Erie vs USAA Car Insurance for 2023
Choosing the right car insurance provider is crucial to ensure that you have the protection you need on the road. In this comparison, we'll take a closer look at two popular options: Erie and USAA. We'll evaluate their rates, coverage options, and customer satisfaction to help you determine which insurer may be the best fit for you.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
When it comes to car insurance, it’s important to find a provider that fits your needs and budget. Erie Car Insurance and USAA Car Insurance are two popular options, but how do they compare? In this review, we’ll take a closer look at Erie vs USAA car insurance for 2023. We’ll cover their history and mission, products and services, cost, discounts, and customer reviews. By the end of this article, you’ll have a better idea of which company may be the right fit for you.
History and Mission:
Erie Insurance was founded in 1925 by H.O. Hirt and O.G. Crawford in Erie, Pennsylvania. The company’s mission is to provide “quality insurance products and services at a reasonable price.” Erie offers a range of insurance products, including auto, home, life, and business insurance. Their services are currently available in 12 states and the District of Columbia.
USAA, on the other hand, was founded in 1922 by a group of Army officers who wanted to insure each other’s vehicles. Today, USAA serves over 13 million members and their families, providing a range of financial products and services, including insurance, banking, and investment services. Their mission is to “facilitate the financial security of its members, associates, and their families through provision of a full range of highly competitive financial products and services.” USAA offers auto insurance in all 50 states and Washington, D.C.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services:
Erie and USAA both offer a range of auto insurance products, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. Erie also offers coverage for rental cars and pet injury expenses. USAA offers additional benefits for military personnel and their families, including deployment discounts, storage protection, and roadside assistance. Both companies offer 24/7 claims support and a variety of discounts.
Cost:
The cost of car insurance varies depending on a number of factors, including your driving record, the type of vehicle you drive, and where you live. According to WalletHub’s 2022 analysis of car insurance rates, Erie is the fifth-cheapest car insurance company in the United States, with an average annual premium of $1,051. USAA is the second-cheapest, with an average annual premium of $902. However, it’s important to note that these rates are based on a hypothetical driver with a clean record and good credit, so your actual rates may vary.
Discounts Available for Customers:
Both Erie and USAA offer a variety of discounts to help you save on your car insurance premiums. Erie offers discounts for safe driving, multi-car policies, and bundling with other insurance products. USAA offers discounts for safe driving, good grades, and bundling with other USAA products. USAA also offers a discount for military personnel who garage their car on base during deployment. Be sure to ask your insurance agent about all available discounts to see which ones you qualify for.
Customer Reviews:
Customer satisfaction is an important factor to consider when choosing a car insurance provider. According to J.D. Power’s 2022 U.S. Auto Insurance Satisfaction Study, Erie ranks second in the Mid-Atlantic region, with a score of 846 out of 1,000. USAA ranks first overall, with a score of 889 out of 1,000. Both companies also received high scores in the areas of policy offerings, price, and claims handling. Additionally, both companies have an A+ rating from the Better Business Bureau.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
FAQ:
Q: Can I get a quote online?
A: Yes, both Erie and USAA offer online quotes for their auto insurance products.
Q: Does USAA only offer insurance to military personnel and their families?
A: Yes, USAA is a membership-based organization that is only available to current and former military personnel and their families.
Q: What discounts are available for safe driving?
A: Both Erie and USAA offer discounts for safe driving, which may include factors such as maintaining a clean driving record, completing a defensive driving course, or installing a telematics device in your vehicle.
Q: Can I bundle my car insurance with other types of insurance?
A: Yes, both Erie and USAA offer bundling discounts for customers who also purchase home, life, or other types of insurance from the same company.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.