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How many points on your license is a speeding ticket?

Driving requires a lot of focus on your environment. Avoiding other cars, driving with the flow of traffic, making sure you are on the right route, and following all the different traffic rules takes a lot of concentration. All it takes is a few seconds for your attention to wander away for your speed to...

Driving requires a lot of focus on your environment. Avoidin...

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What insurance do you need when leasing a car?

Leasing an automobile is equivalent to renting a car for an extended period. You’ll usually have to pay a down payment and monthly payments, which gives you access to a vehicle for several years. You’ll return the car after the lease has expired, and you will have to decide if you want to begin a...

Leasing an automobile is equivalent to renting a car for an ...

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Car Insurance Deductible: What is it? How much is it?

There are two key costs to consider in any car insurance agreement — the policy premium and deductibles. It’s important to know the difference when you’re shopping around for car insurance.  The policy premium is what you pay to an insurance company in exchange for providing your policy. This is a recurring fee, usually either monthly...

There are two key costs to consider in any car insurance ag...

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How do insurance claims work?

If you’ve ever made big decisions like buying a home or car, you’re probably familiar with insurance. It’s essentially a safety net protecting you from potential damage or losses due to unforeseen events. Though you have to pay a certain amount to cover the policy, you can consider it an investment for important things like...

If you’ve ever made big decisions like buying a home or ca...

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How To Cancel GAP Insurance

If you lease or finance a car, you’ll probably have to carry GAP insurance. GAP, or Guaranteed Asset Protection, pays the difference between what your vehicle is worth and what you owe if it’s totaled or stolen. However, with a financed vehicle, at some point, you won’t need GAP coverage any longer. So knowing when...

If you lease or finance a car, you’ll probably have to...

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Filing a Car Insurance Claim

If you must file a car insurance claim because of an accident, break-in, theft, or another type of loss, the sooner you can start the claims process, the better. Keep reading to learn how you can help ensure that your claim is handled promptly. Keep in mind, the sooner you receive your funds, the sooner you can...

If you must file a car insurance claim because of an accid...

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If my car breaks down, will insurance cover a rental?

Being without a car is a hassle, but your car insurance may not cover a rental. It all depends on why your vehicle is in the shop and what car insurance coverages you have in place. If my car breaks down, will insurance cover a rental? Unfortunately, your car insurance coverages won’t kick in if...

Being without a car is a hassle, but your car insurance may ...

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Getting Car Insurance With No License

Obtaining car insurance is sometimes tedious, but it’s a generally straightforward process. Every now and then though, there are curveballs. One question that is more common than you might think is, “Can you get car insurance without a license?”  In this article, we’ll help you find out exactly how you can obtain the insurance you...

Obtaining car insurance is sometimes tedious, but it’s a g...

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How To Negotiate a Total Loss Car Insurance Settlement

Being in a car accident can be frightening and stressful. And the aftermath of the accident may not be any less frustrating. If your car is declared a total loss by your car insurance company, you will have some decisions to make. But if you have a full-coverage policy, your car insurance company should pay...

Being in a car accident can be frightening and stressful. An...

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What is the home insurance claim process?

If you’ve recently had to file a claim with your homeowner’s insurance policy, you may be wondering what the home insurance claim process looks like. The process to file a claim with your home insurance is fairly straightforward, though you may have some specific questions depending on the nature of your claim. Much like car...

If you’ve recently had to file a claim with your homeo...

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What are the DoorDash insurance requirements?

If you’re thinking of getting a job with DoorDash, or if you already have a job as a delivery driver, you may be curious what the DoorDash insurance requirements are when it comes to driving your personal vehicle. DoorDash makes it clear on the company website that it requires drivers to have a valid driver’s...

If you’re thinking of getting a job with DoorDash, or ...

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What’s a traffic citation?

If you have ever been caught violating a traffic law while driving, you have likely received a traffic citation. A traffic citation can be issued for a wide variety of reasons, and receiving one often means you will need to appear before the court to pay a specific fine. The most common traffic citations often...

If you have ever been caught violating a traffic law while d...

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How many points can you get on your license before it’s suspended?

Although we all wish we could avoid them, mistakes happen. From simple mistakes to ones that end in tragedy, all it takes is a few seconds of distraction to make a blunder while driving. It happens to nearly everyone, but even the most innocent of mistakes can have serious consequences. Even minor driving errors like...

Although we all wish we could avoid them, mistakes happen. F...

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What is the driver’s license renewal process?

Like taxes, renewing your driver’s license is an unavoidable part of adulthood. The driver’s license renewal process can vary by state, but it is typically a painless ordeal. A simple visit to your state’s Department of Motor Vehicles is usually all that is required when renewing your driver’s license. There are certain circumstances in which...

Like taxes, renewing your driver’s license is an unavo...

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How do insurance companies pay out claims?

Are you waiting for an insurance company to send a claim check? Car insurance companies pay out claims using different methods, but which one is faster? Do not worry – we are here to answer your questions about insurance claims. Our guide explains how to get an insurance claim faster and which insurance companies are...

Are you waiting for an insurance company to send a claim che...

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What is the property damage insurance claims process?The property damage insurance claims process typically involves reporting the damage to the insurance company, having an adjuster assess the damage, obtaining repair estimates, and receiving a payout from the insurance company to cover the cost of repairs or replacement.What is the property damage insurance claims process?

Did you have your first accident recently? One of the most frustrating parts of filing insurance claims is dealing with the technicalities of the claims process. If you’re not sure what the process is, it can stress you out. Don’t worry – we’re here to show you how to handle property damage claims for car...

Did you have your first accident recently? One of the most f...

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How many points to suspend a license in New York?

In New York, the number of points to potentially lose your license is 11 points. Many violations are often ticketed at the same time, like unsafe passing while speeding. These two tickets could get you six, nine, or 14 points in one traffic stop, depending on how fast you were going. Not only can these...

In New York, the number of points to potentially lose your l...

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Does Car Insurance Cover Broken Windows?

Your car window can be broken in a variety of ways, such as a car accident, hail, or vandalism. So what happens when you have a broken car window? Does car insurance cover broken windows? Or, do you have to pay for damages yourself? It all comes down to the type of auto insurance coverage...

Your car window can be broken in a variety of ways, such as ...

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What does personal injury protection insurance cover?

Did you know you have to pay extra for personal injury protection if it’s not required in your state? Personal injury insurance is a valuable car insurance service, but it’s not a must for all drivers. But what is PIP insurance? And why is PIP coverage recommended even when you don’t need it? Don’t worry...

Did you know you have to pay extra for personal injury prote...

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How bad is it if my temporary car insurance card is stolen?

Is it bad if my temporary car insurance card is stolen? You should know that it isn’t always bad if you lose your car insurance card. Your insurance company will be more than happy to send you a new card anytime. If you need proof of your affordable car insurance immediately, consider using a digital method to...

Is it bad if my temporary car insurance card is stolen? You ...

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