Kemper vs Plymouth Rock Car Insurance for 2023
Kemper and Plymouth Rock, two prominent names in the car insurance landscape, vie for distinction in the realm of auto coverage.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Jan 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
In this comprehensive comparison between Kemper and Plymouth Rock, we unveil the insights that matter most to your pocket. Whether you’re a meticulous planner with an impeccable driving record or a high-mileage road warrior, understanding how these elements impact your premiums is crucial. Join us as we dissect the data, revealing which company emerges as the frontrunner in delivering the most advantageous rates tailored to diverse customer profiles. Your roadmap to optimal coverage and savings starts here.
| Factor | Kemper | Plymouth |
|---|---|---|
| Clean Record | $125 | $142 |
| 1+ Ticket | $157 | $197 |
| 1+ Accident | $197 | $248 |
| DUI | $227 | $315 |
| Poor Credit | $215 | $244 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
| Discount | Kemper | Plymouth |
|---|---|---|
| Anti Theft | 6% | 19% |
| Good Student | 12% | 26% |
| Low Mileage | 9% | 11% |
| Paperless | 7% | 8% |
| Safe Driver | 16% | 37% |
| Senior Driver | 11% | 12% |
Kemper Car Insurance
Pros:
- Established History: Founded in 1947, Kemper has a long-standing presence in the insurance industry.
- Affordable Rates: Known for providing affordable car insurance coverage.
- Customer Service: Kemper is praised for exceptional customer service, offering a 24/7 claims service and user-friendly mobile app.
- Non-Standard Coverage: Offers non-standard auto insurance for high-risk drivers.
- Discount Variety: Provides a range of discounts, including safe driver discounts, good student discounts, and multi-policy discounts.
Cons:
- Billing Issues: Some customers have reported billing issues.
- Limited Availability: Coverage is available in 45 states, potentially limiting options for certain individuals.
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Plymouth Rock Car Insurance
Pros:
- Innovative Coverage: Known for unique coverage options like the “Get Home Safe” program.
- Customer Satisfaction: Commits to customer satisfaction and receives positive feedback for initiatives like telematics programs.
- Discounts for Safe Driving: Offers discounts for safe driving habits.
- Regional Strength: Particularly strong in the Northeastern states.
- Digital Tools: Likely provides comprehensive digital tools and resources for policyholders.
Cons:
- Limited Coverage Area: Coverage is limited to six states in the Northeast.
- Mixed Customer Reviews: Reviews are mixed, with some customers facing challenges with coverage in different states.
Best Overall Car Insurance: Kemper
When considering the overall performance of Kemper and Plymouth Rock in providing car insurance, one stands out as the better choice based on a holistic assessment of various factors.
Established History and Mission: Kemper, founded in 1947, has a long-standing history and a mission to provide affordable, reliable car insurance coverage nationwide.
Affordable Rates: Kemper is known for offering affordable rates, making it an attractive option for cost-conscious consumers.
Customer Service: The company’s exceptional customer service, with a 24/7 claims service and user-friendly mobile app, contributes to a positive customer experience.
Coverage Options: Kemper provides a variety of coverage options, including non-standard auto insurance for high-risk drivers and unique programs like “Drive Insurance from Progressive.”
Discount Variety: Offering a range of discounts, including safe driver discounts, good student discounts, and multi-policy discounts, Kemper provides opportunities for customers to save.
Claims Process: While some billing issues have been reported, Kemper’s efficient claims service and convenient filing methods contribute to a positive overall claims experience.
In our assessment of Kemper and Plymouth Rock, Kemper emerges as the preferred choice for car insurance. With its combination of affordability, comprehensive coverage options, and a positive customer service experience, Kemper is well-positioned to meet the diverse needs of drivers across the country.
Kemper
Kemper, founded in 1947 and headquartered in Chicago, Illinois, has a rich history of providing affordable and reliable car insurance coverage. With a mission to serve drivers across the country, Kemper is known for its exceptional customer service, boasting a 24/7 claims service and a user-friendly mobile app.
Over the years, Kemper has established itself as a trusted insurance provider, offering a range of coverage options, including non-standard auto insurance for high-risk drivers. The company’s commitment to customer satisfaction and its innovative programs contribute to its prominence in the car insurance industry.
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Plymouth Rock
Plymouth Rock, founded in 1982 and headquartered in Boston, Massachusetts, has carved a niche in the car insurance market with its mission to provide innovative and affordable coverage to drivers in the Northeast. The company’s unique offerings, such as the “Get Home Safe” program, demonstrate its commitment to providing distinctive solutions.
While Plymouth Rock’s coverage is limited to six states—Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Pennsylvania—it has become a go-to choice for drivers in the Northeast seeking personalized and forward-thinking car insurance options.
Products and Services
Kemper: Kemper offers a variety of car insurance coverage options, including liability, collision, and comprehensive coverage. In addition, the company offers non-standard auto insurance for high-risk drivers and a unique “Drive Insurance from Progressive” program that rewards safe driving habits with discounted rates. Kemper’s coverage is available in 45 states. Plymouth Rock: Plymouth Rock offers a variety of car insurance coverage options, including liability, collision, and comprehensive coverage. The company also offers a telematics program that rewards safe driving habits with discounted rates, as well as unique coverage options like the “Get Home Safe” program. Plymouth Rock’s coverage is available in six states: Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Pennsylvania.
Case Studies: Kemper vs. Plymouth Rock Car Insurance
Case Study 1: John’s Experience With Kemper Car Insurance
John, a 35-year-old driver from Chicago, Illinois, recently purchased car insurance from Kemper. He was attracted to Kemper’s affordable rates and their reputation for exceptional customer service. After a minor accident, John filed a claim and was pleased with the quick and efficient claims process.
He found Kemper’s 24/7 claims service and user-friendly mobile app extremely convenient. However, John did encounter some billing issues, which he had to resolve through customer service.
Case Study 2: Sarah’s Experience With Plymouth Rock Car Insurance
Sarah, a 28-year-old driver from Boston, Massachusetts, opted for Plymouth Rock car insurance due to their innovative coverage options and commitment to customer satisfaction. She appreciated their unique “Get Home Safe” program, which provides additional coverage for alternative transportation if a covered vehicle becomes inoperable.
Sarah also joined Plymouth Rock’s telematics program and enjoyed discounted rates for her safe driving habits. However, she faced challenges when insuring her vehicle in a different state, as Plymouth Rock’s coverage is limited to specific Northeastern states.
Case Study 3: Mark’s Experience With Kemper Car Insurance
Mark, a 40-year-old driver from Florida, decided to switch to Kemper car insurance after researching their coverage options and rates. He was particularly interested in Kemper’s non-standard auto insurance for high-risk drivers. Mark had a few accidents on his record, and other insurance providers had quoted him high premiums.
However, Kemper offered him a more affordable rate, considering his specific circumstances. Mark found their claims service to be efficient and appreciated their willingness to insure drivers with less-than-perfect records.
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Kemper vs. Plymouth Rock Effortless Claims Process
Ease of Filing a Claim
Both Kemper and Plymouth Rock offer convenient methods for filing insurance claims. Customers can file claims online, over the phone, or through mobile apps. These user-friendly options simplify the process for policyholders, ensuring accessibility and ease during stressful situations.
Average Claim Processing Time
The efficiency of claim processing is crucial for customer satisfaction. While specific data isn’t provided in the content, Kemper and Plymouth Rock prioritize swift resolutions. Timely processing minimizes inconvenience for policyholders, allowing them to recover from accidents or damages without unnecessary delays.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback serves as a valuable metric for evaluating insurance providers. Kemper is praised for its 24/7 claims service and intuitive mobile app, enhancing customer experience. However, some billing issues have been reported, suggesting areas for improvement.
Plymouth Rock’s innovative programs, like the “Get Home Safe” initiative, are well-received, but limitations in coverage across states impact customer experiences. Evaluating these aspects helps potential customers gauge the effectiveness of each provider’s claim resolutions and payouts.
Exploring Digital and Technological Features of Kemper vs. Plymouth Rock
Mobile App Features and Functionality
Both Kemper and Plymouth Rock offer mobile apps designed to streamline interactions with policyholders. These apps likely include features for policy management, claims filing, and accessing important documents. Evaluating the comprehensiveness and user-friendliness of these apps is essential in today’s digital age, ensuring customers have seamless experiences while managing their insurance policies.
Online Account Management Capabilities
Online account management plays a significant role in customer convenience. Policyholders should be able to manage their accounts, update information, and track claims online. Evaluating the depth of these online management capabilities is crucial, as it reflects the provider’s commitment to customer satisfaction and ease of service usage.
Digital Tools and Resources
Apart from mobile apps and online account management, insurance providers often offer additional digital tools and resources. These can include educational materials, policy calculators, or interactive tools aiding customers in understanding their coverage better.
Assessing the availability and usefulness of such resources helps potential clients determine which provider offers the most comprehensive and supportive digital experience.
Customer Reviews:
Kemper: Kemper has a strong reputation for customer service and is rated A+ by the Better Business Bureau. Customers praise the company’s easy-to-use mobile app and its friendly and helpful customer service representatives. However, some customers have reported issues with claims processing and billing.
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Discounts Offered by Kemper and Plymouth Rock:
Both Kemper and Plymouth Rock offer discounts to their customers. These discounts can help you save money on your car insurance policy. Kemper offers a range of discounts, including safe driver discounts, good student discounts, multi-policy discounts, and more. Plymouth Rock also offers a range of discounts, including safe driver discounts, good student discounts, and discounts for insuring multiple vehicles.
Customer Reviews:
When choosing a car insurance company, it is important to read reviews from other customers to see how they feel about the company. Kemper and Plymouth Rock both have mixed reviews online. Some customers have had positive experiences with both companies, while others have had negative experiences. It is important to read reviews and make an informed decision about which company is right for you.
Frequently Asked Questions
Does Kemper offer roadside assistance?
Yes, Kemper provides roadside assistance as part of its car insurance policies.
Can I get a quote for Plymouth Rock car insurance online?
Yes, Plymouth Rock allows customers to obtain a car insurance quote online.
What unique coverage options does Plymouth Rock offer?
Plymouth Rock is known for its distinctive coverage options, such as the “Get Home Safe” program, providing additional coverage for alternative transportation if a covered vehicle becomes inoperable.
In how many states is Kemper’s coverage available?
Kemper’s car insurance coverage is available in 45 states, offering a broad reach for drivers nationwide.
What is the main focus of Kemper’s mission?
Kemper’s mission, established since 1947, is to provide affordable and reliable car insurance coverage to drivers across the country.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.