Affordable Car Insurance Rates in Lake Alfred, FL (2024)
Car insurance rates in Lake Alfred, FL are $372/month on average. By law, Florida drivers need to carry at least 10/20/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Lake Alfred car insurance companies to get the coverage you need at the best rates available.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Lake Alfred, FL are $372/month
- The cheapest car insurance company in Lake Alfred for teen drivers is Geico
- The annual number of car thefts in Lake Alfred is 3.
Average car insurance rates in Lake Alfred, Florida are $372 a month. But with a little research you can get a great deal from the top car insurance companies in Lake Alfred, FL. Before you buy Lake Alfred, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.
It may even be helpful to compare Lake Alfred car insurance rates with Cape Coral car insurance rates, Tampa car insurance rates, or Orlando car insurance rates to make sure you’re getting the best Lake Alfred, FL car insurance quotes available.
Need affordable Lake Alfred, FL car insurance? Enter your ZIP code to compare Lake Alfred car insurance quotes from multiple car insurance companies near you.
Lake Alfred, FL Minimum Car Insurance Coverage
Lake Alfred, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Lake Alfred, FL Car Insurance Rates by Coverage Level
Some Lake Alfred drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Lake Alfred, Florida car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,601 | $7,643 | $8,546 |
| Geico | $2,844 | $3,568 | $3,941 |
| Liberty Mutual | $4,517 | $4,982 | $5,226 |
| Nationwide | $3,250 | $4,245 | $4,768 |
| Progressive | $4,515 | $5,548 | $6,196 |
| State Farm | $2,747 | $3,307 | $3,626 |
| USAA | $2,466 | $3,009 | $3,216 |
Lake Alfred, FL Car Insurance Rates by Age, Gender, and Marital Status
Lake Alfred, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lake Alfred, FL car insurance, get quotes from multiple car insurance companies in the Lake Alfred area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,499 | $4,280 | $3,908 | $3,960 | $15,640 | $16,890 | $4,438 | $4,488 |
| Geico | $2,728 | $2,738 | $2,556 | $2,556 | $4,877 | $6,109 | $3,003 | $3,042 |
| Liberty Mutual | $3,404 | $3,404 | $3,119 | $3,119 | $7,172 | $11,039 | $3,404 | $4,607 |
| Nationwide | $2,856 | $2,816 | $2,548 | $2,635 | $6,918 | $8,512 | $3,145 | $3,269 |
| Progressive | $3,610 | $3,406 | $3,102 | $3,321 | $10,224 | $11,169 | $4,358 | $4,169 |
| State Farm | $2,023 | $2,023 | $1,836 | $1,836 | $5,912 | $7,530 | $2,249 | $2,405 |
| USAA | $1,671 | $1,642 | $1,564 | $1,549 | $5,746 | $6,671 | $2,084 | $2,247 |
Lake Alfred, FL Car Insurance Rates for Teens
How much is Lake Alfred, Florida car insurance for teens? Compare rates from top Lake Alfred car insurance companies below to help find the cheapest teen car insurance in Lake Alfred, FL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $15,640 | $16,890 |
| Geico | $4,877 | $6,109 |
| Liberty Mutual | $7,172 | $11,039 |
| Nationwide | $6,918 | $8,512 |
| Progressive | $10,224 | $11,169 |
| State Farm | $5,912 | $7,530 |
| USAA | $5,746 | $6,671 |
Lake Alfred, FL Car Insurance Rates for Seniors
Before seniors buy Lake Alfred, Florida car insurance, they should make sure to shop around. Some Lake Alfred, FL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,908 | $3,960 |
| Geico | $2,556 | $2,556 |
| Liberty Mutual | $3,119 | $3,119 |
| Nationwide | $2,548 | $2,635 |
| Progressive | $3,102 | $3,321 |
| State Farm | $1,836 | $1,836 |
| USAA | $1,564 | $1,549 |
Lake Alfred, FL Car Insurance Rates by Credit History
How does your credit history affect Lake Alfred, FL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,171 | $6,422 | $5,197 |
| Geico | $5,030 | $3,041 | $2,282 |
| Liberty Mutual | $6,319 | $4,641 | $3,765 |
| Nationwide | $5,119 | $3,752 | $3,391 |
| Progressive | $7,054 | $5,019 | $4,187 |
| State Farm | $4,418 | $2,893 | $2,370 |
| USAA | $4,700 | $2,310 | $1,681 |
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Lake Alfred, FL Car Insurance Rates by Driver History
How does a single speeding ticket affect your Lake Alfred, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lake Alfred.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,246 | $7,519 | $8,342 | $6,945 |
| Geico | $2,402 | $3,072 | $4,576 | $3,755 |
| Liberty Mutual | $3,552 | $4,599 | $6,649 | $4,834 |
| Nationwide | $3,484 | $3,826 | $5,166 | $3,874 |
| Progressive | $4,275 | $6,333 | $5,328 | $5,743 |
| State Farm | $2,949 | $3,505 | $3,227 | $3,227 |
| USAA | $2,265 | $2,799 | $4,148 | $2,375 |
Lake Alfred, FL Car Insurance Rates With a DUI
Even a single DUI can increase your Lake Alfred, FL car insurance rates. Compare rates below to see which Lake Alfred car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,342 |
| Geico | $4,576 |
| Liberty Mutual | $6,649 |
| Nationwide | $5,166 |
| Progressive | $5,328 |
| State Farm | $3,227 |
| USAA | $4,148 |
Lake Alfred, FL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Lake Alfred, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Lake Alfred companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,060 | $7,466 |
| Geico | $3,435 | $3,468 |
| Liberty Mutual | $4,750 | $5,067 |
| Nationwide | $4,088 | $4,088 |
| Progressive | $5,420 | $5,420 |
| State Farm | $3,116 | $3,338 |
| USAA | $2,864 | $2,930 |
Lake Alfred, FL Cheapest Car Insurance Rates
How do the top Lake Alfred, Florida car insurance companies’ average rates stack up against the Lake Alfred average monthly car insurance rates of $372? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Lake Alfred, FL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Lake Alfred, Florida car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,263 |
| Geico | $3,451 |
| Liberty Mutual | $4,908 |
| Nationwide | $4,088 |
| Progressive | $5,420 |
| State Farm | $3,227 |
| USAA | $2,897 |
Other Factors Affecting Lake Alfred, FL Car Insurance Rates
Before you buy Lake Alfred, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Lake Alfred, FL Car Theft Rates
The car theft rate in Lake Alfred, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Lake Alfred, Florida is 3 stolen cars.
Lake Alfred, FL Commute Time
How does your Lake Alfred, FL commute time compare with the average driver? In Lake Alfred, the average commute is 28.4 minutes.
Lake Alfred, FL Car Insurance Quotes
Compare Lake Alfred, FL car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.