Affordable Car Insurance Rates in Gulf Hammock, FL (2024)
Car insurance rates in Gulf Hammock, FL are $305/month on average. By law, Florida drivers need to carry at least 10/20/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Gulf Hammock car insurance companies to get the coverage you need at the best rates available.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Gulf Hammock, FL for senior drivers are $2,237/year
- The cheapest car insurance company in Gulf Hammock after a DUI is State Farm
- Average car insurance rates in Gulf Hammock, FL are $305/month
Average car insurance rates in Gulf Hammock, Florida are $305 a month. But with a little research you can get a great deal from the top car insurance companies in Gulf Hammock, FL. Before you buy Gulf Hammock, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.
It may even be helpful to compare Gulf Hammock car insurance rates with St. Petersburg car insurance rates, Miami car insurance rates, or Cape Coral car insurance rates to make sure you’re getting the best Gulf Hammock, FL car insurance quotes available.
Need affordable Gulf Hammock, FL car insurance? Enter your ZIP code to compare Gulf Hammock car insurance quotes from multiple car insurance companies near you.
Gulf Hammock, FL Minimum Car Insurance Coverage
Gulf Hammock, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Gulf Hammock, FL Car Insurance Rates by Coverage Level
Some Gulf Hammock drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Gulf Hammock, Florida car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,496 | $5,860 | $6,470 |
| Geico | $2,541 | $3,150 | $3,460 |
| Liberty Mutual | $4,034 | $4,437 | $4,658 |
| Nationwide | $2,669 | $3,395 | $3,774 |
| Progressive | $3,802 | $4,557 | $5,031 |
| State Farm | $2,142 | $2,557 | $2,799 |
| USAA | $2,083 | $2,445 | $2,584 |
Gulf Hammock, FL Car Insurance Rates by Age, Gender, and Marital Status
Gulf Hammock, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gulf Hammock, FL car insurance, get quotes from multiple car insurance companies in the Gulf Hammock area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,551 | $3,390 | $3,079 | $3,123 | $11,824 | $12,710 | $3,567 | $3,625 |
| Geico | $2,413 | $2,426 | $2,260 | $2,260 | $4,283 | $5,399 | $2,657 | $2,707 |
| Liberty Mutual | $3,059 | $3,059 | $2,811 | $2,811 | $6,359 | $9,743 | $3,059 | $4,112 |
| Nationwide | $2,302 | $2,284 | $2,057 | $2,134 | $5,480 | $6,791 | $2,533 | $2,652 |
| Progressive | $2,984 | $2,834 | $2,584 | $2,764 | $8,300 | $9,140 | $3,604 | $3,497 |
| State Farm | $1,581 | $1,581 | $1,435 | $1,435 | $4,538 | $5,795 | $1,749 | $1,880 |
| USAA | $1,387 | $1,368 | $1,282 | $1,281 | $4,617 | $5,403 | $1,740 | $1,889 |
Gulf Hammock, FL Car Insurance Rates for Teens
How much is Gulf Hammock, Florida car insurance for teens? Compare rates from top Gulf Hammock car insurance companies below to help find the cheapest teen car insurance in Gulf Hammock, FL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,824 | $12,710 |
| Geico | $4,283 | $5,399 |
| Liberty Mutual | $6,359 | $9,743 |
| Nationwide | $5,480 | $6,791 |
| Progressive | $8,300 | $9,140 |
| State Farm | $4,538 | $5,795 |
| USAA | $4,617 | $5,403 |
Gulf Hammock, FL Car Insurance Rates for Seniors
Before seniors buy Gulf Hammock, Florida car insurance, they should make sure to shop around. Some Gulf Hammock, FL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,079 | $3,123 |
| Geico | $2,260 | $2,260 |
| Liberty Mutual | $2,811 | $2,811 |
| Nationwide | $2,057 | $2,134 |
| Progressive | $2,584 | $2,764 |
| State Farm | $1,435 | $1,435 |
| USAA | $1,282 | $1,281 |
Gulf Hammock, FL Car Insurance Rates by Credit History
How does your credit history affect Gulf Hammock, FL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,838 | $4,958 | $4,030 |
| Geico | $4,411 | $2,698 | $2,043 |
| Liberty Mutual | $5,612 | $4,142 | $3,376 |
| Nationwide | $4,095 | $3,013 | $2,729 |
| Progressive | $5,826 | $4,122 | $3,442 |
| State Farm | $3,393 | $2,249 | $1,856 |
| USAA | $3,880 | $1,875 | $1,358 |
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Gulf Hammock, FL Car Insurance Rates by Driver History
How does a single speeding ticket affect your Gulf Hammock, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gulf Hammock.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,861 | $5,792 | $6,407 | $5,376 |
| Geico | $2,149 | $2,725 | $4,017 | $3,312 |
| Liberty Mutual | $3,199 | $4,109 | $5,887 | $4,312 |
| Nationwide | $2,824 | $3,078 | $4,094 | $3,120 |
| Progressive | $3,537 | $5,205 | $4,385 | $4,727 |
| State Farm | $2,291 | $2,708 | $2,499 | $2,499 |
| USAA | $1,875 | $2,293 | $3,354 | $1,961 |
Gulf Hammock, FL Car Insurance Rates With a DUI
Even a single DUI can increase your Gulf Hammock, FL car insurance rates. Compare rates below to see which Gulf Hammock car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,407 |
| Geico | $4,017 |
| Liberty Mutual | $5,887 |
| Nationwide | $4,094 |
| Progressive | $4,385 |
| State Farm | $2,499 |
| USAA | $3,354 |
Gulf Hammock, FL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Gulf Hammock, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Gulf Hammock companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,449 | $5,768 |
| Geico | $3,036 | $3,066 |
| Liberty Mutual | $4,238 | $4,515 |
| Nationwide | $3,279 | $3,279 |
| Progressive | $4,463 | $4,463 |
| State Farm | $2,416 | $2,582 |
| USAA | $2,344 | $2,398 |
Gulf Hammock, FL Cheapest Car Insurance Rates
How do the top Gulf Hammock, Florida car insurance companies’ average rates stack up against the Gulf Hammock average monthly car insurance rates of $305? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Gulf Hammock, FL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Gulf Hammock, Florida car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,609 |
| Geico | $3,051 |
| Liberty Mutual | $4,377 |
| Nationwide | $3,279 |
| Progressive | $4,463 |
| State Farm | $2,499 |
| USAA | $2,371 |
Gulf Hammock, FL Car Insurance Quotes
Compare Gulf Hammock, FL car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.