Affordable Car Insurance Rates in Bristol, TN (2024)
Car insurance rates in Bristol, TN are $244/month on average. By law, Tennessee drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Bristol car insurance companies to get the coverage you need at the best rates available.
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Tonya Sisler
Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Content Team Lead
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bristol for teen drivers is State Farm
- Average car insurance rates in Bristol, TN are $244/month
- Average car insurance rates in Bristol, TN for senior drivers are $1,568/year
Average car insurance rates in Bristol, Tennessee are $244 a month. But with a little research you can get a great deal from the top car insurance companies in Bristol, TN. Before you buy Bristol, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.
It may even be helpful to compare Bristol car insurance rates with Hendersonville car insurance rates, Murfreesboro car insurance rates, or Jackson car insurance rates to make sure you’re getting the best Bristol, TN car insurance quotes available.
Need affordable Bristol, TN car insurance? Enter your ZIP code to compare Bristol car insurance quotes from multiple car insurance companies near you.
Bristol, TN Minimum Car Insurance Coverage
Bristol, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Bristol, TN Car Insurance Rates by Coverage Level
Some Bristol drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Bristol, Tennessee car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,947 | $4,078 | $4,238 |
| Farmers | $3,149 | $3,354 | $3,614 |
| Geico | $2,577 | $2,711 | $2,863 |
| Liberty Mutual | $4,940 | $5,173 | $5,411 |
| Nationwide | $3,067 | $2,994 | $3,110 |
| Progressive | $2,838 | $3,031 | $3,220 |
| State Farm | $2,028 | $2,171 | $2,282 |
| Travelers | $2,397 | $2,541 | $2,690 |
| USAA | $2,370 | $2,441 | $2,537 |
Bristol, TN Car Insurance Rates by Age, Gender, and Marital Status
Bristol, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bristol, TN car insurance, get quotes from multiple car insurance companies in the Bristol area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,370 | $2,274 | $2,138 | $2,218 | $8,894 | $9,687 | $2,517 | $2,602 |
| Farmers | $1,737 | $1,770 | $1,558 | $1,725 | $7,412 | $7,950 | $2,366 | $2,461 |
| Geico | $1,807 | $1,824 | $1,665 | $1,665 | $5,476 | $5,573 | $1,835 | $1,892 |
| Nationwide | $1,964 | $1,977 | $1,766 | $1,791 | $5,372 | $6,900 | $2,253 | $2,436 |
| Progressive | $1,536 | $1,446 | $1,253 | $1,309 | $6,978 | $7,846 | $1,850 | $2,020 |
| State Farm | $1,311 | $1,311 | $1,187 | $1,187 | $4,037 | $5,049 | $1,482 | $1,719 |
| Travelers | $1,679 | $1,770 | $1,512 | $1,611 | $4,522 | $5,573 | $1,791 | $1,886 |
| USAA | $1,385 | $1,406 | $1,253 | $1,251 | $4,924 | $5,654 | $1,804 | $1,915 |
Bristol, TN Car Insurance Rates for Teens
How much is Bristol, Tennessee car insurance for teens? Compare rates from top Bristol car insurance companies below to help find the cheapest teen car insurance in Bristol, TN.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,894 | $9,687 |
| Farmers | $7,412 | $7,950 |
| Geico | $5,476 | $5,573 |
| Nationwide | $5,372 | $6,900 |
| Progressive | $6,978 | $7,846 |
| State Farm | $4,037 | $5,049 |
| Travelers | $4,522 | $5,573 |
| USAA | $4,924 | $5,654 |
Bristol, TN Car Insurance Rates for Seniors
Before seniors buy Bristol, Tennessee car insurance, they should make sure to shop around. Some Bristol, TN car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,138 | $2,218 |
| Farmers | $1,558 | $1,725 |
| Geico | $1,665 | $1,665 |
| Nationwide | $1,766 | $1,791 |
| Progressive | $1,253 | $1,309 |
| State Farm | $1,187 | $1,187 |
| Travelers | $1,512 | $1,611 |
| USAA | $1,253 | $1,251 |
Bristol, TN Car Insurance Rates by Credit History
How does your credit history affect Bristol, TN car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,203 | $3,997 | $3,062 |
| Farmers | $4,001 | $3,143 | $2,973 |
| Geico | $3,084 | $2,640 | $2,428 |
| Liberty Mutual | $7,407 | $4,551 | $3,566 |
| Nationwide | $3,661 | $2,918 | $2,592 |
| Progressive | $3,403 | $2,939 | $2,747 |
| State Farm | $3,134 | $1,883 | $1,464 |
| Travelers | $3,246 | $2,529 | $1,853 |
| USAA | $3,542 | $2,084 | $1,722 |
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Bristol, TN Car Insurance Rates by Driver History
How does a single speeding ticket affect your Bristol, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bristol.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,422 | $4,076 | $4,935 | $3,917 |
| Farmers | $2,889 | $3,552 | $3,658 | $3,390 |
| Geico | $1,977 | $2,646 | $4,270 | $1,977 |
| Liberty Mutual | $4,202 | $6,046 | $5,622 | $4,828 |
| Nationwide | $2,653 | $2,653 | $3,956 | $2,967 |
| Progressive | $2,671 | $3,466 | $2,842 | $3,141 |
| State Farm | $1,967 | $2,354 | $2,160 | $2,160 |
| Travelers | $2,068 | $2,645 | $2,920 | $2,539 |
| USAA | $1,784 | $2,670 | $3,130 | $2,212 |
Bristol, TN Car Insurance Rates With a DUI
Even a single DUI can increase your Bristol, TN car insurance rates. Compare rates below to see which Bristol car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,935 |
| Farmers | $3,658 |
| Geico | $4,270 |
| Liberty Mutual | $5,622 |
| Nationwide | $3,956 |
| Progressive | $2,842 |
| State Farm | $2,160 |
| Travelers | $2,920 |
| USAA | $3,130 |
Bristol, TN Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Bristol, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Bristol companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,087 | $4,087 |
| Farmers | $3,372 | $3,372 |
| Geico | $2,701 | $2,734 |
| Liberty Mutual | $5,175 | $5,175 |
| Nationwide | $3,057 | $3,057 |
| Progressive | $3,030 | $3,030 |
| State Farm | $2,108 | $2,212 |
| Travelers | $2,443 | $2,642 |
| USAA | $2,381 | $2,517 |
Bristol, TN Cheapest Car Insurance Rates
How do the top Bristol, Tennessee car insurance companies’ average rates stack up against the Bristol average monthly car insurance rates of $244? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Bristol, TN Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Bristol, Tennessee car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,087 |
| Farmers | $3,372 |
| Geico | $2,717 |
| Nationwide | $3,057 |
| Progressive | $3,030 |
| State Farm | $2,160 |
| Travelers | $2,543 |
| USAA | $2,449 |
Other Factors Affecting Bristol, TN Car Insurance Rates
Before you buy Bristol, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Bristol, TN Commute Time
How does your Bristol, TN commute time compare with the average driver? In Bristol, the average commute is 21.2 minutes.
Bristol, TN Traffic
Spending time in Bristol traffic can lead to higher car insurance rates. According to INRIX data, Bristol, TN ranks as the 78th-most congested with traffic in the world.
Bristol, TN Car Insurance Quotes
Compare Bristol, TN car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tonya Sisler
Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Content Team Lead
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.