Erie vs State Farm Car Insurance for 2023
Battle of the Car Insurance Giants: Comparing Erie and State Farm for the Best Coverage and Rates
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
When it comes to choosing car insurance, the options can seem overwhelming. Two of the most popular providers are Erie car insurance and State Farm car insurance, and it’s important to understand the differences between them before making a decision. In this article, we will provide a comprehensive review of both providers, covering their histories, products, services, costs, and customer reviews. By the end of this article, you will be well-informed about both providers and equipped to make a decision about which car insurance is right for you.
Company History and Mission:
Erie Insurance was founded in 1925 in Erie, Pennsylvania, and has since grown to become one of the top insurance providers in the region. They offer a range of insurance products, including auto, home, and life insurance. Erie’s mission is to provide their customers with the protection and peace of mind they need to live their lives confidently. They pride themselves on their personalized customer service, which includes having a local agent available to help you with your insurance needs.
State Farm was founded in 1922 in Bloomington, Illinois, and has since grown to become the largest auto insurer in the United States. They offer a wide variety of insurance products, including auto, home, life, and health insurance. State Farm’s mission is to help their customers manage the risks of everyday life, recover from the unexpected, and realize their dreams.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services:
Erie offers a range of auto insurance products, including liability, collision, and comprehensive coverage. They also offer additional coverage options, such as rental car coverage, pet coverage, and roadside assistance. Erie’s auto insurance policies come with a range of benefits, including diminishing deductibles, accident forgiveness, and new car replacement.
State Farm offers similar auto insurance products, including liability, collision, and comprehensive coverage. They also offer additional coverage options, such as rental car coverage, emergency roadside service, and rideshare coverage. State Farm’s auto insurance policies come with a range of benefits, including accident forgiveness, drive safe and save, and Steer Clear.
Costs:
When it comes to the cost of car insurance, there are a lot of factors to consider, including your age, driving record, location, and the type of car you drive. That being said, Erie is generally known for offering affordable rates, especially for drivers with good driving records. State Farm’s rates tend to be on the higher side, but they also offer a range of discounts that can help reduce the cost of your policy.
Discounts Available for Customers:
Both Erie and State Farm offer a range of discounts to their customers, including safe driving discounts, multi-policy discounts, and student discounts. However, the specific discounts and qualifications may vary depending on the state you live in and the policy you choose.
Erie offers discounts for good driving, multiple vehicles, and safety equipment such as anti-lock brakes and airbags. They also offer a discount for bundling your auto insurance with other policies, such as home or life insurance. Erie offers a unique discount called the “Erie Rate Lock” which guarantees that your rate won’t change unless you make changes to your policy, such as adding a vehicle or driver.
State Farm also offers discounts for good driving, multiple vehicles, and safety equipment. They also offer a discount for bundling your auto insurance with other policies. State Farm’s “Drive Safe and Save” program offers discounts for safe driving habits, such as avoiding hard stops and accelerating slowly. They also offer a program called “Steer Clear” which is designed for young drivers and offers discounts for completing a safe driving course.
Customer Reviews:
When it comes to choosing a car insurance provider, it’s important to consider the experiences of other customers. Here are some of the reviews for Erie and State Farm:
Erie Insurance:
- “I have been with Erie for over 20 years and have never had any issues. Their rates are affordable and their customer service is exceptional.” – John D.
- “I had an accident last year and Erie was very easy to work with. They handled everything quickly and professionally.” – Sarah T.
- “I switched to Erie from another provider and am so glad I did. Their rates are lower and their customer service is amazing.” – Mark H.
State Farm:
- “I’ve been with State Farm for years and have always been happy with their service. Their rates are a little higher, but I feel like I’m getting what I pay for.” – Lisa W.
- “I had to file a claim with State Farm last year and it was a nightmare. Their customer service was terrible and it took forever to get my claim processed.” – Mike S.
- “State Farm is a great company. Their rates are competitive and their customer service is excellent.” – Emily R.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
FAQ:
Q: Is Erie Insurance only available in certain states?
A: Yes, Erie only operates in 12 states and Washington, D.C.
Q: Does State Farm offer other types of insurance besides auto insurance?
A: Yes, State Farm offers a wide variety of insurance products, including home, life, and health insurance.
Q: What discounts are available from Erie and State Farm?
A: Both Erie and State Farm offer a range of discounts, including safe driving discounts, multi-policy discounts, and student discounts. The specific discounts and qualifications may vary depending on the state you live in and the policy you choose.
Q: Which company offers better customer service?
A: Both Erie and State Farm are known for their excellent customer service, but Erie is especially known for its personalized service.
Q: Which company offers better rates?
A: It’s hard to say which company offers better rates, as it depends on a variety of factors. However, Erie is generally known for offering affordable rates.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.