Affordable Car Insurance Rates in Manchester, CT (2024)
Car insurance rates in Manchester, CT are $376/month on average. By law, Connecticut drivers need to carry at least 25/50/20 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Manchester car insurance companies to get the coverage you need at the best rates available.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she under...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Manchester, CT for senior drivers are $2,236/year
- The cheapest car insurance company in Manchester for teen drivers is Geico
- The cheapest car insurance company in Manchester after a DUI is State Farm
Average car insurance rates in Manchester, Connecticut are $376 a month. But with a little research you can get a great deal from the top car insurance companies in Manchester, CT. Before you buy Manchester, Connecticut car insurance, make sure your coverage meets or exceeds the Connecticut minimum of 25/50/20.
It may even be helpful to compare Manchester car insurance rates with New Haven car insurance rates, Danbury car insurance rates, or Hartford car insurance rates to make sure you’re getting the best Manchester, CT car insurance quotes available.
Need affordable Manchester, CT car insurance? Enter your ZIP code to compare Manchester car insurance quotes from multiple car insurance companies near you.
Manchester, CT Minimum Car Insurance Coverage
Manchester, Connecticut law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Manchester, CT Car Insurance Rates by Coverage Level
Some Manchester drivers can get by with the Connecticut minimum coverage of 25/50/20. Other drivers may need more. See how much your Manchester, Connecticut car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,400 | $5,780 | $6,201 |
| Geico | $2,569 | $2,765 | $3,078 |
| Liberty Mutual | $6,802 | $7,018 | $7,385 |
| Nationwide | $3,702 | $3,663 | $3,541 |
| Progressive | $4,563 | $4,860 | $5,286 |
| State Farm | $2,696 | $2,882 | $3,053 |
| Travelers | $5,671 | $6,098 | $6,658 |
| USAA | $2,657 | $2,858 | $3,051 |
Manchester, CT Car Insurance Rates by Age, Gender, and Marital Status
Manchester, Connecticut car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Manchester, CT car insurance, get quotes from multiple car insurance companies in the Manchester area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,685 | $3,637 | $3,405 | $3,643 | $11,071 | $13,053 | $3,842 | $4,013 |
| Geico | $2,076 | $2,081 | $1,926 | $1,942 | $4,811 | $5,663 | $1,999 | $1,934 |
| Liberty Mutual | $3,410 | $3,704 | $2,623 | $3,230 | $17,096 | $19,260 | $3,454 | $3,767 |
| Nationwide | $2,320 | $2,347 | $2,083 | $2,187 | $6,416 | $8,147 | $2,689 | $2,893 |
| Progressive | $2,638 | $2,459 | $2,250 | $2,342 | $10,981 | $12,170 | $3,013 | $3,372 |
| State Farm | $1,756 | $1,756 | $1,616 | $1,616 | $5,332 | $6,704 | $1,974 | $2,264 |
| Travelers | $1,828 | $1,854 | $1,828 | $1,822 | $14,352 | $23,234 | $1,992 | $2,230 |
| USAA | $1,757 | $1,736 | $1,646 | $1,622 | $5,529 | $5,784 | $2,347 | $2,423 |
Manchester, CT Car Insurance Rates for Teens
How much is Manchester, Connecticut car insurance for teens? Compare rates from top Manchester car insurance companies below to help find the cheapest teen car insurance in Manchester, CT.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,071 | $13,053 |
| Geico | $4,811 | $5,663 |
| Liberty Mutual | $17,096 | $19,260 |
| Nationwide | $6,416 | $8,147 |
| Progressive | $10,981 | $12,170 |
| State Farm | $5,332 | $6,704 |
| Travelers | $14,352 | $23,234 |
| USAA | $5,529 | $5,784 |
Manchester, CT Car Insurance Rates for Seniors
Before seniors buy Manchester, Connecticut car insurance, they should make sure to shop around. Some Manchester, CT car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,405 | $3,643 |
| Geico | $1,926 | $1,942 |
| Liberty Mutual | $2,623 | $3,230 |
| Nationwide | $2,083 | $2,187 |
| Progressive | $2,250 | $2,342 |
| State Farm | $1,616 | $1,616 |
| Travelers | $1,828 | $1,822 |
| USAA | $1,646 | $1,622 |
Manchester, CT Car Insurance Rates by Credit History
How does your credit history affect Manchester, CT car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,392 | $5,574 | $4,416 |
| Geico | $4,077 | $2,461 | $1,875 |
| Liberty Mutual | $10,028 | $6,256 | $4,920 |
| Nationwide | $4,819 | $3,229 | $2,857 |
| Progressive | $5,338 | $4,787 | $4,585 |
| State Farm | $4,003 | $2,564 | $2,065 |
| Travelers | $6,968 | $5,812 | $5,647 |
| USAA | $3,765 | $2,553 | $2,248 |
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Manchester, CT Car Insurance Rates by Driver History
How does a single speeding ticket affect your Manchester, Connecticut car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Manchester.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,940 | $6,099 | $7,196 | $4,940 |
| Geico | $1,774 | $2,326 | $4,938 | $2,178 |
| Liberty Mutual | $6,190 | $7,750 | $7,676 | $6,656 |
| Nationwide | $2,958 | $3,860 | $4,425 | $3,298 |
| Progressive | $4,184 | $6,071 | $4,400 | $4,958 |
| State Farm | $2,678 | $2,944 | $2,944 | $2,944 |
| Travelers | $4,942 | $5,354 | $7,804 | $6,470 |
| USAA | $2,209 | $2,774 | $4,229 | $2,209 |
Manchester, CT Car Insurance Rates With a DUI
Even a single DUI can increase your Manchester, CT car insurance rates. Compare rates below to see which Manchester car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,196 |
| Geico | $4,938 |
| Liberty Mutual | $7,676 |
| Nationwide | $4,425 |
| Progressive | $4,400 |
| State Farm | $2,944 |
| Travelers | $7,804 |
| USAA | $4,229 |
Manchester, CT Car Insurance Rates by ZIP Code
Just like Manchester car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Manchester, CT car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 6040 | $4,556 |
| 6042 | $4,556 |
Manchester, CT Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Manchester, CT car insurance rates may be. Let’s take a look at average car insurance rates from top Manchester companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,794 | $5,794 |
| Geico | $2,761 | $2,847 |
| Liberty Mutual | $7,068 | $7,068 |
| Nationwide | $3,635 | $3,635 |
| Progressive | $4,903 | $4,903 |
| State Farm | $2,806 | $2,948 |
| Travelers | $6,143 | $6,143 |
| USAA | $2,821 | $2,889 |
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Manchester, CT Cheapest Car Insurance Rates
How do the top Manchester, Connecticut car insurance companies’ average rates stack up against the Manchester average monthly car insurance rates of $376? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Manchester, CT Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Manchester, Connecticut car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,794 |
| Geico | $2,804 |
| Liberty Mutual | $7,068 |
| Nationwide | $3,635 |
| Progressive | $4,903 |
| State Farm | $2,877 |
| Travelers | $6,143 |
| USAA | $2,855 |
Other Factors Affecting Manchester, CT Car Insurance Rates
Before you buy Manchester, Connecticut car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Manchester, CT Commute Time
How does your Manchester, CT commute time compare with the average driver? In Manchester, the average commute is 22.3 minutes.
Manchester, CT Traffic
Spending time in Manchester traffic can lead to higher car insurance rates. According to INRIX data, Manchester, CT ranks as the 184th-most congested with traffic in the world.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Manchester, CT Car Insurance Quotes
Compare Manchester, CT car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she under...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.