Affordable Car Insurance Rates in Hutchinson, KS (2024)
Car insurance rates in Hutchinson, KS are $267/month on average. By law, Kansas drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Hutchinson car insurance companies to get the coverage you need at the best rates available.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Hutchinson, KS are $267/month
- Average car insurance rates in Hutchinson, KS for senior drivers are $1,869/year
- The cheapest car insurance company in Hutchinson for teen drivers is American Family
Average car insurance rates in Hutchinson, Kansas are $267 a month. But with a little research you can get a great deal from the top car insurance companies in Hutchinson, KS. Before you buy Hutchinson, Kansas car insurance, make sure your coverage meets or exceeds the Kansas minimum of 25/50/25.
It may even be helpful to compare Hutchinson car insurance rates with Lenexa car insurance rates, Overland Park car insurance rates, or Olathe car insurance rates to make sure you’re getting the best Hutchinson, KS car insurance quotes available.
Need affordable Hutchinson, KS car insurance? Enter your ZIP code to compare Hutchinson car insurance quotes from multiple car insurance companies near you.
Hutchinson, KS Minimum Car Insurance Coverage
Hutchinson, Kansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Hutchinson, KS Car Insurance Rates by Coverage Level
Some Hutchinson drivers can get by with the Kansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Hutchinson, Kansas car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,935 | $4,043 | $4,177 |
| American Family | $2,079 | $2,163 | $1,935 |
| Farmers | $3,289 | $3,418 | $3,608 |
| Geico | $2,963 | $3,035 | $3,119 |
| Liberty Mutual | $4,175 | $4,270 | $4,395 |
| Nationwide | $2,574 | $2,417 | $2,340 |
| Progressive | $3,582 | $3,751 | $4,012 |
| State Farm | $2,551 | $2,672 | $2,768 |
| Travelers | $3,812 | $4,020 | $4,209 |
| USAA | $2,169 | $2,245 | $2,340 |
Hutchinson, KS Car Insurance Rates by Age, Gender, and Marital Status
Hutchinson, Kansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hutchinson, KS car insurance, get quotes from multiple car insurance companies in the Hutchinson area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,804 | $2,733 | $2,495 | $2,567 | $7,537 | $8,389 | $2,893 | $2,997 |
| American Family | $1,618 | $1,618 | $1,462 | $1,462 | $3,126 | $3,749 | $1,618 | $1,818 |
| Farmers | $2,340 | $2,320 | $2,087 | $2,184 | $6,477 | $6,704 | $2,634 | $2,763 |
| Geico | $2,366 | $2,313 | $2,389 | $2,223 | $4,378 | $5,894 | $2,754 | $1,995 |
| Liberty Mutual | $2,116 | $2,285 | $2,026 | $2,260 | $9,804 | $10,951 | $2,307 | $2,492 |
| Nationwide | $1,809 | $1,866 | $1,608 | $1,736 | $3,684 | $4,515 | $2,099 | $2,235 |
| Progressive | $2,176 | $2,068 | $1,757 | $1,832 | $8,045 | $9,061 | $2,567 | $2,745 |
| State Farm | $1,702 | $1,702 | $1,508 | $1,508 | $4,755 | $6,044 | $1,918 | $2,170 |
| Travelers | $1,932 | $1,965 | $1,891 | $1,911 | $7,858 | $12,243 | $1,980 | $2,328 |
| USAA | $1,335 | $1,358 | $1,226 | $1,238 | $4,520 | $4,736 | $1,761 | $1,837 |
Hutchinson, KS Car Insurance Rates for Teens
How much is Hutchinson, Kansas car insurance for teens? Compare rates from top Hutchinson car insurance companies below to help find the cheapest teen car insurance in Hutchinson, KS.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,537 | $8,389 |
| American Family | $3,126 | $3,749 |
| Farmers | $6,477 | $6,704 |
| Geico | $4,378 | $5,894 |
| Liberty Mutual | $9,804 | $10,951 |
| Nationwide | $3,684 | $4,515 |
| Progressive | $8,045 | $9,061 |
| State Farm | $4,755 | $6,044 |
| Travelers | $7,858 | $12,243 |
| USAA | $4,520 | $4,736 |
Hutchinson, KS Car Insurance Rates for Seniors
Before seniors buy Hutchinson, Kansas car insurance, they should make sure to shop around. Some Hutchinson, KS car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,495 | $2,567 |
| American Family | $1,462 | $1,462 |
| Farmers | $2,087 | $2,184 |
| Geico | $2,389 | $2,223 |
| Liberty Mutual | $2,026 | $2,260 |
| Nationwide | $1,608 | $1,736 |
| Progressive | $1,757 | $1,832 |
| State Farm | $1,508 | $1,508 |
| Travelers | $1,891 | $1,911 |
| USAA | $1,226 | $1,238 |
Hutchinson, KS Car Insurance Rates by Credit History
How does your credit history affect Hutchinson, KS car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,024 | $3,810 | $3,321 |
| American Family | $2,687 | $1,903 | $1,586 |
| Farmers | $4,045 | $3,227 | $3,043 |
| Geico | $4,723 | $2,498 | $1,896 |
| Liberty Mutual | $4,280 | $4,280 | $4,280 |
| Nationwide | $2,715 | $2,389 | $2,228 |
| Progressive | $4,334 | $3,644 | $3,367 |
| State Farm | $3,878 | $2,318 | $1,795 |
| Travelers | $4,634 | $3,778 | $3,629 |
| USAA | $3,069 | $2,021 | $1,665 |
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Hutchinson, KS Car Insurance Rates by Driver History
How does a single speeding ticket affect your Hutchinson, Kansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hutchinson.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,510 | $4,086 | $4,686 | $3,925 |
| American Family | $2,021 | $2,171 | $2,021 | $2,021 |
| Farmers | $2,896 | $3,733 | $3,638 | $3,487 |
| Geico | $1,915 | $3,133 | $4,828 | $2,280 |
| Liberty Mutual | $3,230 | $4,854 | $4,767 | $4,270 |
| Nationwide | $1,833 | $2,110 | $3,733 | $2,100 |
| Progressive | $3,489 | $4,092 | $3,649 | $3,896 |
| State Farm | $2,456 | $2,871 | $2,664 | $2,664 |
| Travelers | $2,919 | $3,815 | $5,266 | $4,055 |
| USAA | $1,648 | $2,218 | $3,252 | $1,888 |
Hutchinson, KS Car Insurance Rates With a DUI
Even a single DUI can increase your Hutchinson, KS car insurance rates. Compare rates below to see which Hutchinson car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,686 |
| American Family | $2,021 |
| Farmers | $3,638 |
| Geico | $4,828 |
| Liberty Mutual | $4,767 |
| Nationwide | $3,733 |
| Progressive | $3,649 |
| State Farm | $2,664 |
| Travelers | $5,266 |
| USAA | $3,252 |
Hutchinson, KS Car Insurance Rates by ZIP Code
Just like Hutchinson car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Hutchinson, KS car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 67501 | $3,416 |
| 67502 | $3,327 |
Hutchinson, KS Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Hutchinson, KS car insurance rates may be. Let’s take a look at average car insurance rates from top Hutchinson companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,052 | $4,052 |
| American Family | $2,032 | $2,085 |
| Farmers | $3,439 | $3,439 |
| Geico | $2,975 | $3,103 |
| Liberty Mutual | $4,280 | $4,280 |
| Nationwide | $2,444 | $2,444 |
| Progressive | $3,782 | $3,782 |
| State Farm | $2,596 | $2,731 |
| Travelers | $4,014 | $4,014 |
| USAA | $2,186 | $2,317 |
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Hutchinson, KS Cheapest Car Insurance Rates
How do the top Hutchinson, Kansas car insurance companies’ average rates stack up against the Hutchinson average monthly car insurance rates of $267? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
Hutchinson, KS Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Hutchinson, Kansas car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,052 |
| American Family | $2,059 |
| Farmers | $3,439 |
| Geico | $3,039 |
| Liberty Mutual | $4,280 |
| Nationwide | $2,444 |
| Progressive | $3,782 |
| State Farm | $2,664 |
| Travelers | $4,014 |
| USAA | $2,251 |
Other Factors Affecting Hutchinson, KS Car Insurance Rates
Before you buy Hutchinson, Kansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Hutchinson, KS Car Theft Rates
The car theft rate in Hutchinson, KS will affect your car insurance rates. FBI data shows that the annual car theft rate for Hutchinson, Kansas is 117 stolen cars.
Hutchinson, KS Commute Time
How does your Hutchinson, KS commute time compare with the average driver? In Hutchinson, the average commute is 16.8 minutes.
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Hutchinson, KS Car Insurance Quotes
Compare Hutchinson, KS car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.