Affordable Car Insurance Rates in Garfield, GA (2024)
Car insurance rates in Garfield, GA are $409/month on average. By law, Georgia drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Garfield car insurance companies to get the coverage you need at the best rates available.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Garfield after a DUI is State Farm
- Average car insurance rates in Garfield, GA for senior drivers are $2,745/year
- The cheapest car insurance company in Garfield for teen drivers is Geico
Average car insurance rates in Garfield, Georgia are $409 a month. But with a little research you can get a great deal from the top car insurance companies in Garfield, GA. Before you buy Garfield, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.
It may even be helpful to compare Garfield car insurance rates with Savannah car insurance rates, Albany car insurance rates, or Johns Creek car insurance rates to make sure you’re getting the best Garfield, GA car insurance quotes available.
Need affordable Garfield, GA car insurance? Enter your ZIP code to compare Garfield car insurance quotes from multiple car insurance companies near you.
Garfield, GA Minimum Car Insurance Coverage
Garfield, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Garfield, GA Car Insurance Rates by Coverage Level
Some Garfield drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Garfield, Georgia car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,886 | $4,268 | $4,514 |
| Geico | $2,573 | $2,761 | $2,915 |
| Liberty Mutual | $9,474 | $9,832 | $10,355 |
| Nationwide | $7,008 | $7,279 | $7,161 |
| Progressive | $3,703 | $3,926 | $4,307 |
| State Farm | $3,091 | $3,288 | $3,479 |
| USAA | $2,936 | $3,058 | $3,228 |
Garfield, GA Car Insurance Rates by Age, Gender, and Marital Status
Garfield, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Garfield, GA car insurance, get quotes from multiple car insurance companies in the Garfield area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,927 | $2,927 | $2,800 | $2,800 | $6,769 | $8,714 | $3,272 | $3,572 |
| Geico | $1,734 | $1,696 | $1,664 | $1,664 | $4,858 | $5,797 | $2,158 | $2,426 |
| Liberty Mutual | $5,303 | $5,776 | $4,345 | $4,933 | $22,265 | $24,866 | $5,621 | $5,987 |
| Nationwide | $4,129 | $4,270 | $4,081 | $4,489 | $12,974 | $16,720 | $5,048 | $5,482 |
| Progressive | $2,620 | $2,453 | $2,240 | $2,330 | $7,555 | $8,387 | $3,040 | $3,202 |
| State Farm | $2,179 | $2,179 | $1,946 | $1,946 | $5,644 | $7,435 | $2,386 | $2,571 |
| USAA | $1,720 | $1,719 | $1,593 | $1,602 | $6,154 | $7,295 | $2,142 | $2,369 |
Garfield, GA Car Insurance Rates for Teens
How much is Garfield, Georgia car insurance for teens? Compare rates from top Garfield car insurance companies below to help find the cheapest teen car insurance in Garfield, GA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,769 | $8,714 |
| Geico | $4,858 | $5,797 |
| Liberty Mutual | $22,265 | $24,866 |
| Nationwide | $12,974 | $16,720 |
| Progressive | $7,555 | $8,387 |
| State Farm | $5,644 | $7,435 |
| USAA | $6,154 | $7,295 |
Garfield, GA Car Insurance Rates for Seniors
Before seniors buy Garfield, Georgia car insurance, they should make sure to shop around. Some Garfield, GA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,800 | $2,800 |
| Geico | $1,664 | $1,664 |
| Liberty Mutual | $4,345 | $4,933 |
| Nationwide | $4,081 | $4,489 |
| Progressive | $2,240 | $2,330 |
| State Farm | $1,946 | $1,946 |
| USAA | $1,593 | $1,602 |
Garfield, GA Car Insurance Rates by Credit History
How does your credit history affect Garfield, GA car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,473 | $3,802 | $3,393 |
| Geico | $3,459 | $2,430 | $2,361 |
| Liberty Mutual | $14,179 | $8,679 | $6,803 |
| Nationwide | $8,521 | $6,898 | $6,028 |
| Progressive | $4,558 | $3,849 | $3,529 |
| State Farm | $4,659 | $2,901 | $2,298 |
| USAA | $4,006 | $2,815 | $2,402 |
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Garfield, GA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Garfield, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Garfield.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,489 | $5,371 | $4,364 | $3,667 |
| Geico | $1,833 | $2,317 | $4,795 | $2,054 |
| Liberty Mutual | $7,510 | $10,250 | $11,787 | $10,001 |
| Nationwide | $5,496 | $6,455 | $9,975 | $6,670 |
| Progressive | $3,174 | $5,378 | $3,675 | $3,688 |
| State Farm | $3,006 | $3,565 | $3,286 | $3,286 |
| USAA | $2,354 | $2,975 | $4,345 | $2,622 |
Garfield, GA Car Insurance Rates With a DUI
Even a single DUI can increase your Garfield, GA car insurance rates. Compare rates below to see which Garfield car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,364 |
| Geico | $4,795 |
| Liberty Mutual | $11,787 |
| Nationwide | $9,975 |
| Progressive | $3,675 |
| State Farm | $3,286 |
| USAA | $4,345 |
Garfield, GA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Garfield, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Garfield companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,127 | $4,319 |
| Geico | $2,701 | $2,799 |
| Liberty Mutual | $9,887 | $9,887 |
| Nationwide | $7,149 | $7,149 |
| Progressive | $3,978 | $3,978 |
| State Farm | $3,286 | $3,286 |
| USAA | $2,934 | $3,214 |
Garfield, GA Cheapest Car Insurance Rates
How do the top Garfield, Georgia car insurance companies’ average rates stack up against the Garfield average monthly car insurance rates of $409? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Garfield, GA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Garfield, Georgia car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,223 |
| Geico | $2,750 |
| Liberty Mutual | $9,887 |
| Nationwide | $7,149 |
| Progressive | $3,978 |
| State Farm | $3,286 |
| USAA | $3,074 |
Other Factors Affecting Garfield, GA Car Insurance Rates
Before you buy Garfield, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Garfield, GA Commute Time
How does your Garfield, GA commute time compare with the average driver? In Garfield, the average commute is 27.1 minutes.
Garfield, GA Car Insurance Quotes
Compare Garfield, GA car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.