Geico vs Safeco Car Insurance for 2023
Geico vs Safeco: A Comprehensive Comparison of Two Top Car Insurance Providers in 2023
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 8, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Are you looking for the best car insurance provider in 2023? Geico car insurance and Safeco car insurance are two of the top companies in the industry, each offering a range of products, discounts, and services to meet your needs. In this article, we’ll compare Geico vs Safeco car insurance to help you make an informed decision about the right provider for you.
Here are three interesting attributes of both Geico and Safeco:
- Geico is known for its iconic gecko mascot and catchy advertising campaigns, while Safeco prides itself on its personalized approach to customer service.
- Geico offers a range of insurance products beyond car insurance, including home, renters, and life insurance, while Safeco specializes in personal insurance products.
- Both Geico and Safeco have strong financial ratings, with Geico earning an A++ rating from AM Best and Safeco earning an A rating.
Now let’s dive into the details of each company.
Company History and Mission
Geico was founded in 1936 and is headquartered in Chevy Chase, Maryland. The company’s mission is to provide affordable car insurance to as many people as possible. Geico is known for its user-friendly online platform and mobile app, which allow customers to manage their policies and file claims quickly and easily.
Safeco was founded in Seattle in 1923 and is now a subsidiary of Liberty Mutual. The company’s mission is to provide personalized insurance products and excellent customer service. Safeco has a network of independent agents who work closely with customers to understand their needs and help them find the right coverage.
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Products and Services
Geico offers a range of insurance products beyond car insurance, including motorcycle, boat, and RV insurance, as well as home, renters, and life insurance. Geico also offers a range of additional services, such as roadside assistance and mechanical breakdown coverage.
Safeco specializes in personal insurance products, including car, home, renters, and umbrella insurance. The company also offers a range of additional services, such as pet insurance and identity theft protection.
Cost and Availability
Both Geico and Safeco offer competitive rates for car insurance coverage. The cost of insurance will depend on a variety of factors, including your driving record, age, and location.
Geico is available in all 50 states and Washington, D.C., while Safeco is available in 44 states.
Discounts Available to Customers
Both Geico and Safeco offer a range of discounts to help customers save money on car insurance. Some of the most common discounts include:
- Safe driver discounts for drivers with a clean driving record.
- Multi-policy discounts for customers who bundle their car insurance with other insurance products.
- Anti-theft device discounts for cars with anti-theft systems installed.
- Good student discounts for students with good grades.
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Customer Reviews
Geico and Safeco both have strong customer ratings. Geico has a 4.5 out of 5 rating on Trustpilot, based on more than 13,000 reviews. Safeco has a 4.1 out of 5 rating on Trustpilot, based on more than 1,000 reviews.
FAQ
Q: How do I file a claim with Geico or Safeco?
A: Both Geico and Safeco allow customers to file claims online, through their mobile app, or by phone.
Q: What types of discounts does Geico offer?
A: Geico offers a range of discounts, including safe driver discounts, multi-policy discounts, anti-theft device discounts, and good student discounts.
Q: What types of discounts does Safeco offer?
A: Safeco offers a range of discounts, including safe driver discounts, multi-policy discounts, low mileage discounts, and accident-free discounts.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.