Affordable Car Insurance Rates in Lufkin, TX (2024)
Car insurance rates in Lufkin, TX are $317/month on average. By law, Texas drivers need to carry at least 30/60/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Lufkin car insurance companies to get the coverage you need at the best rates available.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Lufkin, TX for senior drivers are $2,311/year
- The annual number of car thefts in Lufkin is 76.
- Average car insurance rates in Lufkin, TX are $317/month
Average car insurance rates in Lufkin, Texas are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Lufkin, TX. Before you buy Lufkin, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.
It may even be helpful to compare Lufkin car insurance rates with El Paso car insurance rates, Houston car insurance rates, or San Antonio car insurance rates to make sure you’re getting the best Lufkin, TX car insurance quotes available.
Need affordable Lufkin, TX car insurance? Enter your ZIP code to compare Lufkin car insurance quotes from multiple car insurance companies near you.
Lufkin, TX Minimum Car Insurance Coverage
Lufkin, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Lufkin, TX Car Insurance Rates by Coverage Level
Some Lufkin drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Lufkin, Texas car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,407 | $5,484 | $5,700 |
| American Family | $3,563 | $3,700 | $4,268 |
| Geico | $3,077 | $3,198 | $3,439 |
| Nationwide | $4,056 | $3,611 | $3,655 |
| Progressive | $4,380 | $4,641 | $4,997 |
| State Farm | $2,863 | $3,006 | $3,182 |
| USAA | $2,498 | $2,575 | $2,685 |
Lufkin, TX Car Insurance Rates by Age, Gender, and Marital Status
Lufkin, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lufkin, TX car insurance, get quotes from multiple car insurance companies in the Lufkin area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,589 | $3,623 | $3,543 | $3,543 | $9,455 | $11,421 | $4,441 | $4,631 |
| American Family | $2,303 | $2,563 | $2,173 | $2,485 | $6,138 | $8,014 | $3,307 | $3,765 |
| Geico | $2,409 | $2,598 | $2,321 | $2,620 | $5,244 | $5,489 | $2,606 | $2,615 |
| Nationwide | $2,366 | $2,405 | $2,092 | $2,213 | $6,714 | $8,614 | $2,780 | $3,006 |
| Progressive | $2,507 | $2,349 | $2,230 | $2,274 | $10,489 | $11,664 | $2,932 | $2,935 |
| State Farm | $2,100 | $2,100 | $1,870 | $1,870 | $5,074 | $6,477 | $2,286 | $2,358 |
| USAA | $1,641 | $1,647 | $1,569 | $1,552 | $4,674 | $5,082 | $2,186 | $2,337 |
Lufkin, TX Car Insurance Rates for Teens
How much is Lufkin, Texas car insurance for teens? Compare rates from top Lufkin car insurance companies below to help find the cheapest teen car insurance in Lufkin, TX.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,455 | $11,421 |
| American Family | $6,138 | $8,014 |
| Geico | $5,244 | $5,489 |
| Nationwide | $6,714 | $8,614 |
| Progressive | $10,489 | $11,664 |
| State Farm | $5,074 | $6,477 |
| USAA | $4,674 | $5,082 |
Lufkin, TX Car Insurance Rates for Seniors
Before seniors buy Lufkin, Texas car insurance, they should make sure to shop around. Some Lufkin, TX car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,543 | $3,543 |
| American Family | $2,173 | $2,485 |
| Geico | $2,321 | $2,620 |
| Nationwide | $2,092 | $2,213 |
| Progressive | $2,230 | $2,274 |
| State Farm | $1,870 | $1,870 |
| USAA | $1,569 | $1,552 |
Lufkin, TX Car Insurance Rates by Credit History
How does your credit history affect Lufkin, TX car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,031 | $5,152 | $4,409 |
| American Family | $5,265 | $3,337 | $2,929 |
| Geico | $4,996 | $2,829 | $1,888 |
| Nationwide | $4,528 | $3,636 | $3,158 |
| Progressive | $5,263 | $4,545 | $4,209 |
| State Farm | $4,274 | $2,659 | $2,118 |
| USAA | $3,796 | $2,195 | $1,766 |
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Lufkin, TX Car Insurance Rates by Driver History
How does a single speeding ticket affect your Lufkin, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lufkin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,301 | $6,618 | $6,903 | $4,301 |
| American Family | $3,514 | $4,439 | $3,908 | $3,514 |
| Geico | $2,750 | $3,629 | $3,035 | $3,538 |
| Nationwide | $3,275 | $3,275 | $4,847 | $3,698 |
| Progressive | $4,072 | $5,283 | $4,759 | $4,576 |
| State Farm | $2,677 | $3,076 | $3,638 | $2,677 |
| USAA | $1,924 | $2,849 | $3,362 | $2,209 |
Lufkin, TX Car Insurance Rates With a DUI
Even a single DUI can increase your Lufkin, TX car insurance rates. Compare rates below to see which Lufkin car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,903 |
| American Family | $3,908 |
| Geico | $3,035 |
| Nationwide | $4,847 |
| Progressive | $4,759 |
| State Farm | $3,638 |
| USAA | $3,362 |
Lufkin, TX Car Insurance Rates by ZIP Code
Just like Lufkin car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Lufkin, TX car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 75901 | $5,678 |
| 75904 | $5,715 |
Lufkin, TX Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Lufkin, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Lufkin companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,398 | $5,663 |
| American Family | $3,844 | $3,844 |
| Geico | $3,177 | $3,298 |
| Nationwide | $3,774 | $3,774 |
| Progressive | $4,672 | $4,672 |
| State Farm | $3,017 | $3,017 |
| USAA | $2,553 | $2,618 |
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Lufkin, TX Cheapest Car Insurance Rates
How do the top Lufkin, Texas car insurance companies’ average rates stack up against the Lufkin average monthly car insurance rates of $317? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Lufkin, TX Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Lufkin, Texas car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,531 |
| American Family | $3,844 |
| Geico | $3,238 |
| Nationwide | $3,774 |
| Progressive | $4,672 |
| State Farm | $3,017 |
| USAA | $2,586 |
Other Factors Affecting Lufkin, TX Car Insurance Rates
Before you buy Lufkin, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Lufkin, TX Car Theft Rates
The car theft rate in Lufkin, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Lufkin, Texas is 76 stolen cars.
Lufkin, TX Commute Time
How does your Lufkin, TX commute time compare with the average driver? In Lufkin, the average commute is 15.9 minutes.
Lufkin, TX Traffic
Spending time in Lufkin traffic can lead to higher car insurance rates. According to INRIX data, Lufkin, TX ranks as the 904th-most congested with traffic in the world.
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Lufkin, TX Car Insurance Quotes
Compare Lufkin, TX car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.