Affordable Car Insurance Rates in Newport, TN (2024)
Car insurance rates in Newport, TN are $286/month on average. By law, Tennessee drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Newport car insurance companies to get the coverage you need at the best rates available.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Newport after a DUI is State Farm
- The cheapest car insurance company in Newport for teen drivers is Travelers
- Average car insurance rates in Newport, TN are $286/month
Average car insurance rates in Newport, Tennessee are $286 a month. But with a little research you can get a great deal from the top car insurance companies in Newport, TN. Before you buy Newport, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.
It may even be helpful to compare Newport car insurance rates with Franklin car insurance rates, Clarksville car insurance rates, or Chattanooga car insurance rates to make sure you’re getting the best Newport, TN car insurance quotes available.
Need affordable Newport, TN car insurance? Enter your ZIP code to compare Newport car insurance quotes from multiple car insurance companies near you.
Newport, TN Minimum Car Insurance Coverage
Newport, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Newport, TN Car Insurance Rates by Coverage Level
Some Newport drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Newport, Tennessee car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,757 | $4,926 | $5,133 |
| Farmers | $3,520 | $3,727 | $3,992 |
| Geico | $3,282 | $3,438 | $3,618 |
| Liberty Mutual | $5,928 | $6,192 | $6,466 |
| Nationwide | $3,361 | $3,263 | $3,379 |
| Progressive | $3,714 | $3,938 | $4,158 |
| State Farm | $2,534 | $2,680 | $2,795 |
| Travelers | $2,458 | $2,604 | $2,757 |
| USAA | $2,679 | $2,760 | $2,875 |
Newport, TN Car Insurance Rates by Age, Gender, and Marital Status
Newport, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Newport, TN car insurance, get quotes from multiple car insurance companies in the Newport area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,846 | $2,726 | $2,561 | $2,659 | $10,815 | $11,746 | $3,025 | $3,131 |
| Farmers | $1,962 | $1,999 | $1,761 | $1,939 | $8,151 | $8,695 | $2,662 | $2,800 |
| Geico | $2,290 | $2,311 | $2,111 | $2,111 | $6,950 | $7,071 | $2,325 | $2,399 |
| Nationwide | $2,132 | $2,149 | $1,913 | $1,942 | $5,871 | $7,560 | $2,451 | $2,657 |
| Progressive | $2,011 | $1,900 | $1,637 | $1,710 | $9,002 | $10,144 | $2,429 | $2,661 |
| State Farm | $1,638 | $1,638 | $1,471 | $1,471 | $4,947 | $6,185 | $1,850 | $2,156 |
| Travelers | $1,711 | $1,802 | $1,545 | $1,645 | $4,662 | $5,741 | $1,825 | $1,921 |
| USAA | $1,553 | $1,579 | $1,404 | $1,402 | $5,614 | $6,423 | $2,031 | $2,163 |
Newport, TN Car Insurance Rates for Teens
How much is Newport, Tennessee car insurance for teens? Compare rates from top Newport car insurance companies below to help find the cheapest teen car insurance in Newport, TN.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,815 | $11,746 |
| Farmers | $8,151 | $8,695 |
| Geico | $6,950 | $7,071 |
| Nationwide | $5,871 | $7,560 |
| Progressive | $9,002 | $10,144 |
| State Farm | $4,947 | $6,185 |
| Travelers | $4,662 | $5,741 |
| USAA | $5,614 | $6,423 |
Newport, TN Car Insurance Rates for Seniors
Before seniors buy Newport, Tennessee car insurance, they should make sure to shop around. Some Newport, TN car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,561 | $2,659 |
| Farmers | $1,761 | $1,939 |
| Geico | $2,111 | $2,111 |
| Nationwide | $1,913 | $1,942 |
| Progressive | $1,637 | $1,710 |
| State Farm | $1,471 | $1,471 |
| Travelers | $1,545 | $1,645 |
| USAA | $1,404 | $1,402 |
Newport, TN Car Insurance Rates by Credit History
How does your credit history affect Newport, TN car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,308 | $4,824 | $3,684 |
| Farmers | $4,452 | $3,487 | $3,299 |
| Geico | $3,912 | $3,348 | $3,078 |
| Liberty Mutual | $8,898 | $5,436 | $4,253 |
| Nationwide | $4,010 | $3,178 | $2,815 |
| Progressive | $4,430 | $3,815 | $3,565 |
| State Farm | $3,877 | $2,326 | $1,806 |
| Travelers | $3,325 | $2,595 | $1,899 |
| USAA | $4,014 | $2,356 | $1,944 |
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Newport, TN Car Insurance Rates by Driver History
How does a single speeding ticket affect your Newport, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Newport.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,122 | $4,923 | $5,980 | $4,730 |
| Farmers | $3,203 | $3,954 | $4,056 | $3,771 |
| Geico | $2,511 | $3,356 | $5,405 | $2,511 |
| Liberty Mutual | $5,029 | $7,234 | $6,735 | $5,785 |
| Nationwide | $2,888 | $2,888 | $4,327 | $3,235 |
| Progressive | $3,466 | $4,501 | $3,692 | $4,088 |
| State Farm | $2,437 | $2,902 | $2,670 | $2,670 |
| Travelers | $2,118 | $2,711 | $2,992 | $2,603 |
| USAA | $2,011 | $3,023 | $3,556 | $2,494 |
Newport, TN Car Insurance Rates With a DUI
Even a single DUI can increase your Newport, TN car insurance rates. Compare rates below to see which Newport car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,980 |
| Farmers | $4,056 |
| Geico | $5,405 |
| Liberty Mutual | $6,735 |
| Nationwide | $4,327 |
| Progressive | $3,692 |
| State Farm | $2,670 |
| Travelers | $2,992 |
| USAA | $3,556 |
Newport, TN Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Newport, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Newport companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,939 | $4,939 |
| Farmers | $3,746 | $3,746 |
| Geico | $3,425 | $3,467 |
| Liberty Mutual | $6,196 | $6,196 |
| Nationwide | $3,334 | $3,334 |
| Progressive | $3,937 | $3,937 |
| State Farm | $2,607 | $2,732 |
| Travelers | $2,504 | $2,708 |
| USAA | $2,693 | $2,850 |
Newport, TN Cheapest Car Insurance Rates
How do the top Newport, Tennessee car insurance companies’ average rates stack up against the Newport average monthly car insurance rates of $286? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Newport, TN Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Newport, Tennessee car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,939 |
| Farmers | $3,746 |
| Geico | $3,446 |
| Nationwide | $3,334 |
| Progressive | $3,937 |
| State Farm | $2,670 |
| Travelers | $2,606 |
| USAA | $2,771 |
Other Factors Affecting Newport, TN Car Insurance Rates
Before you buy Newport, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Newport, TN Commute Time
How does your Newport, TN commute time compare with the average driver? In Newport, the average commute is 16.5 minutes.
Newport, TN Traffic
Spending time in Newport traffic can lead to higher car insurance rates. According to INRIX data, Newport, TN ranks as the 343rd-most congested with traffic in the world.
Newport, TN Car Insurance Quotes
Compare Newport, TN car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.