Geico vs USAA Car Insurance for 2023

Geico vs USAA: Which Car Insurance Company Offers the Best Coverage?

UPDATED: Apr 9, 2023Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

Secured with SHA-256 Encryption

Written by:

Laura Berry

Former Licensed Insurance Producer

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...

Full Bio →

Written by Laura Berry

Former Licensed Insurance Producer

Reviewed by:

Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson

Published Insurance Expert

UPDATED: Apr 9, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Apr 9, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Geico offers 24/7 customer service, making it easy to get the help you need, no matter the time of day.
USAA Car Insurance is known for its exceptional customer service and commitment to military members and their families.
Both Geico and USAA Car Insurance offer mobile apps for easy policy management on-the-go.

When it comes to car insurance, there are many options available. Geico and USAA Car Insurance are two popular providers, each with its own unique features and benefits. In this review, we’ll compare the two providers and help you determine which one is right for you.

Table of Contents

History and Mission:

Geico was founded in 1936 and is now one of the largest car insurance providers in the United States. Its mission is to provide affordable and high-quality car insurance to drivers across the country. USAA Car Insurance, on the other hand, was founded in 1922 with a mission to serve military members and their families with financial services, including car insurance.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

Secured with SHA-256 Encryption

Products and Services:

Both Geico and USAA Car Insurance offer a range of products and services to meet the needs of their customers. Geico offers car insurance, as well as other types of insurance, such as home, renters, and life insurance. USAA Car Insurance offers car insurance, as well as other financial services, such as banking and investment services.

Cost and Discounts

The cost of car insurance can vary depending on a variety of factors, such as your age, location, and driving history. Geico offers competitive rates and discounts, such as a good driver discount and a multi-car discount. USAA Car Insurance also offers competitive rates and discounts, including a safe driver discount and a military installation discount.

Both providers offer car insurance in all 50 states and the District of Columbia, with some exceptions for USAA Car Insurance, which is only available to military members and their families.

Customer Reviews:

When it comes to choosing a car insurance provider, it’s important to consider customer reviews. Geico has a 4.5 out of 5-star rating on Trustpilot, with customers praising its easy-to-use website and helpful customer service. USAA Car Insurance has a 4.6 out of 5-star rating on Trustpilot, with customers praising its exceptional customer service and commitment to military members and their families.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

Secured with SHA-256 Encryption

FAQ:

Q: How do I qualify for discounts with Geico? A: Geico offers a variety of discounts, such as a good driver discount and a multi-car discount. To qualify for these discounts, you’ll need to meet certain criteria, such as having a clean driving record or insuring multiple cars with Geico.

Q: Who is eligible for USAA Car Insurance? A: USAA Car Insurance is only available to military members and their families.

Q: Can I manage my car insurance policy with Geico or USAA Car Insurance through a mobile app? A: Yes, both Geico and USAA Car Insurance offer mobile apps for easy policy management on-the-go.

Q: Does Geico offer other types of insurance besides car insurance? A: Yes, Geico offers a range of insurance products, including home, renters, and life insurance.