Kentucky Farm Bureau vs USAA Car Insurance for 2023
Kentucky Farm Bureau and USAA: A Comparative Analysis of Insurance Coverage, Customer Service, and Rates for Military Members and Their Families
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 10, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When it comes to car insurance, there are so many options available that it can be difficult to know where to start. Two popular options are Kentucky Farm Bureau car insurance and USAA car insurance. Both companies offer a range of insurance products and are known for their exceptional customer service.
In this article, we’ll take a deep dive into the history, mission, products, discounts, and customer reviews of both companies to help you decide which one is right for you.
Company History and Mission
Kentucky Farm Bureau has been providing insurance products to Kentuckians since 1943. However, its history dates back even further to 1919 when it was founded as a nonprofit organization to help farmers. Today, Kentucky Farm Bureau is a mutual insurance company, meaning it is owned by its policyholders. Its mission is to provide “quality insurance products and services to Farm Bureau members in Kentucky, while protecting their assets and preserving their financial well-being.”
USAA, on the other hand, was founded in 1922 by a group of military officers who wanted to insure each other’s cars. Today, it offers a range of financial products and services to military members, veterans, and their families. Its mission is to “facilitate the financial security of its members, associates, and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community.”
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Products and Services Offered, Cost, and Availability
Kentucky Farm Bureau offers a range of insurance products, including car, home, life, health, and farm insurance. Its car insurance policies include liability, collision, comprehensive, and personal injury protection. The cost of Kentucky Farm Bureau’s car insurance policies varies based on a variety of factors, such as the age of the driver, the type of car, and the driver’s driving record. Policies are available in Kentucky, and the company has over 400 agents throughout the state.
USAA offers car insurance as well as a range of financial products and services, including banking and investment services. Its car insurance policies include liability, collision, comprehensive, and personal injury protection. The cost of USAA’s car insurance policies also varies based on factors such as the age of the driver, the type of car, and the driver’s driving record. However, because USAA is only available to military members, veterans, and their families, its policies are not available to the general public.
Discounts Available and How to Qualify for Them
Both Kentucky Farm Bureau and USAA offer a range of discounts to their customers. Kentucky Farm Bureau offers discounts for safe driving, good grades, being a homeowner, and bundling multiple policies, among others. USAA offers discounts for safe driving, being a good student, having multiple vehicles, and bundling multiple policies, among others. To qualify for these discounts, customers must meet certain criteria, such as maintaining a clean driving record or having multiple vehicles insured with the same company.
Customer Reviews
When choosing a car insurance company, it’s important to consider what other customers have to say about their experiences. Both Kentucky Farm Bureau and USAA have received positive reviews from their customers. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Kentucky Farm Bureau received a rating of 841 out of 1,000 for overall customer satisfaction, which is above the industry average of 835. USAA received a rating of 895, which is the highest rating in the study.
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FAQ
Q: Does Kentucky Farm Bureau offer car insurance in states other than Kentucky?
A: No, Kentucky Farm Bureau only offers car insurance in Kentucky.
Q: Can anyone purchase car insurance from USAA?
A: No, USAA car insurance is only available to military members, veterans, and their families.
Q: What discounts does Kentucky Farm Bureau offer for car insurance?
A: Kentucky Farm Bureau offers discounts for safe driving, good grades, being a homeowner, and bundling multiple policies, among others.
Q: What discounts does USAA offer for car insurance?
A: USAA offers discounts for safe driving, being a good student, having multiple vehicles, and bundling multiple policies, among others.
Q: Is USAA more expensive than Kentucky Farm Bureau?
A: The cost of car insurance varies based on a variety of factors, so it’s difficult to say whether one company is more expensive than the other. However, USAA is known for offering competitive rates to its customers.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.