitive pricing, responsive customer service, and user-friendly website. Some customers have reported delays in the claims process, but overall, the company has a positive reputation for providing reliable and affordable car insurance.
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Ameriprise Financial Car Insurance: The Bottom Line
In conclusion, Ameriprise Financial Car Insurance offers a range of coverage options and discounts to help customers find affordable and reliable car insurance. The company’s history, mission, and commitment to customer service make it a reputable choice for those in need of car insurance. If you’re in the market for car insurance, it’s worth comparing the coverage and pricing offered by Ameriprise Financial with other providers to find the best option for your needs.
Frequently Asked Questions
Is Ameriprise good for car insurance?
Ameriprise Financial car insurance comes with solid customer reviews and competitive rates. Ultimately, whether it’s a good choice for you will depend on your needs.
Who took over Ameriprise insurance?
Ameriprise Financial was acquired by American Family Insurance in 2019. It now operates as a subsidiary.
What services does Ameriprise Financial provide?
Ameriprise offers a wide range of financial services including wealth management, retirement planning, and insurance coverage.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.