Geico DriveEasy Review for 2024

Geico insurance is known for affordable car insurance, and Geico DriveEasy offers discounts to drivers who practice safe driving habits. You could earn up to 20% off your Geico auto insurance rates when you use its usage-based insurance program.

But how does Geico DriveEasy work for customers?

Our Geico DriveEasy review explains how the usage-based program works, how it impacts Geico car insurance quotes, and what other details you should know.

After you’re finished reading about Geico DriveEasy, enter your ZIP code in the free comparison tool below to compare multiple car insurance companies in your local area.

How does Geico DriveEasy work?

Geico DriveEasy is available for any driver who’s connected to a Geico auto insurance policy.

Download and install the Geico DriveEasy app from Google Play Store or Apple App Store. Next, create a Geico DriveEasy login, put in your Geico policy number, and allow the app to run in the background.

As the Geico DriveEasy app runs, it monitors your driving behaviors. While you’re in the Geico DriveEasy app, you can monitor your progress and how long it takes to get to your destination.

What driving habits does Geico DriveEasy monitor?

Once you start using Geico DriveEasy, there are a few driving behaviors that determine your overall score. Here are the driving habits that Geico DriveEasy monitors:

• Distracted Driving
• Distance You Drive
• Hard Braking
• Night Driving
• Speed

Distracted driving is one of the most significant factors. According to the Centers for Disease Control and Prevention (CDC), over 2,800 people died, and over 400,000 people were injured from accidents that involved distracted driving in 2018. If DriveEasy detects distracted driving, you may miss out on the usage-based insurance discount.

Therefore, Geico auto insurance company wants to reward drivers who practice safe driving with discounts and discourage distracted driving. Luckily, getting a poor grade from Geico DriveEasy won’t increase Geico auto insurance rates.

How does Geico DriveEasy impact Geico car insurance rates?

Geico DriveEasy provides a 20% percent discount when you’re a safe driver.

Let’s use Geico’s average monthly rate as an example of how DriveEasy impacts car insurance.

• Geico Auto Insurance Rate w/ Geico DriveEasy Discount – $214/month
• Geico Auto Insurance Rate w/o Any Discounts – $268/month

Many factors determine whether affordable Geico car insurance quotes are available to you. When personal factors like your age and driving record correlate to less risk of filing claims, you can save money on auto insurance.

Is Geico DriveEasy worth it?

It depends on your situation. An advantage of Geico DriveEasy is it provides cheaper car insurance rates if you maintain safe driving habits.

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However, a disadvantage is that there’s no guarantee that you’ll get the maximum discount. Also, you’ll be revealing a lot about your location.

Although DriveEasy doesn’t share information outside of Geico and DriveEasy monitoring, you give some privacy away when using the app’s location services.

How to Cancel Geico DriveEasy

If you want to cancel through an Android phone or tablet device, follow these steps to cancel Geico DriveEasy:

• Step #1 – Open Google Play Store (Choose the right Google account if you have multiple accounts)
• Step #2 – Click “Menu”
• Step #3 – Go to “Subscriptions”
• Step #4 – Choose the “Geico DriveEasy subscription and tap “Cancel Subscription”

The Apple App Store is slightly different. Here are the steps to cancel through an iPhone or iPad.

• Step #1 – Open the “Settings” app and tap your name
• Step #2 – Touch the “Subscriptions” tab (If you don’t see it, click on iTunes and App Store)
• Step #3 – Tap your Apple ID, sign in and scroll to “Subscriptions”
• Step #4 – Touch Geico DriveEasy (May be labeled as DriveEasy)
• Step #5 – Tap “Cancel” to end your DriveEasy account

Once you cancel your Geico DriveEasy account, you can’t access the DriveEasy discount. However, other deals are available.

Read our Geico car insurance review to learn more about Geico and other ways you can pick up car insurance bargains.

Navigating the Geico DriveEasy Claims Process

Ease of Filing a Claim

Geico DriveEasy offers policyholders a streamlined process for filing claims. Through its user-friendly mobile app, policyholders can easily report claims, providing a convenient and efficient way to initiate the claims process. This digital approach eliminates the need for lengthy paperwork or phone calls, ensuring a hassle-free experience.

Average Claim Processing Time

While the exact claim processing time may vary depending on individual cases, Geico DriveEasy is committed to delivering prompt and efficient claim resolutions. Many policyholders report that their claims are processed in a timely manner, reflecting Geico’s dedication to customer satisfaction.

Customer Feedback on Claim Resolutions and Payouts

Geico DriveEasy values customer feedback as an essential component of its claims process. Policyholders’ experiences and opinions are highly regarded, contributing to the continuous improvement of claim resolutions and payouts. Geico DriveEasy’s commitment to transparency and customer-centric service ensures that policyholders have a voice in the claims process.

Exploring the Geico DriveEasy Digital and Technological Features

Mobile App Features and Functionality

Geico DriveEasy’s mobile app stands as a cornerstone of its digital offerings. It provides users with a comprehensive range of features and functionality that enhance the overall insurance experience.

Policyholders can easily monitor their driving habits, track progress, and access valuable information. The app’s features, including trip monitoring and progress tracking, empower policyholders to take control of their insurance.

Online Account Management Capabilities

Geico DriveEasy extends its digital capabilities to online account management. Through a secure web portal, policyholders have access to convenient account management tools.

This enables them to review policy details, update information, and perform various insurance-related tasks with ease. Geico DriveEasy ensures that policyholders have efficient control over their policies and information through its digital infrastructure.

Digital Tools and Resources

To further enhance the policyholder experience, Geico DriveEasy offers a range of digital tools and resources. These resources include informative materials, guides on using the app effectively, and insights into safe driving practices. Geico DriveEasy’s commitment to leveraging technology is evident through the availability of these resources, contributing to the overall enhancement of the insurance experience.

Geico DriveEasy Review: What’s the bottom line?

Compared to competitors, Geico DriveEasy is one of the mobile apps that provide great savings opportunities. But you’ll have to maintain good driving behaviors to secure the most savings.

Before you buy Geico DriveEasy, use our free online quote tool below to compare multiple companies near you and secure the best rates.