Affordable Car Insurance Rates in Livingston, MT (2024)
Car insurance rates in Livingston, MT are $257/month on average. By law, Montana drivers need to carry at least 25/50/20 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Livingston car insurance companies to get the coverage you need at the best rates available.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The annual number of car thefts in Livingston is 12.
- Average car insurance rates in Livingston, MT for senior drivers are $1,967/year
- The cheapest car insurance company in Livingston for teen drivers is Liberty Mutual
Average car insurance rates in Livingston, Montana are $257 a month. But with a little research you can get a great deal from the top car insurance companies in Livingston, MT. Before you buy Livingston, Montana car insurance, make sure your coverage meets or exceeds the Montana minimum of 25/50/20.
It may even be helpful to compare Livingston car insurance rates with Missoula car insurance rates, Helena car insurance rates, or Belgrade car insurance rates to make sure you’re getting the best Livingston, MT car insurance quotes available.
Need affordable Livingston, MT car insurance? Enter your ZIP code to compare Livingston car insurance quotes from multiple car insurance companies near you.
Livingston, MT Minimum Car Insurance Coverage
Livingston, Montana law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Livingston, MT Car Insurance Rates by Coverage Level
Some Livingston drivers can get by with the Montana minimum coverage of 25/50/20. Other drivers may need more. See how much your Livingston, Montana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,660 | $4,873 | $5,119 |
| Farmers | $3,451 | $3,719 | $4,000 |
| Geico | $2,898 | $3,013 | $3,203 |
| Liberty Mutual | $1,236 | $1,334 | $1,421 |
| Nationwide | $2,374 | $3,286 | $3,615 |
| Progressive | $3,822 | $4,042 | $4,296 |
| State Farm | $2,378 | $2,500 | $2,652 |
| USAA | $1,992 | $2,077 | $2,194 |
Livingston, MT Car Insurance Rates by Age, Gender, and Marital Status
Livingston, Montana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Livingston, MT car insurance, get quotes from multiple car insurance companies in the Livingston area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,858 | $2,858 | $2,613 | $2,613 | $10,980 | $10,980 | $3,086 | $3,086 |
| Farmers | $2,581 | $2,581 | $2,309 | $2,309 | $7,168 | $7,168 | $2,835 | $2,835 |
| Geico | $2,399 | $2,242 | $2,342 | $2,136 | $5,830 | $5,426 | $2,056 | $1,873 |
| Liberty Mutual | $1,013 | $1,013 | $983 | $983 | $2,105 | $2,105 | $1,220 | $1,220 |
| Nationwide | $2,485 | $2,485 | $2,268 | $2,268 | $4,984 | $4,984 | $2,630 | $2,630 |
| Progressive | $2,965 | $2,965 | $2,682 | $2,682 | $7,220 | $7,220 | $3,346 | $3,346 |
| State Farm | $1,695 | $1,695 | $1,490 | $1,490 | $5,020 | $5,020 | $1,837 | $1,837 |
| USAA | $1,291 | $1,291 | $1,155 | $1,155 | $4,301 | $4,301 | $1,603 | $1,603 |
Livingston, MT Car Insurance Rates for Teens
How much is Livingston, Montana car insurance for teens? Compare rates from top Livingston car insurance companies below to help find the cheapest teen car insurance in Livingston, MT.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,980 | $10,980 |
| Farmers | $7,168 | $7,168 |
| Geico | $5,830 | $5,426 |
| Liberty Mutual | $2,105 | $2,105 |
| Nationwide | $4,984 | $4,984 |
| Progressive | $7,220 | $7,220 |
| State Farm | $5,020 | $5,020 |
| USAA | $4,301 | $4,301 |
Livingston, MT Car Insurance Rates for Seniors
Before seniors buy Livingston, Montana car insurance, they should make sure to shop around. Some Livingston, MT car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,613 | $2,613 |
| Farmers | $2,309 | $2,309 |
| Geico | $2,342 | $2,136 |
| Liberty Mutual | $983 | $983 |
| Nationwide | $2,268 | $2,268 |
| Progressive | $2,682 | $2,682 |
| State Farm | $1,490 | $1,490 |
| USAA | $1,155 | $1,155 |
Livingston, MT Car Insurance Rates by Credit History
How does your credit history affect Livingston, MT car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,900 | $4,727 | $4,026 |
| Farmers | $4,382 | $3,494 | $3,293 |
| Geico | $4,786 | $2,551 | $1,777 |
| Liberty Mutual | $1,330 | $1,330 | $1,330 |
| Nationwide | $3,906 | $2,822 | $2,546 |
| Progressive | $4,878 | $3,760 | $3,522 |
| State Farm | $3,612 | $2,196 | $1,722 |
| USAA | $2,801 | $1,910 | $1,551 |
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Livingston, MT Car Insurance Rates by Driver History
How does a single speeding ticket affect your Livingston, Montana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Livingston.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,099 | $4,850 | $5,899 | $4,689 |
| Farmers | $3,264 | $4,236 | $4,129 | $3,264 |
| Geico | $1,956 | $3,091 | $4,768 | $2,337 |
| Liberty Mutual | $900 | $1,582 | $1,582 | $1,256 |
| Nationwide | $2,263 | $3,232 | $4,149 | $2,723 |
| Progressive | $3,486 | $4,534 | $4,320 | $3,874 |
| State Farm | $2,337 | $2,684 | $2,510 | $2,510 |
| USAA | $1,566 | $1,957 | $2,917 | $1,910 |
Livingston, MT Car Insurance Rates With a DUI
Even a single DUI can increase your Livingston, MT car insurance rates. Compare rates below to see which Livingston car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,899 |
| Farmers | $4,129 |
| Geico | $4,768 |
| Liberty Mutual | $1,582 |
| Nationwide | $4,149 |
| Progressive | $4,320 |
| State Farm | $2,510 |
| USAA | $2,917 |
Livingston, MT Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Livingston, MT car insurance rates may be. Let’s take a look at average car insurance rates from top Livingston companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,768 | $5,000 |
| Farmers | $3,723 | $3,723 |
| Geico | $2,984 | $3,092 |
| Liberty Mutual | $1,330 | $1,330 |
| Nationwide | $3,092 | $3,092 |
| Progressive | $4,053 | $4,053 |
| State Farm | $2,436 | $2,584 |
| USAA | $2,063 | $2,112 |
Livingston, MT Cheapest Car Insurance Rates
How do the top Livingston, Montana car insurance companies’ average rates stack up against the Livingston average monthly car insurance rates of $257? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
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Livingston, MT Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Livingston, Montana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,884 |
| Farmers | $3,723 |
| Geico | $3,038 |
| Liberty Mutual | $1,330 |
| Nationwide | $3,092 |
| Progressive | $4,053 |
| State Farm | $2,510 |
| USAA | $2,088 |
Other Factors Affecting Livingston, MT Car Insurance Rates
Before you buy Livingston, Montana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Livingston, MT Car Theft Rates
The car theft rate in Livingston, MT will affect your car insurance rates. FBI data shows that the annual car theft rate for Livingston, Montana is 12 stolen cars.
Livingston, MT Commute Time
How does your Livingston, MT commute time compare with the average driver? In Livingston, the average commute is 21.1 minutes.
Livingston, MT Car Insurance Quotes
Compare Livingston, MT car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.