Liberty Mutual vs Nationwide Car Insurance for 2023
A Comprehensive Comparison of Liberty Mutual vs Nationwide: Which Insurance Company Offers Better Coverage, Rates, and Customer Service?
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 10, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Are you in search of the best car insurance company to meet your needs? If so, then you are in the right place. In this article, we will compare two of the most popular car insurance companies in the US – Liberty Mutual car insurance and Nationwide car insurance. We’ll compare their policies, pricing, customer service, and other important factors to help you make an informed decision.
Here are three quick highlights of Liberty Mutual and Nationwide Car Insurance:
- Liberty Mutual offers accident forgiveness and new car replacement for their policyholders
- Nationwide offers a unique “SmartRide” program that monitors your driving habits to determine if you’re eligible for discounts
- Both Liberty Mutual and Nationwide offer a range of discounts to their customers
Now, let’s dive into the comparison.
Company History and Mission
Liberty Mutual was founded in 1912 and is headquartered in Boston, Massachusetts. It has since grown to become one of the largest insurance companies in the world, with a presence in over 20 countries. The company’s mission is to help people preserve and protect what they earn, build, own, and cherish.
Nationwide, on the other hand, was founded in 1926 as the Farm Bureau Mutual Automobile Insurance Company. It has since expanded to offer a range of insurance products and services and is headquartered in Columbus, Ohio. Nationwide’s mission is to protect what matters most to their customers.
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Products and Services Offered, Cost, and States of Operation
Both Liberty Mutual and Nationwide offer a wide range of insurance products, including car insurance. They also offer additional services such as roadside assistance and rental car coverage.
Liberty Mutual offers a range of coverage options, including liability, collision, and comprehensive coverage. Their pricing varies depending on factors such as the driver’s age, driving record, and location. Liberty Mutual’s car insurance policies are available in all 50 states.
Nationwide also offers a range of coverage options, including liability, collision, and comprehensive coverage. Their pricing also varies depending on factors such as the driver’s age, driving record, and location. Nationwide’s car insurance policies are also available in all 50 states.
Liberty Mutual and Nationwide Discounts Available
Both Liberty Mutual and Nationwide offer a range of discounts to their customers. Some of the discounts offered by Liberty Mutual include multi-policy, multi-car, and safe driver discounts. Liberty Mutual also offers a unique “Better Car Replacement” program that provides a brand new car of the same make and model if your car is totaled in an accident.
Nationwide’s discounts include multi-policy, multi-car, and safe driver discounts. Nationwide also offers a unique “SmartRide” program that monitors your driving habits to determine if you’re eligible for discounts.
Customer Reviews
When it comes to customer reviews, both Liberty Mutual and Nationwide have a mix of positive and negative feedback. According to the J.D. Power 2021 U.S. Auto Insurance Study, Liberty Mutual ranks below average in overall customer satisfaction, while Nationwide ranks average.
Conclusion
In conclusion, both Liberty Mutual and Nationwide offer a range of insurance products and services, including car insurance. They also offer discounts to their customers, and their pricing varies depending on factors such as the driver’s age, driving record, and location. Ultimately, the best choice for you will depend on your specific needs and budget.
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FAQs
Q: Can I get a quote online from Liberty Mutual and Nationwide?
A: Yes, both Liberty Mutual and Nationwide offer online quotes.
Q: What types of discounts does Liberty Mutual offer?
A: Liberty Mutual offers discounts such as multi-policy, multi-car, and safe driver discounts, as well as a unique “Better Car Replacement” program.
Q: What types of discounts does Nationwide offer?
A: Nationwide offers discounts such as multi-policy , multi-car, and safe driver discounts, as well as a unique “SmartRide” program that monitors your driving habits to determine if you’re eligible for discounts.
Q: What factors affect the cost of car insurance from Liberty Mutual and Nationwide?
A: Factors that can affect the cost of car insurance from Liberty Mutual and Nationwide include the driver’s age, driving record, location, and the type of coverage they choose.
Q: Do Liberty Mutual and Nationwide offer roadside assistance?
A: Yes, both Liberty Mutual and Nationwide offer roadside assistance as an additional service.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.