Auto-Owners Car Insurance Review (2023)
Auto-Owners car insurance can be purchased a few different ways. Whether you're looking for full-coverage or liability-only, it's important to note that your rates will vary based on certain factors. Your age, location, and driving history will all affect how much you pay for coverage.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Auto-Owners is consistently ranked highly by independent rating agencies, including an A++ rating from A.M. Best
- The company offers a range of discounts to help customers save money on their premiums
- Auto-Owners provides a variety of coverage options, including liability, collision, comprehensive, and more
Purchasing car insurance is often accompanied by price shopping and knowing what sort of coverage you may need. If you’re looking into Auto-Owners car insurance, you’ll want to know the basics of how car insurance works and what will affect your rates as well as the history of the company.
History of Auto-Owners Car Insurance
Auto-Owners Car Insurance has been providing coverage to drivers for over 100 years. Founded in 1916 in Michigan, the company has since expanded to offer policies in 26 states across the US. Auto-Owners prides itself on its commitment to excellent customer service, as well as its focus on providing comprehensive coverage options at competitive rates.
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Auto-Owners Car Insurance Breakdown
Auto-Owners offers many types of auto insurance products, including:
- Liability Coverage: This type of car insurance coverage is required by law and protects you in the event that you cause damage to another person’s vehicle or property.
- Collision Coverage: This covers damages to your own vehicle in the event of an accident.
- Comprehensive Coverage: This covers damage to your vehicle that occurs outside of a collision, such as theft or weather-related incidents.
- Personal Injury Protection: This coverage can help pay for medical expenses and lost wages if you or your passengers are injured in an accident.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you in the event that you are involved in an accident with a driver who does not have sufficient insurance coverage.
How much you pay for your policy will depend on the amount of coverage you want. A full-coverage car insurance policy will cost more than a liability-only policy.
Discounts Offered by Auto-Owners
The cost of coverage with Auto-Owners will vary depending on a number of factors, including the type of coverage you select, your driving history, and where you live. However, the company offers a range of discounts to help you save money on your premium. Some of the discounts available include:
- Multi-policy discount: If you have more than one policy with Auto-Owners, such as homeowners insurance or life insurance, you may be eligible for a discount.
- Safe driver discount: If you have a clean driving record, you may be able to save on your premium.
- Good student discount: If you’re a student with good grades, you may be able to save on your premium.
It can be hard purchasing car insurance for the first time. You might notice your rates are going to be different from other drivers.
Customer Reviews for Auto-Owners Car Insurance
Auto-Owners Car Insurance has a reputation for excellent customer service and reliable coverage. Here’s what some customers have to say about their experiences with the company:
- “I have had nothing but good experiences with Auto-Owners. Their rates are competitive, and their customer service is top-notch.”
- “I had a claim with Auto-Owners after an accident, and they made the process incredibly easy. They were quick to respond and took care of everything.”
- “I have been with Auto-Owners for years and have always been happy with their coverage and service. I highly recommend them.”
When researching car insurance companies, it’s best to look at customer reviews in addition to the financial strength ratings, so that you can get a better idea of how you will be treated.
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Auto-Owners Car Insurance: In Conclusion
Overall, Auto-Owners Car Insurance is a great option for drivers looking for comprehensive coverage with competitive rates. With a range of discounts available and a reputation for excellent customer service, this company is definitely worth considering when shopping for car insurance.
Frequently Asked Questions
Are there choices for Auto-Owners car insurance?
Yes, you can purchase a policy with your desired amount of coverage. This could be as little as liability-only or as much as a full-coverage car insurance policy.
How long has Auto-Owners been selling car insurance?
Auto-Owners was founded in 1916 and currently offers coverage in 26 states.
Will Auto-Owners car insurance be expensive?
Your car insurance rates are going to be based off personal factors such as your age, location, and the vehicle you’re looking to cover.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.