Affordable Car Insurance Rates in Twin Falls, ID (2024)
Car insurance rates in Twin Falls, ID are $232/month on average. By law, Idaho drivers need to carry at least 25/50/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Twin Falls car insurance companies to get the coverage you need at the best rates available.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Twin Falls, ID are $232/month
- The cheapest car insurance company in Twin Falls for teen drivers is USAA
- Average car insurance rates in Twin Falls, ID for senior drivers are $1,462/year
Average car insurance rates in Twin Falls, Idaho are $232 a month. But with a little research you can get a great deal from the top car insurance companies in Twin Falls, ID. Before you buy Twin Falls, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.
It may even be helpful to compare Twin Falls car insurance rates with Caldwell car insurance rates, Idaho Falls car insurance rates, or Lewiston car insurance rates to make sure you’re getting the best Twin Falls, ID car insurance quotes available.
Need affordable Twin Falls, ID car insurance? Enter your ZIP code to compare Twin Falls car insurance quotes from multiple car insurance companies near you.
Twin Falls, ID Minimum Car Insurance Coverage
Twin Falls, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.
Minimum Required Car Insurance Coverage in Twin Falls, Idaho
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Twin Falls, ID Car Insurance Rates by Coverage Level
Some Twin Falls drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Twin Falls, Idaho car insurance rates may be based on the coverage you need.
Annual Car Insurance Rates by Coverage Level in Twin Falls, Idaho
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,626 | $3,760 | $3,916 |
| American Family | $3,984 | $4,188 | $3,796 |
| Farmers | $2,965 | $3,097 | $3,348 |
| Geico | $2,494 | $2,636 | $2,790 |
| Liberty Mutual | $2,104 | $2,239 | $2,387 |
| Nationwide | $2,469 | $2,644 | $2,438 |
| State Farm | $1,709 | $1,826 | $1,930 |
| Travelers | $3,126 | $3,230 | $3,191 |
| USAA | $1,692 | $1,742 | $1,801 |
Twin Falls, ID Car Insurance Rates by Age, Gender, and Marital Status
Twin Falls, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Twin Falls, ID car insurance, get quotes from multiple car insurance companies in the Twin Falls area and see how these criteria affect your rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Twin Falls, Idaho
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,158 | $2,144 | $1,884 | $1,952 | $7,911 | $9,147 | $2,403 | $2,538 |
| American Family | $2,233 | $2,233 | $1,982 | $1,982 | $8,024 | $10,423 | $2,233 | $2,802 |
| Farmers | $1,543 | $1,531 | $1,359 | $1,444 | $7,661 | $7,925 | $1,773 | $1,857 |
| Geico | $1,896 | $1,871 | $1,803 | $1,751 | $4,114 | $5,112 | $2,595 | $1,981 |
| Liberty Mutual | $1,363 | $1,469 | $1,097 | $1,227 | $4,655 | $5,176 | $1,443 | $1,518 |
| Nationwide | $1,697 | $1,733 | $1,536 | $1,625 | $4,224 | $5,184 | $1,994 | $2,144 |
| State Farm | $1,108 | $1,108 | $1,006 | $1,006 | $3,384 | $4,266 | $1,252 | $1,444 |
| Travelers | $1,331 | $1,351 | $1,342 | $1,336 | $6,611 | $10,458 | $1,416 | $1,615 |
| USAA | $1,025 | $1,023 | $1,003 | $989 | $3,348 | $3,751 | $1,358 | $1,463 |
Twin Falls, ID Car Insurance Rates for Teens
How much is Twin Falls, Idaho car insurance for teens? Compare rates from top Twin Falls car insurance companies below to help find the cheapest teen car insurance in Twin Falls, ID.
Annual Car Insurance Rates for Teen Drivers in Twin Falls, Idaho
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,911 | $9,147 |
| American Family | $8,024 | $10,423 |
| Farmers | $7,661 | $7,925 |
| Geico | $4,114 | $5,112 |
| Liberty Mutual | $4,655 | $5,176 |
| Nationwide | $4,224 | $5,184 |
| State Farm | $3,384 | $4,266 |
| Travelers | $6,611 | $10,458 |
| USAA | $3,348 | $3,751 |
Twin Falls, ID Car Insurance Rates for Seniors
Before seniors buy Twin Falls, Idaho car insurance, they should make sure to shop around. Some Twin Falls, ID car insurance companies may offer discounts or other savings options for senior car insurance.
Annual Car Insurance Rates for Senior Drivers in Twin Falls, Idaho
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,884 | $1,952 |
| American Family | $1,982 | $1,982 |
| Farmers | $1,359 | $1,444 |
| Geico | $1,803 | $1,751 |
| Liberty Mutual | $1,097 | $1,227 |
| Nationwide | $1,536 | $1,625 |
| State Farm | $1,006 | $1,006 |
| Travelers | $1,342 | $1,336 |
| USAA | $1,003 | $989 |
Twin Falls, ID Car Insurance Rates by Credit History
How does your credit history affect Twin Falls, ID car insurance rates? Review the numbers here to find out.
Annual Car Insurance Rates by Credit Score in Twin Falls, Idaho
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,968 | $3,380 | $2,954 |
| American Family | $5,151 | $3,677 | $3,140 |
| Farmers | $3,531 | $3,007 | $2,872 |
| Geico | $3,209 | $2,564 | $2,148 |
| Liberty Mutual | $3,189 | $1,977 | $1,564 |
| Nationwide | $2,997 | $2,428 | $2,126 |
| State Farm | $2,559 | $1,618 | $1,289 |
| Travelers | $3,642 | $3,066 | $2,839 |
| USAA | $2,546 | $1,488 | $1,201 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Twin Falls, ID Car Insurance Rates by Driver History
How does a single speeding ticket affect your Twin Falls, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Twin Falls.
Annual Twin Falls, Idaho Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,108 | $3,904 | $4,369 | $3,688 |
| American Family | $3,139 | $4,448 | $4,809 | $3,561 |
| Farmers | $2,733 | $3,471 | $3,257 | $3,086 |
| Geico | $1,629 | $2,590 | $3,607 | $2,734 |
| Liberty Mutual | $1,864 | $2,341 | $2,399 | $2,370 |
| Nationwide | $1,937 | $2,498 | $3,466 | $2,169 |
| State Farm | $1,657 | $1,987 | $1,822 | $1,822 |
| Travelers | $1,959 | $2,793 | $4,850 | $3,127 |
| USAA | $1,254 | $1,786 | $2,422 | $1,518 |
Twin Falls, ID Car Insurance Rates With a DUI
Even a single DUI can increase your Twin Falls, ID car insurance rates. Compare rates below to see which Twin Falls car insurance company has the best rates for drivers with a DUI.
Annual Car Insurance Rates After a DUI in Twin Falls, Idaho
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,369 |
| American Family | $4,809 |
| Farmers | $3,257 |
| Geico | $3,607 |
| Liberty Mutual | $2,399 |
| Nationwide | $3,466 |
| State Farm | $1,822 |
| Travelers | $4,850 |
| USAA | $2,422 |
Twin Falls, ID Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Twin Falls, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Twin Falls companies based on commute time.
Annual Car Insurance Rates by Commute Length in Twin Falls, Idaho
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,767 | $3,767 |
| American Family | $3,907 | $4,072 |
| Farmers | $3,137 | $3,137 |
| Geico | $2,595 | $2,685 |
| Liberty Mutual | $2,243 | $2,243 |
| Nationwide | $2,517 | $2,517 |
| State Farm | $1,777 | $1,866 |
| Travelers | $3,182 | $3,182 |
| USAA | $1,724 | $1,766 |
Twin Falls, ID Cheapest Car Insurance Rates
How do the top Twin Falls, Idaho car insurance companies’ average rates stack up against the Twin Falls average monthly car insurance rates of $232? Take a look and see.
Best Annual Car Insurance Rates by Company in Twin Falls, Idaho
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Twin Falls, ID Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Twin Falls, Idaho car insurance companies to help you find one that best fits your needs.
Average Annual Car Insurance Rates by Company in Twin Falls, Idaho
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,767 |
| American Family | $3,989 |
| Farmers | $3,137 |
| Geico | $2,640 |
| Liberty Mutual | $2,243 |
| Nationwide | $2,517 |
| State Farm | $1,822 |
| Travelers | $3,182 |
| USAA | $1,745 |
Other Factors Affecting Twin Falls, ID Car Insurance Rates
Before you buy Twin Falls, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Twin Falls, ID Car Theft Rates
The car theft rate in Twin Falls, ID will affect your car insurance rates. FBI data shows that the annual car theft rate for Twin Falls, Idaho is 78 stolen cars.
Twin Falls, ID Commute Time
How does your Twin Falls, ID commute time compare with the average driver? In Twin Falls, the average commute is 16.9 minutes.
Twin Falls, ID Car Insurance Quotes
Compare Twin Falls, ID car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.