State Farm Steer Clear Car Insurance Discount for 2023
Looking to reduce your car insurance expenses and enhance your coverage? Discover the State Farm Steer Clear Car Insurance Discount, a program designed to reward safe and responsible drivers.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Nov 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Good Student Discount: Rewards academic excellence with reduced premiums for qualifying students.
- Multiple Policy Discount: Bundling home and auto insurance leads to additional savings.
- Driver Training Discount: Completing a recognized driver training course offers financial benefits.
- Vehicle Safety Discount: Equipping your car with safety features translates to lower insurance costs.
- Defensive Driving Course Discount: Completing a defensive driving course demonstrates a commitment to safety, leading to discounts.
State Farm Steer Clear Car Insurance Cover
The Steer Clear discount covers a variety of safe driving habits and behaviors, including:
- Avoiding accidents and traffic violations
- Maintaining a clean driving record
- Completing a driver education course
- Completing the Steer Clear Safe Driver Program
By demonstrating these safe driving habits, drivers can qualify for a discount on their car insurance premiums.
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Who is Eligible for the Steer Clear Discount
To be eligible for the Steer Clear discount, drivers must meet the following criteria:
- Be under the age of 25
- Have a clean driving record with no at-fault accidents or moving violations in the past three years
- Have completed a driver education course or have a minimum of 30 hours of supervised driving experience
- Be able to provide proof of completion of the Steer Clear Safe Driver Program
If you meet these criteria, you may be eligible for a discount on your car insurance premiums through the Steer Clear program.
Other Discounts Available to State Farm Customers
In addition to the Steer Clear discount, State Farm offers a variety of other discounts to its customers, including:
- Good student discount: This discount is available to students who maintain a minimum 3.0 GPA or are on the honor roll.
- Multi-car discount: If you insure multiple vehicles with State Farm, you may be eligible for a discount on your premiums.
- Defensive driving discount: If you’ve completed a defensive driving course, you may be eligible for a discount on your car insurance premiums.
- Accident-free discount: If you maintain a clean driving record with no at-fault accidents, you may be eligible for a discount on your car insurance premiums.
To qualify for these discounts, drivers must meet specific criteria. For example, to qualify for the good student discount, you must maintain a minimum GPA or be on the honor roll.
In conclusion, the State Farm Steer Clear car insurance discount is an excellent option for safe and responsible drivers looking to save money on their car insurance premiums. By demonstrating safe driving habits and completing the Steer Clear Safe Driver Program, drivers can qualify for significant savings on their car insurance premiums.
Case Studies: State Farm Steer Clear Car Insurance Discount
Case Study 1: The Safe Teen Driver
Sarah, a 17-year-old high school student, recently obtained her driver’s license. Her parents added her to their car insurance policy with State Farm. They enrolled Sarah in the Steer Clear program to encourage safe driving habits.
Sarah successfully completed the program, which included online modules and driving for a specified period without any accidents or violations. As a result, Sarah’s parents received a significant discount on their car insurance premiums, saving them money while ensuring Sarah develops responsible driving habits.
Case Study 2: The College Student
Mike, a 20-year-old college student, owns a car and is responsible for his own car insurance. He chooses State Farm as his insurance provider and decides to participate in the Steer Clear program.
Throughout his college years, Mike maintains a clean driving record and completes the Steer Clear program requirements. As a result, Mike qualifies for the Steer Clear car insurance discount, reducing his car insurance premiums and allowing him to save money while focusing on his studies.
Case Study 3: The Experienced Driver
Jennifer, a 40-year-old professional, has been a State Farm customer for many years. She has a clean driving record and is always looking for ways to lower her car insurance costs. Jennifer learns about the Steer Clear car insurance discount and decides to participate.
By completing the program successfully, Jennifer becomes eligible for the discount, leading to significant savings on her car insurance premiums. The Steer Clear program rewards her safe driving habits and offers an extra incentive for responsible driving.
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Frequently Asked Questions
What is the State Farm Steer Clear car insurance discount?
The State Farm Steer Clear car insurance discount is a program that rewards young drivers for safe driving habits. The program consists of completing a set of online modules and driving for a specified amount of time without any accidents or violations. Upon completion, eligible drivers can receive a discount on their State Farm car insurance premium.
Who is eligible for the State Farm Steer Clear car insurance discount?
The State Farm Steer Clear program is designed for young drivers between the ages of 16 and 25 who have a clean driving record or a limited driving history. However, the program may not be available in all states and eligibility requirements can vary.
How much can I save with the State Farm Steer Clear car insurance discount?
The amount of savings you can receive from the State Farm Steer Clear car insurance discount can vary depending on several factors, including your driving record, age, location, and the insurance coverage you select. On average, drivers can save up to 15% on their car insurance premium after completing the program.
How long does the State Farm Steer Clear program take to complete?
The State Farm Steer Clear program consists of five online modules that cover various driving topics, such as defensive driving and risk management. The program typically takes between 4 and 5 hours to complete, but drivers can work at their own pace.
Can I participate in the State Farm Steer Clear program if I’m not a State Farm customer?
No, the State Farm Steer Clear program is only available to State Farm customers. If you’re interested in participating, you’ll need to purchase a State Farm car insurance policy first.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.