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PostCar accidents can cause a major inconvenience and many drivers are primarily concerned with getting their vehicles back as quickly as possible. In most cases, the body shop will restore your vehicle to the condition it was in before the accident, but this does not always happen. Body shops sometimes fail to repair vehicles correctly....
Car accidents can cause a major inconvenience and many drive...
PostCar insurance claims can be time-consuming, and the inconvenience of having a vehicle inspected and repaired can have an impact on your day-to-day life until the claim is settled.Between the accident itself, the phone calls to the insurance company and the time spent having the vehicle inspected and repaired, you may lose a lot of...
Car insurance claims can be time-consuming, and the inconven...
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PostWhether you’re in the military, have a job that requires extensive travel or simply like to journey abroad, you may sometimes need to leave your vehicle behind for several weeks or months. Unfortunately, accidents can happen even if your vehicle is left parked in your driveway or garage, and having those repairs completed can be...
Whether you’re in the military, have a job that requir...
PostA deductible is the portion of a vehicle’s repairs that you are responsible for paying whenever an accident occurs. All first-party coverages such as collision and comprehensive have a deductible, and higher deductibles relate to lower premiums because it shifts the burden of risk away from the insurance company. Lower deductibles, on the other hand,...
A deductible is the portion of a vehicle’s repairs tha...
PostFor many people, being without a vehicle is a major problem. Drivers rely on their vehicles to get them to and from work and school, carry their families and travel for business and pleasure. Driving is such an integral part of most people’s lives that even a week or two without a car can be...
For many people, being without a vehicle is a major problem....
PostFor the most part, only items that are permanently installed in your vehicle are covered under auto insurance coverage. After-market stereos, GPS systems, luggage, and bike racks are all excluded under most policies. But will car insurance pay to replace a car seat for an infant or toddler? Or can you get a Progressive car...
For the most part, only items that are permanently installed...
PostPeople customize their automobiles for many reasons. They may add ground effects and hydraulics to make the vehicle more attractive, or they might install modifications that will improve the car’s performance. Others might need to customize a vehicle to accommodate a driver with disabilities. Whatever the reason behind a customized vehicle, these modifications raise important...
People customize their automobiles for many reasons. They ma...
PostFor many people, summertime means family road trips. While exploring the country in a car is an age-old tradition and a valuable way to spend time together as a family, it also presents an increased risk of car accidents due to unfamiliar roads and long hours behind the wheel. Getting into a car accident is...
For many people, summertime means family road trips. While e...
PostFor some people, dogs are furry family members. They come on vacations and tag along when their owners run errands, and for some pets, car rides are the highlight of their day. Unfortunately, cars can pose a serious health risk to pets. Even a fairly minor accident can cause a dog to be knocked around...
For some people, dogs are furry family members. They come on...
PostCar accidents don’t take days off. In fact, holidays can be particularly dangerous to motorists. More people are off work and on the roads, traveling to parties or family get-togethers. People are also more likely to drink as part of their merry-making, causing an increase in drunk-driving accidents. Accidents aren’t the only insurance claims that...
Car accidents don’t take days off. In fact, holidays c...
PostStranded by the side of the road, cell phone in hand, you’re making a call to AAA — your car’s engine is blown. After wondering how you’ll get off the road safely, another question comes to mind: Does insurance cover if your engine blows? There are so many claims you may not know are covered...
Stranded by the side of the road, cell phone in hand, you...
PostIdeally, your auto insurance company should be your advocate and partner. They should help you get your life back on track after an accident by paying for medical expenses and repair costs, and they should help you deal with other insurance companies. Unfortunately, while this is often the case, insurance companies are sometimes at odds...
Ideally, your auto insurance company should be your advocate...
PostThere are several occasions where car insurance may be transferable to another vehicle. The most common of these is during the title transfer if you are buying a brand new car or a second-hand car. In that case it is very easy to transfer car insurance to a new car. Whether you are keeping your...
There are several occasions where car insurance may be trans...
PostNot sure how tickets and car insurance are linked? Most people are aware that their auto insurance costs are determined by their driving history. When they think of driving history, it is common to assume this means a history of prior accidents, but that is not the only factor that car insurance companies assess. Driving...
Not sure how tickets and car insurance are linked? Most peop...
PostIf you are looking for high-risk car insurance, some companies do offer affordable car insurance policies to people despite their bad driving records. However, you’ll have to do some research into the best companies for high-risk insurance to find affordable rates. High-risk drivers can also take steps to improve their driving habits and move to...
If you are looking for high-risk car insurance, some compani...
PostTest driving a new vehicle is a necessary step in purchasing the car, and often the precursor to being a vehicle owner. Most potential buyers drive around the block in a new vehicle as the salesman sits in the passenger seat making comments; some dealerships even allow you to have extended time with the car,...
Test driving a new vehicle is a necessary step in purchasing...
PostAlthough most people expect their auto insurance to cover damage to their vehicles, they may not realize that insurance may be able to cover more than auto claims. Depending on the coverage that you have, your insurance may be able to provide assistance to you if you’re injured as a pedestrian or bicyclist. Your insurance...
Although most people expect their auto insurance to cover da...
PostWhen you finance a vehicle, whether you are leasing or buying, one of the grim realities of car ownership becomes quickly apparent: your car is not worth what you are paying for it, at least for the first few years. This is because of something called depreciation; the value of your car sinks quickly for...
When you finance a vehicle, whether you are leasing or buyin...
PostIf you have ever been convicted of a DUI you already know that this conviction can have serious impacts on all aspects of your life. You may have lost your driver’s license for a period of time, required to take classes such as safe driving and alcohol education, made to serve jail time, and required...
If you have ever been convicted of a DUI you already know th...
PostInsurance companies determine the cost of policies through a process called underwriting. The insurance company will gather information about the customer and calculate their rates according to their level of risk. Drivers at a high risk of being involved in an accident will pay the highest rates, and drivers who are least likely to get...
Insurance companies determine the cost of policies through a...
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