UAW Car Insurance Discounts for 2025
When it comes to car insurance, finding ways to save money is always a top priority. In this article, we'll explore the exclusive discounts offered by the United Auto Workers (UAW) for Car Insurance.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Jan 8, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- UAW Membership Discount: UAW members can enjoy a substantial discount on their car insurance premiums, tailored to their unique needs and preferences.
- Safe Driver Discount: If you have a clean driving record, you may qualify for a safe driver discount, rewarding responsible driving behavior with reduced rates.
- Multi-Vehicle Discount: If you have more than one vehicle to insure, the multi-vehicle discount allows you to save on each additional car you add to your policy.
- Bundle and Save: UAW members can take advantage of bundling discounts by combining their car insurance with other policies like home insurance, resulting in overall cost savings.
- Good Student Discount: If you’re a student maintaining good grades, this discount acknowledges your dedication to your education and offers a price reduction on your car insurance.
- Anti-Theft Discount: Equipping your vehicle with anti-theft features can lead to lower insurance premiums, deterring theft and vandalism.
- Low Mileage Discount: If you drive your vehicle less frequently, you may be eligible for a low mileage discount, rewarding you for your reduced risk of accidents.
- Defensive Driving Course Discount: Completing a defensive driving course can not only enhance your safety on the road but also qualify you for additional savings on your car insurance.
- Loyalty Discount: Staying with the same insurer over time can result in a loyalty discount, providing a cost-effective option for long-term members.
- Accident Forgiveness: In case of a first-time accident, UAW members can benefit from accident forgiveness, preventing your rates from increasing.
What the Discount Covers
The UAW car insurance discount covers a range of car insurance policies, including:
- Liability coverage: This covers damages that you cause to other people or their property while driving your car.
- Collision coverage: This covers damages to your car if you collide with another car or object.
- Comprehensive coverage: This covers damages to your car that are not caused by a collision, such as theft, fire, or natural disasters.
- Uninsured/underinsured motorist coverage: This covers damages caused by a driver who doesn’t have enough insurance to cover your damages.
- Personal injury protection (PIP) coverage: This covers medical expenses and lost wages if you’re injured in a car accident, regardless of who is at fault.
- Roadside assistance: This assists if your car breaks down or you need help while driving, such as a flat tire or dead battery.
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Who is Eligible for the Discount?
The UAW car insurance discount is available to members of the United Auto Workers (UAW) union and their immediate family members. This includes:
- Active UAW members: This includes UAW members who are currently employed in the automotive industry or other industries where the union is active.
- Retired UAW members: This includes UAW members who are retired from their employment in the automotive industry or other industries where the union is active.
- Spouses: The spouse of an active or retired UAW member is eligible for the discount, even if they are not a UAW member themselves.
- Children: The children of an active or retired UAW member who are under the age of 26 and living in the same household are eligible for the discount.
Some providers may also offer the discount to other groups, such as UAW retirees who are not members of the UAW or non-UAW union members who work in the automotive industry. If you’re not sure whether you’re eligible for the discount, you should contact your insurance provider for more information.
Other Discounts Available to Customers
In addition to the UAW car insurance discount, several other discounts may be available to customers. These discounts can help you save even more money on your car insurance premiums. Here’s a look at some of the different types of discounts that may be available and how you can qualify for them:
- Safe driver discount: This discount is available to drivers who have a good driving record with no accidents or tickets. To qualify, you typically need to have at least 3-5 years of clean driving history.
- Multi-car discount: If you have more than one car on your insurance policy, you may be eligible for a multi-car discount. This discount can save you money on your premiums for each car on your policy.
- Bundling discount: Many insurance providers offer discounts to customers who bundle multiple insurance policies together, such as car insurance and home insurance. By bundling your policies, you can often save money on both types of insurance.
- Good student discount: If you’re a student with good grades, you may be eligible for a good student discount. This discount is typically available to students who maintain a certain GPA (usually around 3.0 or higher).
- Military discount: If you’re a current or former member of the military, you may be eligible for a military discount on your car insurance premiums. This discount is often available to active duty personnel, veterans, and their families.
To qualify for these and other discounts, you’ll typically need to meet certain criteria set by your insurance provider. These criteria may vary depending on the provider and the type of discount.
Case Studies: UAW Car Insurance Discount Success Stories
Case Study 1: John’s Savings with the UAW Car Insurance Discount
John, a UAW member from Michigan, was looking for affordable car insurance coverage. He decided to take advantage of the UAW car insurance discount and found a policy that offered comprehensive protection at a discounted rate. By using the discount, John was able to save over 20% on his annual premium, providing him with the coverage he needed at a price he could afford.
Case Study 2: Sarah’s Multi-Policy Discount with UAW Car Insurance
Sarah, a UAW member from Ohio, wanted to maximize her savings on insurance. She combined her car insurance with her home insurance and took advantage of the multi-policy discount offered by UAW car insurance. By bundling her policies together, Sarah received a significant discount on both her car and home insurance premiums, saving her hundreds of dollars annually.
Case Study 3: Mark’s Safe Driving Discount with UAW Car Insurance
Mark, a UAW member from Indiana, has a clean driving record and wanted to be rewarded for his safe driving habits. He enrolled in the UAW car insurance program, which offered a safe driving discount based on his driving behavior. By installing a telematics device in his car, Mark demonstrated his safe driving habits and received a substantial discount on his car insurance premium.
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Frequently Asked Questions
Can I get the UAW car insurance discount if I’m not a UAW member?
No, the UAW car insurance discount is only available to UAW members and their families.
How do I provide proof of UAW membership?
Members can provide proof of UAW membership through their local union or by contacting the UAW directly.
Can I customize my coverage with the UAW car insurance discount?
How do I know if I’m eligible for other discounts?
Members should check with their insurance company to see which discounts they qualify for and what criteria they need to meet.
How can I switch to UAW-endorsed auto insurance?
Members can contact the UAW or their local union for more information on how to switch to UAW-endorsed auto insurance.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.