Affordable Car Insurance Rates in Centerville, TN (2024)
Car insurance rates in Centerville, TN are $270/month on average. By law, Tennessee drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Centerville car insurance companies to get the coverage you need at the best rates available.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Centerville, TN for senior drivers are $1,746/year
- The cheapest car insurance company in Centerville after a DUI is State Farm
- Average car insurance rates in Centerville, TN are $270/month
Average car insurance rates in Centerville, Tennessee are $270 a month. But with a little research you can get a great deal from the top car insurance companies in Centerville, TN. Before you buy Centerville, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.
It may even be helpful to compare Centerville car insurance rates with Bartlett car insurance rates, Johnson City car insurance rates, or Murfreesboro car insurance rates to make sure you’re getting the best Centerville, TN car insurance quotes available.
Need affordable Centerville, TN car insurance? Enter your ZIP code to compare Centerville car insurance quotes from multiple car insurance companies near you.
Centerville, TN Minimum Car Insurance Coverage
Centerville, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
Minimum Required Car Insurance Coverage in Centerville, Tennessee
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Centerville, TN Car Insurance Rates by Coverage Level
Some Centerville drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Centerville, Tennessee car insurance rates may be based on the coverage you need.
Annual Car Insurance Rates by Coverage Level in Centerville, Tennessee
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,526 | $4,681 | $4,868 |
| Farmers | $3,189 | $3,358 | $3,573 |
| Geico | $2,927 | $3,058 | $3,208 |
| Liberty Mutual | $5,835 | $6,087 | $6,346 |
| Nationwide | $3,154 | $3,057 | $3,173 |
| Progressive | $3,476 | $3,694 | $3,900 |
| State Farm | $2,506 | $2,644 | $2,752 |
| Travelers | $2,447 | $2,592 | $2,741 |
| USAA | $2,694 | $2,766 | $2,866 |
Centerville, TN Car Insurance Rates by Age, Gender, and Marital Status
Centerville, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Centerville, TN car insurance, get quotes from multiple car insurance companies in the Centerville area and see how these criteria affect your rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Centerville, Tennessee
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,719 | $2,611 | $2,445 | $2,538 | $10,212 | $11,107 | $2,900 | $3,002 |
| Farmers | $1,785 | $1,816 | $1,600 | $1,755 | $7,299 | $7,753 | $2,415 | $2,565 |
| Geico | $2,066 | $2,089 | $1,909 | $1,909 | $6,088 | $6,214 | $2,087 | $2,151 |
| Nationwide | $2,029 | $2,050 | $1,818 | $1,853 | $5,414 | $7,005 | $2,323 | $2,533 |
| Progressive | $1,887 | $1,783 | $1,541 | $1,606 | $8,437 | $9,500 | $2,279 | $2,489 |
| State Farm | $1,642 | $1,642 | $1,466 | $1,466 | $4,820 | $6,042 | $1,850 | $2,147 |
| Travelers | $1,693 | $1,781 | $1,533 | $1,631 | $4,660 | $5,746 | $1,804 | $1,898 |
| USAA | $1,591 | $1,628 | $1,429 | $1,436 | $5,503 | $6,313 | $2,075 | $2,228 |
Centerville, TN Car Insurance Rates for Teens
How much is Centerville, Tennessee car insurance for teens? Compare rates from top Centerville car insurance companies below to help find the cheapest teen car insurance in Centerville, TN.
Annual Car Insurance Rates for Teen Drivers in Centerville, Tennessee
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,212 | $11,107 |
| Farmers | $7,299 | $7,753 |
| Geico | $6,088 | $6,214 |
| Nationwide | $5,414 | $7,005 |
| Progressive | $8,437 | $9,500 |
| State Farm | $4,820 | $6,042 |
| Travelers | $4,660 | $5,746 |
| USAA | $5,503 | $6,313 |
Centerville, TN Car Insurance Rates for Seniors
Before seniors buy Centerville, Tennessee car insurance, they should make sure to shop around. Some Centerville, TN car insurance companies may offer discounts or other savings options for senior car insurance.
Annual Car Insurance Rates for Senior Drivers in Centerville, Tennessee
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,445 | $2,538 |
| Farmers | $1,600 | $1,755 |
| Geico | $1,909 | $1,909 |
| Nationwide | $1,818 | $1,853 |
| Progressive | $1,541 | $1,606 |
| State Farm | $1,466 | $1,466 |
| Travelers | $1,533 | $1,631 |
| USAA | $1,429 | $1,436 |
Centerville, TN Car Insurance Rates by Credit History
How does your credit history affect Centerville, TN car insurance rates? Review the numbers here to find out.
Annual Car Insurance Rates by Credit Score in Centerville, Tennessee
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,985 | $4,585 | $3,505 |
| Farmers | $4,010 | $3,140 | $2,970 |
| Geico | $3,482 | $2,976 | $2,735 |
| Liberty Mutual | $8,740 | $5,346 | $4,182 |
| Nationwide | $3,761 | $2,980 | $2,643 |
| Progressive | $4,152 | $3,577 | $3,342 |
| State Farm | $3,826 | $2,295 | $1,782 |
| Travelers | $3,303 | $2,586 | $1,891 |
| USAA | $4,042 | $2,350 | $1,934 |
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Centerville, TN Car Insurance Rates by Driver History
How does a single speeding ticket affect your Centerville, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Centerville.
Annual Centerville, Tennessee Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,928 | $4,683 | $5,662 | $4,495 |
| Farmers | $2,881 | $3,567 | $3,646 | $3,399 |
| Geico | $2,215 | $2,982 | $4,845 | $2,215 |
| Liberty Mutual | $4,941 | $7,112 | $6,621 | $5,684 |
| Nationwide | $2,704 | $2,704 | $4,070 | $3,033 |
| Progressive | $3,251 | $4,218 | $3,462 | $3,830 |
| State Farm | $2,413 | $2,855 | $2,634 | $2,634 |
| Travelers | $2,107 | $2,700 | $2,976 | $2,590 |
| USAA | $2,024 | $3,014 | $3,556 | $2,506 |
Centerville, TN Car Insurance Rates With a DUI
Even a single DUI can increase your Centerville, TN car insurance rates. Compare rates below to see which Centerville car insurance company has the best rates for drivers with a DUI.
Annual Car Insurance Rates After a DUI in Centerville, Tennessee
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,662 |
| Farmers | $3,646 |
| Geico | $4,845 |
| Liberty Mutual | $6,621 |
| Nationwide | $4,070 |
| Progressive | $3,462 |
| State Farm | $2,634 |
| Travelers | $2,976 |
| USAA | $3,556 |
Centerville, TN Car Insurance Rates by ZIP Code
Just like Centerville car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Centerville, TN car insurance rates fluctuate by ZIP code.
Annual Car Insurance Rates by ZIP Code in Centerville, Tennessee
| ZIP Code | Average Annual Rates |
|---|---|
| 37033 | $3,587 |
| 37137 | $3,613 |
Centerville, TN Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Centerville, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Centerville companies based on commute time.
Annual Car Insurance Rates by Commute Length in Centerville, Tennessee
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,692 | $4,692 |
| Farmers | $3,373 | $3,373 |
| Geico | $3,048 | $3,080 |
| Liberty Mutual | $6,090 | $6,090 |
| Nationwide | $3,128 | $3,128 |
| Progressive | $3,690 | $3,690 |
| State Farm | $2,573 | $2,696 |
| Travelers | $2,492 | $2,695 |
| USAA | $2,696 | $2,855 |
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Centerville, TN Cheapest Car Insurance Rates
How do the top Centerville, Tennessee car insurance companies’ average rates stack up against the Centerville average monthly car insurance rates of $270? Take a look and see.
Best Annual Car Insurance Rates by Company in Centerville, Tennessee
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Centerville, TN Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Centerville, Tennessee car insurance companies to help you find one that best fits your needs.
Average Annual Car Insurance Rates by Company in Centerville, Tennessee
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,692 |
| Farmers | $3,373 |
| Geico | $3,064 |
| Nationwide | $3,128 |
| Progressive | $3,690 |
| State Farm | $2,634 |
| Travelers | $2,593 |
| USAA | $2,775 |
Other Factors Affecting Centerville, TN Car Insurance Rates
Before you buy Centerville, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Centerville, TN Commute Time
How does your Centerville, TN commute time compare with the average driver? In Centerville, the average commute is 28.7 minutes.
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Centerville, TN Car Insurance Quotes
Compare Centerville, TN car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.