Affordable Car Insurance Rates in Spartanburg, SC (2024)
Car insurance rates in Spartanburg, SC are $304/month on average. By law, South Carolina drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Spartanburg car insurance companies to get the coverage you need at the best rates available.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Spartanburg, SC for senior drivers are $2,136/year
- The cheapest car insurance company in Spartanburg after a DUI is State Farm
- Average car insurance rates in Spartanburg, SC are $304/month
Average car insurance rates in Spartanburg, South Carolina are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Spartanburg, SC. Before you buy Spartanburg, South Carolina car insurance, make sure your coverage meets or exceeds the South Carolina minimum of 25/50/25.
It may even be helpful to compare Spartanburg car insurance rates with Hilton Head Island car insurance rates, Rock Hill car insurance rates, or Columbia car insurance rates to make sure you’re getting the best Spartanburg, SC car insurance quotes available.
Need affordable Spartanburg, SC car insurance? Enter your ZIP code to compare Spartanburg car insurance quotes from multiple car insurance companies near you.
Spartanburg, SC Minimum Car Insurance Coverage
Spartanburg, South Carolina law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Spartanburg, SC Car Insurance Rates by Coverage Level
Some Spartanburg drivers can get by with the South Carolina minimum coverage of 25/50/25. Other drivers may need more. See how much your Spartanburg, South Carolina car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $3,805 | $4,048 |
| Farmers | $4,251 | $4,693 | $5,127 |
| Geico | $2,657 | $2,800 | $3,012 |
| Nationwide | $3,357 | $3,382 | $3,410 |
| Progressive | $4,375 | $4,635 | $5,047 |
| State Farm | $2,824 | $3,043 | $3,267 |
| USAA | $2,954 | $3,121 | $3,301 |
Spartanburg, SC Car Insurance Rates by Age, Gender, and Marital Status
Spartanburg, South Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Spartanburg, SC car insurance, get quotes from multiple car insurance companies in the Spartanburg area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,506 | $2,506 | $2,396 | $2,396 | $6,555 | $8,394 | $2,785 | $3,032 |
| Farmers | $3,169 | $3,164 | $3,025 | $3,286 | $8,459 | $9,461 | $3,453 | $3,506 |
| Geico | $2,032 | $2,032 | $1,852 | $1,852 | $4,944 | $5,065 | $2,374 | $2,433 |
| Nationwide | $2,302 | $2,331 | $2,078 | $2,153 | $5,590 | $7,173 | $2,605 | $2,831 |
| Progressive | $2,473 | $2,285 | $2,136 | $2,234 | $10,684 | $11,798 | $2,867 | $3,007 |
| State Farm | $1,898 | $1,898 | $1,726 | $1,726 | $5,578 | $6,985 | $2,133 | $2,415 |
| USAA | $1,650 | $1,649 | $1,522 | $1,515 | $6,794 | $7,424 | $2,172 | $2,277 |
Spartanburg, SC Car Insurance Rates for Teens
How much is Spartanburg, South Carolina car insurance for teens? Compare rates from top Spartanburg car insurance companies below to help find the cheapest teen car insurance in Spartanburg, SC.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,555 | $8,394 |
| Farmers | $8,459 | $9,461 |
| Geico | $4,944 | $5,065 |
| Nationwide | $5,590 | $7,173 |
| Progressive | $10,684 | $11,798 |
| State Farm | $5,578 | $6,985 |
| USAA | $6,794 | $7,424 |
Spartanburg, SC Car Insurance Rates for Seniors
Before seniors buy Spartanburg, South Carolina car insurance, they should make sure to shop around. Some Spartanburg, SC car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,396 | $2,396 |
| Farmers | $3,025 | $3,286 |
| Geico | $1,852 | $1,852 |
| Nationwide | $2,078 | $2,153 |
| Progressive | $2,136 | $2,234 |
| State Farm | $1,726 | $1,726 |
| USAA | $1,522 | $1,515 |
Spartanburg, SC Car Insurance Rates by Credit History
How does your credit history affect Spartanburg, SC car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,784 | $3,626 | $3,053 |
| Farmers | $5,338 | $4,569 | $4,165 |
| Geico | $4,305 | $2,316 | $1,848 |
| Nationwide | $4,017 | $3,263 | $2,869 |
| Progressive | $5,194 | $4,578 | $4,285 |
| State Farm | $4,367 | $2,668 | $2,099 |
| USAA | $4,864 | $2,402 | $2,110 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Spartanburg, SC Car Insurance Rates by Driver History
How does a single speeding ticket affect your Spartanburg, South Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Spartanburg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,870 | $4,560 | $4,049 | $3,806 |
| Farmers | $3,914 | $5,442 | $4,509 | $4,897 |
| Geico | $2,148 | $2,784 | $4,211 | $2,148 |
| Nationwide | $2,710 | $3,477 | $4,370 | $2,975 |
| Progressive | $3,838 | $5,611 | $4,665 | $4,628 |
| State Farm | $2,756 | $3,398 | $3,013 | $3,013 |
| USAA | $2,465 | $3,049 | $4,226 | $2,762 |
Spartanburg, SC Car Insurance Rates With a DUI
Even a single DUI can increase your Spartanburg, SC car insurance rates. Compare rates below to see which Spartanburg car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,049 |
| Farmers | $4,509 |
| Geico | $4,211 |
| Nationwide | $4,370 |
| Progressive | $4,665 |
| State Farm | $3,013 |
| USAA | $4,226 |
Spartanburg, SC Car Insurance Rates by ZIP Code
Just like Spartanburg car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Spartanburg, SC car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 29302 | $3,433 |
| 29303 | $3,396 |
| 29306 | $3,420 |
| 29307 | $3,404 |
Spartanburg, SC Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Spartanburg, SC car insurance rates may be. Let’s take a look at average car insurance rates from top Spartanburg companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,741 | $3,901 |
| Farmers | $4,691 | $4,691 |
| Geico | $2,808 | $2,838 |
| Nationwide | $3,383 | $3,383 |
| Progressive | $4,686 | $4,686 |
| State Farm | $2,970 | $3,119 |
| USAA | $3,093 | $3,158 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Spartanburg, SC Cheapest Car Insurance Rates
How do the top Spartanburg, South Carolina car insurance companies’ average rates stack up against the Spartanburg average monthly car insurance rates of $304? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Spartanburg, SC Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Spartanburg, South Carolina car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,821 |
| Farmers | $4,691 |
| Geico | $2,823 |
| Nationwide | $3,383 |
| Progressive | $4,686 |
| State Farm | $3,045 |
| USAA | $3,125 |
Other Factors Affecting Spartanburg, SC Car Insurance Rates
Before you buy Spartanburg, South Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Spartanburg, SC Commute Time
How does your Spartanburg, SC commute time compare with the average driver? In Spartanburg, the average commute is 20.3 minutes.
Spartanburg, SC Traffic
Spending time in Spartanburg traffic can lead to higher car insurance rates. According to INRIX data, Spartanburg, SC ranks as the 491st-most congested with traffic in the world.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Spartanburg, SC Car Insurance Quotes
Compare Spartanburg, SC car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.