Affordable Car Insurance Rates in Maple Grove, MN (2024)
Car insurance rates in Maple Grove, MN are $380/month on average. By law, Minnesota drivers need to carry at least 30/60/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Maple Grove car insurance companies to get the coverage you need at the best rates available.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Maple Grove after a DUI is State Farm
- Average car insurance rates in Maple Grove, MN for senior drivers are $3,004/year
- Average car insurance rates in Maple Grove, MN are $380/month
Average car insurance rates in Maple Grove, Minnesota are $380 a month. But with a little research you can get a great deal from the top car insurance companies in Maple Grove, MN. Before you buy Maple Grove, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.
It may even be helpful to compare Maple Grove car insurance rates with Duluth car insurance rates, St. Cloud car insurance rates, or Minneapolis car insurance rates to make sure you’re getting the best Maple Grove, MN car insurance quotes available.
Need affordable Maple Grove, MN car insurance? Enter your ZIP code to compare Maple Grove car insurance quotes from multiple car insurance companies near you.
Maple Grove, MN Minimum Car Insurance Coverage
Maple Grove, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Maple Grove, MN Car Insurance Rates by Coverage Level
Some Maple Grove drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Maple Grove, Minnesota car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,669 | $4,742 | $4,823 |
| American Family | $3,585 | $3,706 | $3,538 |
| Farmers | $3,029 | $3,181 | $3,280 |
| Geico | $3,113 | $3,229 | $3,339 |
| Liberty Mutual | $13,076 | $13,484 | $13,847 |
| Nationwide | $3,036 | $3,266 | $3,409 |
| State Farm | $2,135 | $2,251 | $2,335 |
| USAA | $2,683 | $2,769 | $2,861 |
Maple Grove, MN Car Insurance Rates by Age, Gender, and Marital Status
Maple Grove, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Maple Grove, MN car insurance, get quotes from multiple car insurance companies in the Maple Grove area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,169 | $3,169 | $3,064 | $3,064 | $7,227 | $10,372 | $3,862 | $4,029 |
| American Family | $2,279 | $2,279 | $2,074 | $2,074 | $6,325 | $9,023 | $2,279 | $2,546 |
| Farmers | $1,998 | $2,001 | $1,919 | $2,048 | $5,978 | $6,123 | $2,644 | $2,595 |
| Geico | $2,394 | $2,370 | $2,276 | $2,213 | $5,295 | $6,680 | $2,238 | $2,350 |
| Liberty Mutual | $9,656 | $9,656 | $9,565 | $9,565 | $18,619 | $27,744 | $9,656 | $13,289 |
| Nationwide | $2,136 | $2,130 | $1,906 | $2,012 | $5,694 | $6,862 | $2,536 | $2,623 |
| State Farm | $1,631 | $1,631 | $1,478 | $1,478 | $3,724 | $4,544 | $1,883 | $1,553 |
| USAA | $1,823 | $1,782 | $1,677 | $1,647 | $5,006 | $5,407 | $2,357 | $2,467 |
Maple Grove, MN Car Insurance Rates for Teens
How much is Maple Grove, Minnesota car insurance for teens? Compare rates from top Maple Grove car insurance companies below to help find the cheapest teen car insurance in Maple Grove, MN.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,227 | $10,372 |
| American Family | $6,325 | $9,023 |
| Farmers | $5,978 | $6,123 |
| Geico | $5,295 | $6,680 |
| Liberty Mutual | $18,619 | $27,744 |
| Nationwide | $5,694 | $6,862 |
| State Farm | $3,724 | $4,544 |
| USAA | $5,006 | $5,407 |
Maple Grove, MN Car Insurance Rates for Seniors
Before seniors buy Maple Grove, Minnesota car insurance, they should make sure to shop around. Some Maple Grove, MN car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,064 | $3,064 |
| American Family | $2,074 | $2,074 |
| Farmers | $1,919 | $2,048 |
| Geico | $2,276 | $2,213 |
| Liberty Mutual | $9,565 | $9,565 |
| Nationwide | $1,906 | $2,012 |
| State Farm | $1,478 | $1,478 |
| USAA | $1,677 | $1,647 |
Maple Grove, MN Car Insurance Rates by Credit History
How does your credit history affect Maple Grove, MN car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,930 | $3,784 | $3,519 |
| American Family | $5,000 | $3,245 | $2,584 |
| Farmers | $3,915 | $2,880 | $2,695 |
| Geico | $3,871 | $3,170 | $2,639 |
| Liberty Mutual | $18,761 | $12,146 | $9,500 |
| Nationwide | $3,851 | $3,111 | $2,750 |
| State Farm | $3,267 | $1,998 | $1,457 |
| USAA | $4,284 | $2,143 | $1,885 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Maple Grove, MN Car Insurance Rates by Driver History
How does a single speeding ticket affect your Maple Grove, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Maple Grove.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,394 | $5,009 | $6,065 | $4,510 |
| American Family | $2,432 | $4,354 | $4,899 | $2,754 |
| Farmers | $2,716 | $3,396 | $3,455 | $3,087 |
| Geico | $2,162 | $3,408 | $5,021 | $2,316 |
| Liberty Mutual | $9,629 | $13,412 | $20,456 | $10,379 |
| Nationwide | $2,585 | $3,408 | $3,906 | $3,050 |
| State Farm | $2,041 | $2,440 | $2,240 | $2,240 |
| USAA | $2,056 | $2,637 | $3,947 | $2,444 |
Maple Grove, MN Car Insurance Rates With a DUI
Even a single DUI can increase your Maple Grove, MN car insurance rates. Compare rates below to see which Maple Grove car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,065 |
| American Family | $4,899 |
| Farmers | $3,455 |
| Geico | $5,021 |
| Liberty Mutual | $20,456 |
| Nationwide | $3,906 |
| State Farm | $2,240 |
| USAA | $3,947 |
Maple Grove, MN Car Insurance Rates by ZIP Code
Just like Maple Grove car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Maple Grove, MN car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 55311 | $3,468 |
| 55369 | $3,510 |
Maple Grove, MN Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Maple Grove, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Maple Grove companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,745 | $4,745 |
| American Family | $3,568 | $3,652 |
| Farmers | $3,163 | $3,163 |
| Geico | $3,182 | $3,272 |
| Liberty Mutual | $13,085 | $13,852 |
| Nationwide | $3,237 | $3,237 |
| State Farm | $2,177 | $2,304 |
| USAA | $2,735 | $2,807 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Maple Grove, MN Cheapest Car Insurance Rates
How do the top Maple Grove, Minnesota car insurance companies’ average rates stack up against the Maple Grove average monthly car insurance rates of $380? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Maple Grove, MN Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Maple Grove, Minnesota car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,745 |
| American Family | $3,610 |
| Farmers | $3,163 |
| Geico | $3,227 |
| Liberty Mutual | $13,469 |
| Nationwide | $3,237 |
| State Farm | $2,240 |
| USAA | $2,771 |
Other Factors Affecting Maple Grove, MN Car Insurance Rates
Before you buy Maple Grove, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Maple Grove, MN Commute Time
How does your Maple Grove, MN commute time compare with the average driver? In Maple Grove, the average commute is 25.9 minutes.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Maple Grove, MN Car Insurance Quotes
Compare Maple Grove, MN car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.