MetLife vs Root Car Insurance for 2023
MetLife and Root: A Comparison of Traditional vs Innovative Insurance Models
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
When it comes to car insurance, choosing the right provider can be a daunting task. With so many different options and policies available, it’s important to find one that meets your needs and budget. In this article, we’ll compare MetLife car insurance and Root car insurance, two popular insurance providers, to help you make an informed decision.
Company History and Mission
MetLife was founded in 1868 and has since grown into one of the largest insurance companies in the world. Their mission is to help people achieve financial security and peace of mind by offering a range of insurance products, including car insurance, life insurance, and more. They are committed to providing excellent customer service and have been recognized for their efforts with numerous awards.
Root Car Insurance was founded in 2015 and has quickly made a name for itself as an innovative and customer-focused insurance provider. Their mission is to use technology to make car insurance fairer and more accessible to everyone. They use artificial intelligence and smartphone technology to determine personalized rates for each driver based on their driving habits, rather than relying on traditional factors like age and gender.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services
MetLife offers a range of car insurance products, including liability insurance, collision insurance, and comprehensive insurance. They also offer optional add-ons like roadside assistance and rental car coverage. The cost of their services varies depending on factors like your location, driving history, and the type of coverage you choose. MetLife car insurance is available in all 50 states.
Root Car Insurance offers liability insurance, collision insurance, and comprehensive insurance, as well as add-ons like rental car coverage and roadside assistance. They also offer unique features like Root Referral, which allows you to earn rewards for referring friends and family to the company. The cost of their services is determined by your driving habits, and their coverage is currently available in 30 states.
MetLife and Root Discounts
Both MetLife and Root Car Insurance offer a range of discounts to help you save money on your car insurance premiums. Here are some of the discounts available from each company:
MetLife:
- Multi-policy discount
- Good driver discount
- Defensive driving discount
- Safe driver discount
- Low mileage discount
- Accident-free discount
- Good student discount
- Anti-theft device discount
Root Car Insurance:
- Safe driving discount
- Good student discount
- Multi-car discount
- Homeowner discount
- Switch and save discount
- Pay-in-full discount
Customer Reviews
Both MetLife and Root Car Insurance have received mixed reviews from customers. MetLife has an A+ rating from the Better Business Bureau, but some customers have complained about slow claims processing and high premiums. Root Car Insurance has an A rating from the Better Business Bureau, but some customers have criticized their reliance on technology and the fact that their rates are only available in certain states. It’s important to read customer reviews and do your own research before choosing an insurance provider.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
FAQ
Q: How can I qualify for a good student discount with MetLife or Root Car Insurance?
A: To qualify for a good student discount with MetLife, you must maintain a B average or higher. Root Car Insurance offers a similar discount for students who maintain a 3.0 GPA or higher.
Q: Does Root Car Insurance offer roadside assistance?
A: Yes, Root Car Insurance offers optional roadside assistance coverage for an additional fee.
Q: Does MetLife offer accident forgiveness?
A: Yes, MetLife offers accident forgiveness as an optional add-on to their car insurance policies.
Q: How does Root Car Insurance determine my personalized rates?
A: Root Car Insurance uses a mobile app to track your driving habits, including things like speed, braking, and turns. Based on this data, they calculate your personalized rate.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.