Auto Club vs Root Car Insurance for 2020

Auto insurance is a necessity for drivers, providing protection against the financial impact of accidents and other incidents on the road. With so many providers to choose from, it can be challenging to determine which one is the right fit for your needs. In this article, we’ll take an in-depth look at two of the leading car insurance providers: Auto Club car insurance vs Root car insurance.

Here are three interesting attributes of each company to keep in mind as you read through this review:

Auto Club:

• Offers a wide range of services beyond car insurance, including travel, insurance, and financial products.
• Established in 1900 and has a long history of serving members.
• Offers 24/7 roadside assistance to members.

Root Car Insurance:

• Utilizes innovative technology to personalize insurance rates based on individual driving habits.
• Offers a user-friendly app for managing policies and filing claims.
• Emphasizes transparency and fairness in its policies.

Auto Club vs Root Car Insurance: A Comprehensive Comparison of Two Leading Providers

When it comes to car insurance, there are a lot of options out there. Auto Club and Root Car Insurance are two of the leading providers, each with their own strengths and weaknesses. In this review, we’ll compare and contrast the two to help you decide which one is the right fit for you.

Company History and Mission

Auto Club, also known as AAA, has been around since 1900, making it one of the oldest and most established insurance providers in the country. The company’s mission is to provide peace of mind and quality service to its members, offering a wide range of products and services beyond just car insurance.

Root Car Insurance, on the other hand, is a newer company founded in 2015. Its mission is to use data and technology to make car insurance more fair and affordable for everyone. The company utilizes an app-based model that allows customers to manage their policies and file claims quickly and easily.

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Products and Services

Auto Club offers a range of insurance products, including car, home, and life insurance. The company also provides travel services, financial products, and discounts at various retailers. In addition to standard coverage options, Auto Club offers extras like roadside assistance and rental car reimbursement. However, its coverage options can vary depending on the state where you live.

Root Car Insurance, on the other hand, focuses solely on car insurance. The company utilizes telematics technology to personalize rates based on individual driving habits, which can make it an attractive option for safe drivers looking to save money on their premiums. However, the company’s coverage options are more limited than Auto Club’s.

Cost and Discounts

The cost of car insurance can vary widely depending on factors like your driving record, the type of car you drive, and your location. However, both Auto Club and Root Car Insurance offer discounts to help customers save money on their premiums.

Auto Club offers a variety of discounts, including multi-policy discounts, safe driver discounts, and good student discounts. The company also offers discounts for members who pay their premiums in full, as well as discounts at various retailers.

Root Car Insurance, on the other hand, offers discounts for safe driving habits, including discounts for drivers who avoid using their phones while behind the wheel. The company also offers a referral program that can help customers save money on their premiums.

When it comes to discounts, both Auto Club and Root offer various ways to save on your car insurance premiums. Auto Club offers discounts for safe driving, multiple policies, and multiple vehicles, among others. Root offers discounts for safe driving, bundling multiple policies, and referring friends to their service

Customer Reviews

To give you a better idea of what it’s like to be a customer of these two car insurance providers, let’s take a look at some customer reviews of each company.

Auto Club has a mostly positive reputation among its customers. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Auto Club ranked 5th out of 24 insurance companies in overall customer satisfaction. Customers praised Auto Club for their quick claims processing and friendly customer service. However, some customers have reported issues with the accuracy of their billing and difficulty getting in touch with representatives during busy periods.

Root Car Insurance is a relatively new player in the car insurance industry, having been founded in 2015. However, they have quickly gained a reputation for providing affordable car insurance options to good drivers. According to WalletHub’s 2021 report on car insurance companies, Root was ranked as the 2nd best car insurance company in terms of pricing. Root customers praise the company’s user-friendly mobile app, personalized pricing options, and customer service. However, some customers have reported issues with the accuracy of their driving data and difficulty reaching customer service representatives.

Overall, both Auto Club and Root Car Insurance offer unique features and benefits to customers. Auto Club is a well-established insurance company with a solid reputation for quality customer service, while Root offers a fresh take on car insurance pricing and a user-friendly mobile app. Ultimately, the best car insurance company for you will depend on your individual needs and driving habits. Be sure to do your research and compare quotes from multiple providers before making a decision.

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FAQ:

Q: What factors affect the cost of my car insurance premiums?

A: The cost of your car insurance premiums will depend on a number of factors, including your driving record, the type of car you own, your age and gender, and the coverage options you choose.

Q: How can I save money on my car insurance premiums?

A: There are a number of ways to save money on your car insurance premiums, including choosing a higher deductible, bundling multiple policies, and taking advantage of available discounts such as safe driving discounts and

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