Affordable Car Insurance Rates in Budd Lake, NJ (2024)
Car insurance rates in Budd Lake, NJ are $385/month on average. By law, New Jersey drivers need to carry at least 15/30/5 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Budd Lake car insurance companies to get the coverage you need at the best rates available.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Budd Lake, NJ for senior drivers are $2,859/year
- The cheapest car insurance company in Budd Lake for teen drivers is Geico
- The cheapest car insurance company in Budd Lake after a DUI is Progressive
Average car insurance rates in Budd Lake, New Jersey are $385 a month. But with a little research you can get a great deal from the top car insurance companies in Budd Lake, NJ. Before you buy Budd Lake, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.
It may even be helpful to compare Budd Lake car insurance rates with Passaic car insurance rates, Newark car insurance rates, or Clifton car insurance rates to make sure you’re getting the best Budd Lake, NJ car insurance quotes available.
Need affordable Budd Lake, NJ car insurance? Enter your ZIP code to compare Budd Lake car insurance quotes from multiple car insurance companies near you.
Budd Lake, NJ Minimum Car Insurance Coverage
Budd Lake, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Budd Lake, NJ Car Insurance Rates by Coverage Level
Some Budd Lake drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Budd Lake, New Jersey car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,523 | $4,888 | $5,076 |
| Farmers | $5,833 | $6,405 | $7,003 |
| Geico | $2,197 | $2,471 | $2,616 |
| Liberty Mutual | $4,859 | $5,556 | $5,779 |
| Progressive | $3,129 | $3,482 | $3,666 |
| State Farm | $5,773 | $6,228 | $6,469 |
| Travelers | $3,430 | $3,726 | $4,011 |
Budd Lake, NJ Car Insurance Rates by Age, Gender, and Marital Status
Budd Lake, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Budd Lake, NJ car insurance, get quotes from multiple car insurance companies in the Budd Lake area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,881 | $2,868 | $2,767 | $2,767 | $9,085 | $11,381 | $3,360 | $3,526 |
| Farmers | $4,055 | $4,086 | $3,933 | $3,862 | $11,904 | $13,679 | $4,824 | $4,967 |
| Geico | $1,990 | $1,939 | $1,925 | $1,925 | $3,537 | $3,602 | $2,260 | $2,244 |
| Liberty Mutual | $3,592 | $3,592 | $3,939 | $3,939 | $9,217 | $10,454 | $3,939 | $4,513 |
| Progressive | $1,760 | $1,637 | $1,592 | $1,628 | $7,906 | $8,783 | $2,080 | $2,020 |
| State Farm | $3,630 | $3,630 | $3,272 | $3,272 | $11,692 | $15,026 | $4,125 | $4,607 |
| Travelers | $2,797 | $2,738 | $2,581 | $2,622 | $6,358 | $7,198 | $2,745 | $2,738 |
Budd Lake, NJ Car Insurance Rates for Teens
How much is Budd Lake, New Jersey car insurance for teens? Compare rates from top Budd Lake car insurance companies below to help find the cheapest teen car insurance in Budd Lake, NJ.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,085 | $11,381 |
| Farmers | $11,904 | $13,679 |
| Geico | $3,537 | $3,602 |
| Liberty Mutual | $9,217 | $10,454 |
| Progressive | $7,906 | $8,783 |
| State Farm | $11,692 | $15,026 |
| Travelers | $6,358 | $7,198 |
Budd Lake, NJ Car Insurance Rates for Seniors
Before seniors buy Budd Lake, New Jersey car insurance, they should make sure to shop around. Some Budd Lake, NJ car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,767 | $2,767 |
| Farmers | $3,933 | $3,862 |
| Geico | $1,925 | $1,925 |
| Liberty Mutual | $3,939 | $3,939 |
| Progressive | $1,592 | $1,628 |
| State Farm | $3,272 | $3,272 |
| Travelers | $2,581 | $2,622 |
Budd Lake, NJ Car Insurance Rates by Credit History
How does your credit history affect Budd Lake, NJ car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,659 | $4,373 | $3,456 |
| Farmers | $7,570 | $6,002 | $5,669 |
| Geico | $3,643 | $2,107 | $1,533 |
| Liberty Mutual | $6,824 | $5,076 | $4,295 |
| Progressive | $3,819 | $3,351 | $3,108 |
| State Farm | $8,893 | $5,377 | $4,200 |
| Travelers | $4,960 | $3,665 | $2,542 |
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Budd Lake, NJ Car Insurance Rates by Driver History
How does a single speeding ticket affect your Budd Lake, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Budd Lake.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,658 | $5,978 | $5,261 | $4,420 |
| Farmers | $4,958 | $8,425 | $6,858 | $5,415 |
| Geico | $1,892 | $2,482 | $3,445 | $1,892 |
| Liberty Mutual | $5,187 | $5,926 | $5,293 | $5,187 |
| Progressive | $2,969 | $3,928 | $3,367 | $3,441 |
| State Farm | $3,360 | $6,088 | $9,781 | $5,398 |
| Travelers | $2,873 | $4,239 | $4,094 | $3,683 |
Budd Lake, NJ Car Insurance Rates With a DUI
Even a single DUI can increase your Budd Lake, NJ car insurance rates. Compare rates below to see which Budd Lake car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,261 |
| Farmers | $6,858 |
| Geico | $3,445 |
| Liberty Mutual | $5,293 |
| Progressive | $3,367 |
| State Farm | $9,781 |
| Travelers | $4,094 |
Budd Lake, NJ Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Budd Lake, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Budd Lake companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,821 | $4,838 |
| Farmers | $6,414 | $6,414 |
| Geico | $2,409 | $2,447 |
| Liberty Mutual | $5,346 | $5,450 |
| Progressive | $3,426 | $3,426 |
| State Farm | $6,004 | $6,309 |
| Travelers | $3,722 | $3,722 |
Budd Lake, NJ Cheapest Car Insurance Rates
How do the top Budd Lake, New Jersey car insurance companies’ average rates stack up against the Budd Lake average monthly car insurance rates of $385? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Budd Lake, NJ Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Budd Lake, New Jersey car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,829 |
| Farmers | $6,414 |
| Geico | $2,428 |
| Liberty Mutual | $5,398 |
| Progressive | $3,426 |
| State Farm | $6,157 |
| Travelers | $3,722 |
Other Factors Affecting Budd Lake, NJ Car Insurance Rates
Before you buy Budd Lake, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Budd Lake, NJ Commute Time
How does your Budd Lake, NJ commute time compare with the average driver? In Budd Lake, the average commute is 33.9 minutes.
Budd Lake, NJ Car Insurance Quotes
Compare Budd Lake, NJ car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.