Affordable Car Insurance Rates in Franklin, NH (2024)
Car insurance rates in Franklin, NH are $256/month on average. By law, New Hampshire drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Franklin car insurance companies to get the coverage you need at the best rates available.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Franklin, NH for senior drivers are $1,693/year
- The cheapest car insurance company in Franklin after a DUI is Geico
- The cheapest car insurance company in Franklin for teen drivers is Geico
Average car insurance rates in Franklin, New Hampshire are $256 a month. But with a little research you can get a great deal from the top car insurance companies in Franklin, NH. Before you buy Franklin, New Hampshire car insurance, make sure your coverage meets or exceeds the New Hampshire minimum of 25/50/25.
It may even be helpful to compare Franklin car insurance rates with Rochester car insurance rates, Keene car insurance rates, or Portsmouth car insurance rates to make sure you’re getting the best Franklin, NH car insurance quotes available.
Need affordable Franklin, NH car insurance? Enter your ZIP code to compare Franklin car insurance quotes from multiple car insurance companies near you.
Franklin, NH Minimum Car Insurance Coverage
Franklin, New Hampshire law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Franklin, NH Car Insurance Rates by Coverage Level
Some Franklin drivers can get by with the New Hampshire minimum coverage of 25/50/25. Other drivers may need more. See how much your Franklin, New Hampshire car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,424 | $2,501 | $2,589 |
| Geico | $1,430 | $1,489 | $1,573 |
| Liberty Mutual | $8,146 | $8,450 | $8,834 |
| Nationwide | $2,631 | $2,436 | $2,341 |
| Progressive | $2,471 | $2,578 | $2,685 |
| State Farm | $1,941 | $2,038 | $2,128 |
| USAA | $1,848 | $1,917 | $1,996 |
Franklin, NH Car Insurance Rates by Age, Gender, and Marital Status
Franklin, New Hampshire car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Franklin, NH car insurance, get quotes from multiple car insurance companies in the Franklin area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,803 | $1,909 | $1,943 | $2,126 | $3,709 | $4,663 | $1,888 | $1,998 |
| Geico | $987 | $977 | $885 | $885 | $2,378 | $3,287 | $1,029 | $1,549 |
| Liberty Mutual | $4,927 | $5,321 | $4,013 | $4,506 | $18,182 | $20,163 | $5,195 | $5,504 |
| Nationwide | $1,571 | $1,592 | $1,418 | $1,486 | $4,384 | $5,556 | $1,809 | $1,940 |
| Progressive | $1,306 | $1,189 | $1,137 | $1,148 | $6,064 | $6,698 | $1,538 | $1,545 |
| State Farm | $1,263 | $1,263 | $1,152 | $1,152 | $3,777 | $4,672 | $1,407 | $1,601 |
| USAA | $988 | $969 | $923 | $924 | $4,284 | $4,682 | $1,241 | $1,354 |
Franklin, NH Car Insurance Rates for Teens
How much is Franklin, New Hampshire car insurance for teens? Compare rates from top Franklin car insurance companies below to help find the cheapest teen car insurance in Franklin, NH.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $3,709 | $4,663 |
| Geico | $2,378 | $3,287 |
| Liberty Mutual | $18,182 | $20,163 |
| Nationwide | $4,384 | $5,556 |
| Progressive | $6,064 | $6,698 |
| State Farm | $3,777 | $4,672 |
| USAA | $4,284 | $4,682 |
Franklin, NH Car Insurance Rates for Seniors
Before seniors buy Franklin, New Hampshire car insurance, they should make sure to shop around. Some Franklin, NH car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,943 | $2,126 |
| Geico | $885 | $885 |
| Liberty Mutual | $4,013 | $4,506 |
| Nationwide | $1,418 | $1,486 |
| Progressive | $1,137 | $1,148 |
| State Farm | $1,152 | $1,152 |
| USAA | $923 | $924 |
Franklin, NH Car Insurance Rates by Credit History
How does your credit history affect Franklin, NH car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,079 | $2,282 | $2,154 |
| Geico | $1,770 | $1,453 | $1,268 |
| Liberty Mutual | $12,167 | $7,443 | $5,819 |
| Nationwide | $2,874 | $2,358 | $2,176 |
| Progressive | $2,859 | $2,515 | $2,360 |
| State Farm | $2,876 | $1,797 | $1,435 |
| USAA | $2,605 | $1,714 | $1,443 |
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Franklin, NH Car Insurance Rates by Driver History
How does a single speeding ticket affect your Franklin, New Hampshire car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Franklin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,081 | $2,832 | $2,678 | $2,428 |
| Geico | $1,326 | $1,473 | $1,863 | $1,326 |
| Liberty Mutual | $5,321 | $9,627 | $9,873 | $9,085 |
| Nationwide | $1,903 | $2,640 | $3,223 | $2,113 |
| Progressive | $2,216 | $3,059 | $2,442 | $2,596 |
| State Farm | $1,865 | $2,005 | $2,410 | $1,865 |
| USAA | $1,483 | $1,997 | $2,480 | $1,724 |
Franklin, NH Car Insurance Rates With a DUI
Even a single DUI can increase your Franklin, NH car insurance rates. Compare rates below to see which Franklin car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $2,678 |
| Geico | $1,863 |
| Liberty Mutual | $9,873 |
| Nationwide | $3,223 |
| Progressive | $2,442 |
| State Farm | $2,410 |
| USAA | $2,480 |
Franklin, NH Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Franklin, NH car insurance rates may be. Let’s take a look at average car insurance rates from top Franklin companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,471 | $2,538 |
| Geico | $1,485 | $1,510 |
| Liberty Mutual | $8,476 | $8,476 |
| Nationwide | $2,470 | $2,470 |
| Progressive | $2,578 | $2,578 |
| State Farm | $1,990 | $2,082 |
| USAA | $1,901 | $1,940 |
Franklin, NH Cheapest Car Insurance Rates
How do the top Franklin, New Hampshire car insurance companies’ average rates stack up against the Franklin average monthly car insurance rates of $256? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Franklin, NH Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Franklin, New Hampshire car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,505 |
| Geico | $1,497 |
| Liberty Mutual | $8,476 |
| Nationwide | $2,470 |
| Progressive | $2,578 |
| State Farm | $2,036 |
| USAA | $1,921 |
Other Factors Affecting Franklin, NH Car Insurance Rates
Before you buy Franklin, New Hampshire car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Franklin, NH Car Theft Rates
The car theft rate in Franklin, NH will affect your car insurance rates. FBI data shows that the annual car theft rate for Franklin, New Hampshire is 3 stolen cars.
Franklin, NH Commute Time
How does your Franklin, NH commute time compare with the average driver? In Franklin, the average commute is 24.1 minutes.
Franklin, NH Car Insurance Quotes
Compare Franklin, NH car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.