Mercury vs USAA Car Insurance for 2023
Comparing Mercury and USAA Car Insurance: Rates, Coverage, and Discounts
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 16, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Are you looking for car insurance and trying to decide between Mercury car insurance and USAA car insurance? This comparison guide will help you evaluate these two companies based on their history, mission, products, discounts, and customer reviews. By the end, you’ll have a better idea of which car insurance provider is right for you. Let’s dive in!
Interesting Attributes of Mercury and USAA Car Insurance:
- Mercury has been around since 1961, offering affordable car insurance to customers in 11 states.
- USAA is known for providing excellent customer service and comprehensive coverage to members of the military and their families.
- Both companies offer a variety of discounts to help customers save on their car insurance premiums.
History and Mission:
Mercury Insurance was founded in 1961 by George Joseph, who aimed to provide affordable auto insurance to California drivers. Today, the company offers car insurance, home insurance, and business insurance to customers in 11 states, including California, Texas, and Florida. Mercury’s mission is to provide quality insurance products and excellent customer service while maintaining the highest ethical standards.
USAA, on the other hand, was founded in 1922 by a group of Army officers who wanted to insure each other’s vehicles. Today, USAA offers a range of insurance products and financial services to members of the military, veterans, and their families. The company’s mission is to provide financial security to its members by offering competitive rates and outstanding customer service.
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Products and Cost:
Both Mercury and USAA offer car insurance coverage for liability, collision, and comprehensive damages, as well as other options such as roadside assistance and rental car coverage. Mercury offers auto insurance in 11 states and its rates vary depending on factors such as the driver’s age, location, and driving record. USAA offers auto insurance in all 50 states and its rates are also affected by similar factors. While both companies offer competitive rates, USAA is known for offering lower rates to military members and their families.
Discounts Available To Customer:
Mercury and USAA both offer a variety of discounts to help customers save on their car insurance premiums. Mercury offers discounts for safe driving, multiple cars, anti-theft devices, and more. USAA offers discounts for safe driving, bundling insurance policies, and more. However, USAA offers an additional discount for military members and their families, which can significantly reduce their insurance costs.
Customer Reviews:
Mercury and USAA both have positive customer reviews overall. Customers of Mercury praise the company’s customer service and competitive rates, while USAA customers appreciate the company’s excellent customer service and military discounts. However, some customers of both companies have reported issues with claims processing and customer service.
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FAQ:
Q: How do I qualify for Mercury’s safe driver discount?
A: You can qualify for Mercury’s safe driver discount by maintaining a clean driving record for three consecutive years.
Q: Can I get USAA car insurance if I’m not in the military?
A: No, USAA car insurance is only available to military members, veterans, and their families.
Q: Does Mercury offer any discounts for bundling insurance policies?
A: Yes, Mercury offers a discount for customers who bundle their auto and home insurance policies.
Q: How do I file a claim with USAA?
A: You can file a claim with USAA online, through the mobile app, or by calling their claims hotline.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.