Auto Club vs Home State Car Insurance for 2023

Are you in the market for car insurance and trying to decide between Auto Club car insurance  and Home State car insurance? Both of these insurance providers have a lot to offer, but which one is right for you?

In this review, we’ll compare the two companies and help you make an informed decision about which car insurance provider will work best for you and your family.

Interesting attributes of Auto Club vs Home State car insurance:

• Auto Club has been providing insurance services for over 100 years, while Home State is a newer company that has been rapidly expanding across the United States.
• Both companies offer a wide range of coverage options, including liability, collision, and comprehensive coverage, as well as additional add-ons like roadside assistance and rental car coverage.
• Auto Club offers members exclusive benefits, like discounts on travel and entertainment, while Home State focuses on providing affordable coverage and excellent customer service.

Company History and Mission: Auto Club vs Home State

Auto Club was founded in 1900 and has since become one of the most well-known and respected names in the insurance industry. The company’s mission is to provide its members with peace of mind and excellent service, whether they are on the road, at home, or abroad.

Auto Club is a non-profit organization that offers a wide range of insurance and travel services to its members, including auto, home, life, and travel insurance.

Home State was founded in 2017 and has quickly established itself as a reliable and affordable insurance provider. The company’s mission is to make insurance accessible to everyone, regardless of their budget or driving history.

Home State offers a range of insurance products, including auto, home, and renters insurance, as well as commercial coverage for small businesses.

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Products and Services: Auto Club vs Home State

Auto Club offers a wide range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and more.

In addition to car insurance, they also offer roadside assistance, travel planning, and other services as part of their membership program.

Home State Insurance specializes in providing affordable car insurance to drivers in select states. They offer a variety of coverage options, including liability coverage, collision coverage, and comprehensive coverage.

They also provide 24/7 claims service and support to their customers.

Cost of Services and States Where They Are Offered: Auto Club vs Home State Car Insurance

The cost of car insurance from Auto Club will vary depending on a number of factors, including your driving history, the type of coverage you choose, and where you live. They offer car insurance in all 50 states and the District of Columbia.

Home State offers affordable car insurance to drivers in select states, including Texas, Arizona, and New Mexico. The cost of their services will vary depending on the type of coverage you choose and other factors, such as your driving record and location.

Discounts Available to Customers: Auto Club vs Home State Car Insurance

Auto Club and Home State both offer a range of discounts to their customers. These discounts can help lower your overall insurance premiums and save you money. Here are some of the discounts that each company offers:

Auto Club:

• Good Driver Discount: This discount is available to drivers who have been accident-free for at least three years and have no moving violations.
• Multi-Car Discount: If you insure more than one car with Auto Club, you can qualify for a discount on your premiums.
• Multi-Policy Discount: If you have other insurance policies with Auto Club, such as homeowners or renters insurance, you can qualify for a discount on your car insurance.
• Anti-Theft Discount: If your car has an approved anti-theft device installed, you can qualify for a discount on your premiums.
• Mature Driver Discount: This discount is available to drivers who are 55 years of age or older and have completed an approved driver improvement course.

Home State:

• Safe Driver Discount: This discount is available to drivers who have been accident-free for a certain period of time and have no moving violations.
• Multi-Car Discount: If you insure more than one car with Home State, you can qualify for a discount on your premiums.
• Multi-Policy Discount: If you have other insurance policies with Home State, such as homeowners or renters insurance, you can qualify for a discount on your car insurance.
• Good Student Discount: If you are a student who maintains good grades, you can qualify for a discount on your premiums.
• Anti-Theft Discount: If your car has an approved anti-theft device installed, you can qualify for a discount on your premiums.

It’s important to note that the discounts offered by each company may vary by state, so be sure to check with your agent to see which discounts are available to you.

Additionally, some discounts may not be available in combination with others. For example, you may not be able to combine a multi-car discount with a safe driver discount.

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Customer Reviews: Auto Club vs Home State

Both Auto Club and Home State have received positive reviews from their customers.

Auto Club has received high ratings for its customer service and exclusive benefits, while Home State has received praise for its affordable pricing and easy-to-use online platform.

FAQ

Q: What kind of discounts does Auto Club offer?

A: Auto Club offers discounts for safe driving, multi-policy, and bundling policies.

Q: Does Home State offer roadside assistance?

A: No, Home State does not offer roadside assistance as a standalone service, but it can be added to your policy as an add-on.

Q: How do I get a car insurance quote from Auto Club or Home State?

A: You can get a quote online or by contacting a representative from either company.

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