Progressive Snapshot Review for 2023
Progressive Snapshot is Progressive Insurance Company's version of usage-based car insurance. If you have safe driving habits, you can save up to 30% on Progressive car insurance.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Progressive Snapshot device can save you 30% on Progressive car insurance
- You can use an OBD port to install Progressive Snapshot
- Stack other discounts to maximize your savings
Did you know that the Progressive Car Insurance Company has a usage-based insurance program?
Progressive Snapshot program provides a discount to a safe driver when they practice good driving habits. But much can you save on Progressive car insurance rates?
Read through our Progressive Snapshot review to learn how Snapshot works, how Snapshot affects Progressive car insurance.
Also, we’ll provide answers to frequently asked questions that help you secure affordable car insurance.
After you’re done reading about Progressive Snapshot, enter your ZIP code in the free online quote tool above to compare multiple car insurance companies.
How does Progressive Snapshot work?
Progressive Snapshot works like GPS technology. You can install Snapshot on your Apple iOS or Android device. Sometimes, Progressive sends an Onboard Diagnostics (OBD) port beacon that tracks your driving activity.
Plug the Snapshot device into the OBD port and Progressive insurance will start recording your driving behavior.
As you use Progressive Snapshot, the mobile app or beacon may beep when you do something unsafe while operating your vehicle. These alerts can affect your savings.
If you encounter any Progressive Snapshot problems, send your beacon back to Progressive. Progressive insurance may ask you to use the mobile app when Progressive Snapshot is not working.
Although we cannot recommend a Progressive Snapshot app hack, we recommend looking for legitimate ways to find discounts.
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What factors affect your Progressive Snapshot score?
There are a few factors that determine your Snapshot score. Here’s a list of things that Progressive Snapshot monitors.
- Speeding
- Night Driving
- Hard Braking
- Number of Miles You Drive
- Distracted Driving
Many progressive customers complain about losing their Snapshot discount through hard braking events. However, the most significant factor is distracted driving.
In the past few years, distracted driving is compared to DUI. The Progressive Insurance Company is one of many companies that’s cracking down on distracted driving.
Even if you get a bad score through Progressive Snapshot, your car insurance rates won’t increase because of Snapshot.
How does Snapshot impact Progressive car insurance rates?
A lot of factors go into whether affordable Progressive car insurance is available to you. Progressive car insurance quotes usually reveal how much you pay after determining the risk of the driver.
However, Snapshot provides additional coverage after you buy Progressive car insurance.
So how does Snapshot affect Progressive auto insurance? Let’s compare.
- Progressive Auto Insurance Rate w/o Discounts – $337/month
- Progressive Auto Insurance Rate w/ Low Mileage Discount – $336/month
- Progressive Auto Insurance Rate w/ Snapshot Discount – $236/month
When you stack another auto insurance discount to Snapshot’s deal, you can save hundreds of dollars per year.
Is Progressive Snapshot worth it?
It depends on your situation. You will have to share personal information about your driving habits.
However, Progressive doesn’t share your personal information outside of Snapshot or Progressive’s database. Therefore, your personal data is secure.
If you want a closer look at Progressive car insurance, check out our Progressive car insurance review.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Progressive Snapshot Review: What’s the bottom line?
Ultimately, you can save money through Progressive Snapshot. Keep an eye out for your driving behavior. If you maintain safe driving habits and deemed a safer driver, you can secure up to 30% off Progressive auto insurance.
Now that you know more about Progressive Snapshot, use our free comparison tool below to compare multiple companies near you and secure the best car insurance rates.
Frequently Asked Questions
What is Progressive Snapshot?
Progressive Snapshot is a usage-based car insurance program offered by Progressive Insurance. It uses a device that plugs into your car’s OBD-II port or a mobile app to track your driving habits and provide personalized insurance rates based on how you drive.
How does Progressive Snapshot work?
Progressive Snapshot uses telematics technology to track your driving behavior, such as your speed, acceleration, braking, and time of day you drive. It then uses this data to calculate a personalized insurance rate based on your actual driving habits. You can save up to 30% on your insurance premiums by participating in the program.
Is Progressive Snapshot free?
There is no fee to enroll in Progressive Snapshot, and you can participate in the program for as long as you’d like. However, depending on your driving habits, your insurance rate may increase or decrease based on the data collected by the device or app.
How do I enroll in Progressive Snapshot?
You can enroll in Progressive Snapshot by contacting a Progressive insurance agent or by signing up online. You will need to provide your personal information and agree to the program’s terms and conditions.
How long does Progressive Snapshot last?
You can participate in Progressive Snapshot for as long as you’d like, and there is no minimum or maximum time requirement. However, your insurance rate may change based on your driving habits, so it’s recommended to check your rate periodically.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.