Affordable Car Insurance Rates in Gallatin, TN (2024)
Car insurance rates in Gallatin, TN are $263/month on average. By law, Tennessee drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Gallatin car insurance companies to get the coverage you need at the best rates available.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Gallatin, TN for senior drivers are $1,684/year
- The cheapest car insurance company in Gallatin after a DUI is State Farm
- Average car insurance rates in Gallatin, TN are $263/month
Average car insurance rates in Gallatin, Tennessee are $263 a month. But with a little research you can get a great deal from the top car insurance companies in Gallatin, TN. Before you buy Gallatin, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.
It may even be helpful to compare Gallatin car insurance rates with Murfreesboro car insurance rates, Chattanooga car insurance rates, or Knoxville car insurance rates to make sure you’re getting the best Gallatin, TN car insurance quotes available.
Need affordable Gallatin, TN car insurance? Enter your ZIP code to compare Gallatin car insurance quotes from multiple car insurance companies near you.
Gallatin, TN Minimum Car Insurance Coverage
Gallatin, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
Minimum Required Car Insurance Coverage in Gallatin, Tennessee
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Gallatin, TN Car Insurance Rates by Coverage Level
Some Gallatin drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Gallatin, Tennessee car insurance rates may be based on the coverage you need.
Annual Car Insurance Rates by Coverage Level in Gallatin, Tennessee
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,444 | $4,610 | $4,815 |
| Farmers | $2,655 | $2,797 | $2,975 |
| Geico | $2,824 | $2,966 | $3,119 |
| Liberty Mutual | $5,456 | $5,714 | $5,967 |
| Nationwide | $3,367 | $3,277 | $3,408 |
| Progressive | $3,265 | $3,508 | $3,748 |
| State Farm | $2,464 | $2,640 | $2,776 |
| Travelers | $2,501 | $2,669 | $2,845 |
| USAA | $2,625 | $2,702 | $2,808 |
Gallatin, TN Car Insurance Rates by Age, Gender, and Marital Status
Gallatin, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gallatin, TN car insurance, get quotes from multiple car insurance companies in the Gallatin area and see how these criteria affect your rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Gallatin, Tennessee
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,668 | $2,560 | $2,410 | $2,500 | $10,089 | $10,999 | $2,834 | $2,924 |
| Farmers | $1,489 | $1,518 | $1,334 | $1,468 | $6,054 | $6,450 | $2,020 | $2,137 |
| Geico | $1,943 | $1,957 | $1,785 | $1,785 | $6,080 | $6,172 | $1,985 | $2,049 |
| Nationwide | $2,142 | $2,157 | $1,922 | $1,950 | $5,903 | $7,600 | $2,463 | $2,669 |
| Progressive | $1,764 | $1,655 | $1,440 | $1,507 | $8,118 | $9,131 | $2,124 | $2,318 |
| State Farm | $1,580 | $1,580 | $1,434 | $1,434 | $4,942 | $6,178 | $1,789 | $2,078 |
| Travelers | $1,702 | $1,790 | $1,561 | $1,660 | $4,873 | $6,078 | $1,808 | $1,902 |
| USAA | $1,523 | $1,546 | $1,377 | $1,373 | $5,481 | $6,295 | $1,989 | $2,112 |
Gallatin, TN Car Insurance Rates for Teens
How much is Gallatin, Tennessee car insurance for teens? Compare rates from top Gallatin car insurance companies below to help find the cheapest teen car insurance in Gallatin, TN.
Annual Car Insurance Rates for Teen Drivers in Gallatin, Tennessee
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,089 | $10,999 |
| Farmers | $6,054 | $6,450 |
| Geico | $6,080 | $6,172 |
| Nationwide | $5,903 | $7,600 |
| Progressive | $8,118 | $9,131 |
| State Farm | $4,942 | $6,178 |
| Travelers | $4,873 | $6,078 |
| USAA | $5,481 | $6,295 |
Gallatin, TN Car Insurance Rates for Seniors
Before seniors buy Gallatin, Tennessee car insurance, they should make sure to shop around. Some Gallatin, TN car insurance companies may offer discounts or other savings options for senior car insurance.
Annual Car Insurance Rates for Senior Drivers in Gallatin, Tennessee
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,410 | $2,500 |
| Farmers | $1,334 | $1,468 |
| Geico | $1,785 | $1,785 |
| Nationwide | $1,922 | $1,950 |
| Progressive | $1,440 | $1,507 |
| State Farm | $1,434 | $1,434 |
| Travelers | $1,561 | $1,660 |
| USAA | $1,377 | $1,373 |
Gallatin, TN Car Insurance Rates by Credit History
How does your credit history affect Gallatin, TN car insurance rates? Review the numbers here to find out.
Annual Car Insurance Rates by Credit Score in Gallatin, Tennessee
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,895 | $4,520 | $3,454 |
| Farmers | $3,337 | $2,615 | $2,474 |
| Geico | $3,365 | $2,887 | $2,656 |
| Liberty Mutual | $8,161 | $5,035 | $3,941 |
| Nationwide | $4,014 | $3,199 | $2,838 |
| Progressive | $3,930 | $3,404 | $3,187 |
| State Farm | $3,815 | $2,288 | $1,777 |
| Travelers | $3,390 | $2,676 | $1,950 |
| USAA | $3,924 | $2,307 | $1,904 |
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Gallatin, TN Car Insurance Rates by Driver History
How does a single speeding ticket affect your Gallatin, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gallatin.
Annual Gallatin, Tennessee Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,870 | $4,614 | $5,579 | $4,429 |
| Farmers | $2,404 | $2,965 | $3,026 | $2,840 |
| Geico | $2,168 | $2,893 | $4,649 | $2,168 |
| Liberty Mutual | $4,631 | $6,688 | $6,209 | $5,321 |
| Nationwide | $2,902 | $2,902 | $4,347 | $3,251 |
| Progressive | $3,088 | $4,019 | $3,288 | $3,633 |
| State Farm | $2,387 | $2,866 | $2,627 | $2,627 |
| Travelers | $2,164 | $2,781 | $3,081 | $2,661 |
| USAA | $1,970 | $2,958 | $3,472 | $2,446 |
Gallatin, TN Car Insurance Rates With a DUI
Even a single DUI can increase your Gallatin, TN car insurance rates. Compare rates below to see which Gallatin car insurance company has the best rates for drivers with a DUI.
Annual Car Insurance Rates After a DUI in Gallatin, Tennessee
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,579 |
| Farmers | $3,026 |
| Geico | $4,649 |
| Liberty Mutual | $6,209 |
| Nationwide | $4,347 |
| Progressive | $3,288 |
| State Farm | $2,627 |
| Travelers | $3,081 |
| USAA | $3,472 |
Gallatin, TN Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Gallatin, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Gallatin companies based on commute time.
Annual Car Insurance Rates by Commute Length in Gallatin, Tennessee
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,623 | $4,623 |
| Farmers | $2,809 | $2,809 |
| Geico | $2,948 | $2,990 |
| Liberty Mutual | $5,712 | $5,712 |
| Nationwide | $3,351 | $3,351 |
| Progressive | $3,507 | $3,507 |
| State Farm | $2,563 | $2,690 |
| Travelers | $2,567 | $2,777 |
| USAA | $2,636 | $2,787 |
Gallatin, TN Cheapest Car Insurance Rates
How do the top Gallatin, Tennessee car insurance companies’ average rates stack up against the Gallatin average monthly car insurance rates of $263? Take a look and see.
Best Annual Car Insurance Rates by Company in Gallatin, Tennessee
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Gallatin, TN Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Gallatin, Tennessee car insurance companies to help you find one that best fits your needs.
Average Annual Car Insurance Rates by Company in Gallatin, Tennessee
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,623 |
| Farmers | $2,809 |
| Geico | $2,969 |
| Nationwide | $3,351 |
| Progressive | $3,507 |
| State Farm | $2,627 |
| Travelers | $2,672 |
| USAA | $2,712 |
Other Factors Affecting Gallatin, TN Car Insurance Rates
Before you buy Gallatin, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Gallatin, TN Commute Time
How does your Gallatin, TN commute time compare with the average driver? In Gallatin, the average commute is 27.0 minutes.
Gallatin, TN Car Insurance Quotes
Compare Gallatin, TN car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.