Affordable Car Insurance Rates in Bastrop, LA (2024)
Car insurance rates in Bastrop, LA are $459/month on average. By law, Louisiana drivers need to carry at least 15/30/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Bastrop car insurance companies to get the coverage you need at the best rates available.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Bastrop, LA are $459/month
- The cheapest car insurance company in Bastrop after a DUI is State Farm
- The cheapest car insurance company in Bastrop for teen drivers is USAA
Average car insurance rates in Bastrop, Louisiana are $459 a month. But with a little research you can get a great deal from the top car insurance companies in Bastrop, LA. Before you buy Bastrop, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.
It may even be helpful to compare Bastrop car insurance rates with Monroe car insurance rates, Baton Rouge car insurance rates, or Lake Charles car insurance rates to make sure you’re getting the best Bastrop, LA car insurance quotes available.
Need affordable Bastrop, LA car insurance? Enter your ZIP code to compare Bastrop car insurance quotes from multiple car insurance companies near you.
Bastrop, LA Minimum Car Insurance Coverage
Bastrop, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Bastrop, LA Car Insurance Rates by Coverage Level
Some Bastrop drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Bastrop, Louisiana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,199 | $6,184 | $6,817 |
| Geico | $4,938 | $5,992 | $6,989 |
| Progressive | $6,102 | $7,398 | $8,902 |
| State Farm | $3,735 | $4,280 | $4,851 |
| USAA | $3,249 | $3,772 | $4,133 |
Bastrop, LA Car Insurance Rates by Age, Gender, and Marital Status
Bastrop, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bastrop, LA car insurance, get quotes from multiple car insurance companies in the Bastrop area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,321 | $4,321 | $4,468 | $4,468 | $9,324 | $11,717 | $4,762 | $5,152 |
| Geico | $3,324 | $3,835 | $3,972 | $4,848 | $12,400 | $13,083 | $3,208 | $3,112 |
| Progressive | $4,183 | $3,902 | $3,498 | $3,791 | $16,479 | $18,309 | $4,757 | $4,819 |
| State Farm | $2,649 | $2,649 | $2,426 | $2,426 | $7,920 | $9,954 | $2,960 | $3,326 |
| USAA | $2,300 | $2,269 | $2,229 | $2,223 | $6,783 | $7,974 | $2,841 | $3,124 |
Bastrop, LA Car Insurance Rates for Teens
How much is Bastrop, Louisiana car insurance for teens? Compare rates from top Bastrop car insurance companies below to help find the cheapest teen car insurance in Bastrop, LA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,324 | $11,717 |
| Geico | $12,400 | $13,083 |
| Progressive | $16,479 | $18,309 |
| State Farm | $7,920 | $9,954 |
| USAA | $6,783 | $7,974 |
Bastrop, LA Car Insurance Rates for Seniors
Before seniors buy Bastrop, Louisiana car insurance, they should make sure to shop around. Some Bastrop, LA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,468 | $4,468 |
| Geico | $3,972 | $4,848 |
| Progressive | $3,498 | $3,791 |
| State Farm | $2,426 | $2,426 |
| USAA | $2,229 | $2,223 |
Bastrop, LA Car Insurance Rates by Credit History
How does your credit history affect Bastrop, LA car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,943 | $5,467 | $4,790 |
| Geico | $7,105 | $6,165 | $4,648 |
| Progressive | $8,447 | $7,232 | $6,723 |
| State Farm | $5,970 | $3,821 | $3,075 |
| USAA | $5,140 | $3,277 | $2,736 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Bastrop, LA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Bastrop, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bastrop.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,812 | $7,299 | $6,516 | $5,639 |
| Geico | $4,062 | $6,555 | $8,060 | $5,214 |
| Progressive | $6,222 | $8,340 | $8,026 | $7,281 |
| State Farm | $3,929 | $4,649 | $4,289 | $4,289 |
| USAA | $2,843 | $3,931 | $4,708 | $3,389 |
Bastrop, LA Car Insurance Rates With a DUI
Even a single DUI can increase your Bastrop, LA car insurance rates. Compare rates below to see which Bastrop car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,516 |
| Geico | $8,060 |
| Progressive | $8,026 |
| State Farm | $4,289 |
| USAA | $4,708 |
Bastrop, LA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Bastrop, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Bastrop companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,067 | $6,067 |
| Geico | $5,855 | $6,090 |
| Progressive | $7,467 | $7,467 |
| State Farm | $4,177 | $4,400 |
| USAA | $3,603 | $3,833 |
Bastrop, LA Cheapest Car Insurance Rates
How do the top Bastrop, Louisiana car insurance companies’ average rates stack up against the Bastrop average monthly car insurance rates of $459? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Bastrop, LA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Bastrop, Louisiana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,067 |
| Geico | $5,973 |
| Progressive | $7,467 |
| State Farm | $4,289 |
| USAA | $3,718 |
Other Factors Affecting Bastrop, LA Car Insurance Rates
Before you buy Bastrop, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Bastrop, LA Car Theft Rates
The car theft rate in Bastrop, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Bastrop, Louisiana is 29 stolen cars.
Bastrop, LA Commute Time
How does your Bastrop, LA commute time compare with the average driver? In Bastrop, the average commute is 22.4 minutes.
Bastrop, LA Car Insurance Quotes
Compare Bastrop, LA car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.