National General vs State Auto Car Insurance for 2023
National General vs State Auto: Which Car Insurance Provider Offers the Best Coverage, Discounts, and Customer Satisfaction?
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Choosing the right car insurance company can be a daunting task. National General and State Auto are two companies that offer a range of products and services to meet the needs of car owners.
- National General has a unique partnership with OnStar that allows policyholders to monitor their vehicle’s health and track their location in real-time.
- State Auto offers a unique “Drive-In” program, which allows customers to have their car inspected and appraised at a physical location rather than through photos and online estimates.
- Both companies offer usage-based insurance, which allows policyholders to pay based on their driving habits.
In this review, we will compare and contrast the features, benefits, and drawbacks of both National General car insurance and State Auto car insurance. Our goal is to provide you with the information you need to make an informed decision about which company is the best fit for you.
History and Mission
National General was founded in 1920 and is headquartered in Winston-Salem, North Carolina. The company’s mission is to provide affordable and innovative insurance solutions to customers across the United States. National General offers a wide range of insurance products, including auto, home, and health insurance.
State Auto was founded in 1921 and is headquartered in Columbus, Ohio. The company’s mission is to provide personalized service and insurance solutions to its customers. State Auto offers a variety of insurance products, including auto, home, and business insurance.
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Products and Services Offered
Both National General and State Auto offer a range of products and services to meet the needs of car owners. National General offers a variety of auto insurance policies, including liability, collision, and comprehensive coverage. The company also offers roadside assistance, rental reimbursement, and gap insurance. National General policies are available in 50 states and the District of Columbia.
State Auto offers a similar range of auto insurance policies, including liability, collision, and comprehensive coverage. In addition, the company offers rental reimbursement, roadside assistance, and gap insurance. State Auto policies are available in 33 states.
Cost of Services
The cost of car insurance varies based on a number of factors, including your driving history, the type of car you drive, and your location. National General and State Auto both offer competitive pricing for their products and services.
Discounts Available
Both National General and State Auto offer a range of discounts to help customers save money on their car insurance. Some common discounts include:
- Safe driver discounts
- Multi-policy discounts
- Anti-theft device discounts
- Good student discounts
To qualify for these discounts, customers will need to meet certain criteria, such as maintaining a clean driving record or having multiple policies with the same company.
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Customer Reviews
When choosing a car insurance company, it’s important to consider the experiences of other customers. According to J.D. Power’s 2021 U.S. Auto Insurance Study, National General ranks above average in customer satisfaction, while State Auto ranks below average. National General received high marks for its claims handling and customer service, while State Auto received lower marks in these areas.
Frequently Asked Questions
What types of auto insurance policies does National General offer?
National General offers a range of auto insurance policies, including liability, collision, and comprehensive coverage. The company also offers roadside assistance, rental reimbursement, and gap insurance.
What discounts are available for National General car insurance?
National General offers a variety of discounts, including safe driver discounts, multi-vehicle discounts, and anti-theft device discounts. The company also offers a discount for policyholders who sign up for the SmartDrive program, which monitors driving habits and rewards safe driving.
Can I purchase State Auto car insurance online?
Yes, State Auto offers online purchasing options for car insurance policies.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.