Affordable Car Insurance Rates in Victor, MT (2024)
Car insurance rates in Victor, MT are $250/month on average. By law, Montana drivers need to carry at least 25/50/20 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Victor car insurance companies to get the coverage you need at the best rates available.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Victor, MT are $250/month
- The cheapest car insurance company in Victor for teen drivers is Liberty Mutual
- Average car insurance rates in Victor, MT for senior drivers are $1,921/year
Average car insurance rates in Victor, Montana are $250 a month. But with a little research you can get a great deal from the top car insurance companies in Victor, MT. Before you buy Victor, Montana car insurance, make sure your coverage meets or exceeds the Montana minimum of 25/50/20.
It may even be helpful to compare Victor car insurance rates with Bozeman car insurance rates, Livingston car insurance rates, or Whitefish car insurance rates to make sure you’re getting the best Victor, MT car insurance quotes available.
Need affordable Victor, MT car insurance? Enter your ZIP code to compare Victor car insurance quotes from multiple car insurance companies near you.
Victor, MT Minimum Car Insurance Coverage
Victor, Montana law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Victor, MT Car Insurance Rates by Coverage Level
Some Victor drivers can get by with the Montana minimum coverage of 25/50/20. Other drivers may need more. See how much your Victor, Montana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,303 | $4,515 | $4,759 |
| Farmers | $3,461 | $3,760 | $4,074 |
| Geico | $2,898 | $3,013 | $3,203 |
| Liberty Mutual | $1,242 | $1,344 | $1,435 |
| Nationwide | $2,311 | $3,208 | $3,542 |
| Progressive | $3,725 | $3,960 | $4,233 |
| State Farm | $2,243 | $2,367 | $2,519 |
| USAA | $1,848 | $1,926 | $2,035 |
Victor, MT Car Insurance Rates by Age, Gender, and Marital Status
Victor, Montana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Victor, MT car insurance, get quotes from multiple car insurance companies in the Victor area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,675 | $2,675 | $2,441 | $2,441 | $10,096 | $10,096 | $2,891 | $2,891 |
| Farmers | $2,587 | $2,587 | $2,317 | $2,317 | $7,314 | $7,314 | $2,841 | $2,841 |
| Geico | $2,399 | $2,242 | $2,342 | $2,136 | $5,830 | $5,426 | $2,056 | $1,873 |
| Liberty Mutual | $1,024 | $1,024 | $1,002 | $1,002 | $2,109 | $2,109 | $1,228 | $1,228 |
| Nationwide | $2,421 | $2,421 | $2,213 | $2,213 | $4,884 | $4,884 | $2,562 | $2,562 |
| Progressive | $2,952 | $2,952 | $2,660 | $2,660 | $6,958 | $6,958 | $3,320 | $3,320 |
| State Farm | $1,604 | $1,604 | $1,412 | $1,412 | $4,750 | $4,750 | $1,739 | $1,739 |
| USAA | $1,209 | $1,209 | $1,081 | $1,081 | $3,950 | $3,950 | $1,506 | $1,506 |
Victor, MT Car Insurance Rates for Teens
How much is Victor, Montana car insurance for teens? Compare rates from top Victor car insurance companies below to help find the cheapest teen car insurance in Victor, MT.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,096 | $10,096 |
| Farmers | $7,314 | $7,314 |
| Geico | $5,830 | $5,426 |
| Liberty Mutual | $2,109 | $2,109 |
| Nationwide | $4,884 | $4,884 |
| Progressive | $6,958 | $6,958 |
| State Farm | $4,750 | $4,750 |
| USAA | $3,950 | $3,950 |
Victor, MT Car Insurance Rates for Seniors
Before seniors buy Victor, Montana car insurance, they should make sure to shop around. Some Victor, MT car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,441 | $2,441 |
| Farmers | $2,317 | $2,317 |
| Geico | $2,342 | $2,136 |
| Liberty Mutual | $1,002 | $1,002 |
| Nationwide | $2,213 | $2,213 |
| Progressive | $2,660 | $2,660 |
| State Farm | $1,412 | $1,412 |
| USAA | $1,081 | $1,081 |
Victor, MT Car Insurance Rates by Credit History
How does your credit history affect Victor, MT car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,476 | $4,374 | $3,727 |
| Farmers | $4,428 | $3,534 | $3,332 |
| Geico | $4,786 | $2,551 | $1,777 |
| Liberty Mutual | $1,341 | $1,341 | $1,341 |
| Nationwide | $3,808 | $2,763 | $2,490 |
| Progressive | $4,803 | $3,678 | $3,437 |
| State Farm | $3,417 | $2,080 | $1,633 |
| USAA | $2,603 | $1,770 | $1,436 |
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Victor, MT Car Insurance Rates by Driver History
How does a single speeding ticket affect your Victor, Montana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Victor.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,810 | $4,503 | $5,444 | $4,345 |
| Farmers | $3,300 | $4,283 | $4,177 | $3,300 |
| Geico | $1,956 | $3,091 | $4,768 | $2,337 |
| Liberty Mutual | $910 | $1,592 | $1,592 | $1,270 |
| Nationwide | $2,216 | $3,156 | $4,045 | $2,663 |
| Progressive | $3,427 | $4,423 | $4,236 | $3,804 |
| State Farm | $2,211 | $2,542 | $2,377 | $2,377 |
| USAA | $1,456 | $1,814 | $2,700 | $1,775 |
Victor, MT Car Insurance Rates With a DUI
Even a single DUI can increase your Victor, MT car insurance rates. Compare rates below to see which Victor car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,444 |
| Farmers | $4,177 |
| Geico | $4,768 |
| Liberty Mutual | $1,592 |
| Nationwide | $4,045 |
| Progressive | $4,236 |
| State Farm | $2,377 |
| USAA | $2,700 |
Victor, MT Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Victor, MT car insurance rates may be. Let’s take a look at average car insurance rates from top Victor companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,419 | $4,632 |
| Farmers | $3,765 | $3,765 |
| Geico | $2,984 | $3,092 |
| Liberty Mutual | $1,341 | $1,341 |
| Nationwide | $3,020 | $3,020 |
| Progressive | $3,973 | $3,973 |
| State Farm | $2,306 | $2,447 |
| USAA | $1,913 | $1,959 |
Victor, MT Cheapest Car Insurance Rates
How do the top Victor, Montana car insurance companies’ average rates stack up against the Victor average monthly car insurance rates of $250? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
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Victor, MT Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Victor, Montana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,526 |
| Farmers | $3,765 |
| Geico | $3,038 |
| Liberty Mutual | $1,341 |
| Nationwide | $3,020 |
| Progressive | $3,973 |
| State Farm | $2,377 |
| USAA | $1,936 |
Other Factors Affecting Victor, MT Car Insurance Rates
Before you buy Victor, Montana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Victor, MT Commute Time
How does your Victor, MT commute time compare with the average driver? In Victor, the average commute is 23.8 minutes.
Victor, MT Car Insurance Quotes
Compare Victor, MT car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.