Affordable Car Insurance Rates in Ville Platte, LA (2024)
Car insurance rates in Ville Platte, LA are $501/month on average. By law, Louisiana drivers need to carry at least 15/30/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Ville Platte car insurance companies to get the coverage you need at the best rates available.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Ville Platte, LA are $501/month
- The cheapest car insurance company in Ville Platte for teen drivers is USAA
- The cheapest car insurance company in Ville Platte after a DUI is State Farm
Average car insurance rates in Ville Platte, Louisiana are $501 a month. But with a little research you can get a great deal from the top car insurance companies in Ville Platte, LA. Before you buy Ville Platte, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.
It may even be helpful to compare Ville Platte car insurance rates with New Orleans car insurance rates, Bossier City car insurance rates, or Alexandria car insurance rates to make sure you’re getting the best Ville Platte, LA car insurance quotes available.
Need affordable Ville Platte, LA car insurance? Enter your ZIP code to compare Ville Platte car insurance quotes from multiple car insurance companies near you.
Ville Platte, LA Minimum Car Insurance Coverage
Ville Platte, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Ville Platte, LA Car Insurance Rates by Coverage Level
Some Ville Platte drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Ville Platte, Louisiana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,769 | $5,532 | $6,018 |
| Geico | $4,804 | $5,932 | $6,994 |
| Progressive | $7,451 | $9,310 | $11,467 |
| State Farm | $4,170 | $4,833 | $5,534 |
| USAA | $3,824 | $4,504 | $4,974 |
Ville Platte, LA Car Insurance Rates by Age, Gender, and Marital Status
Ville Platte, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ville Platte, LA car insurance, get quotes from multiple car insurance companies in the Ville Platte area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,821 | $3,821 | $3,945 | $3,945 | $8,459 | $10,707 | $4,230 | $4,589 |
| Geico | $3,309 | $3,814 | $3,996 | $4,897 | $12,215 | $12,813 | $3,182 | $3,053 |
| Progressive | $5,247 | $4,860 | $4,389 | $4,801 | $20,928 | $23,200 | $5,918 | $5,931 |
| State Farm | $2,995 | $2,995 | $2,761 | $2,761 | $8,947 | $11,211 | $3,343 | $3,752 |
| USAA | $2,706 | $2,660 | $2,650 | $2,623 | $8,233 | $9,636 | $3,324 | $3,640 |
Ville Platte, LA Car Insurance Rates for Teens
How much is Ville Platte, Louisiana car insurance for teens? Compare rates from top Ville Platte car insurance companies below to help find the cheapest teen car insurance in Ville Platte, LA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,459 | $10,707 |
| Geico | $12,215 | $12,813 |
| Progressive | $20,928 | $23,200 |
| State Farm | $8,947 | $11,211 |
| USAA | $8,233 | $9,636 |
Ville Platte, LA Car Insurance Rates for Seniors
Before seniors buy Ville Platte, Louisiana car insurance, they should make sure to shop around. Some Ville Platte, LA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,945 | $3,945 |
| Geico | $3,996 | $4,897 |
| Progressive | $4,389 | $4,801 |
| State Farm | $2,761 | $2,761 |
| USAA | $2,650 | $2,623 |
Ville Platte, LA Car Insurance Rates by Credit History
How does your credit history affect Ville Platte, LA car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,144 | $4,910 | $4,265 |
| Geico | $7,030 | $6,101 | $4,599 |
| Progressive | $10,616 | $9,123 | $8,489 |
| State Farm | $6,715 | $4,326 | $3,496 |
| USAA | $6,110 | $3,917 | $3,275 |
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Ville Platte, LA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Ville Platte, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ville Platte.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,311 | $6,558 | $5,838 | $5,053 |
| Geico | $4,010 | $6,483 | $8,001 | $5,145 |
| Progressive | $7,826 | $10,536 | $10,114 | $9,161 |
| State Farm | $4,435 | $5,257 | $4,846 | $4,846 |
| USAA | $3,379 | $4,707 | $5,613 | $4,038 |
Ville Platte, LA Car Insurance Rates With a DUI
Even a single DUI can increase your Ville Platte, LA car insurance rates. Compare rates below to see which Ville Platte car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,838 |
| Geico | $8,001 |
| Progressive | $10,114 |
| State Farm | $4,846 |
| USAA | $5,613 |
Ville Platte, LA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Ville Platte, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Ville Platte companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,440 | $5,440 |
| Geico | $5,794 | $6,025 |
| Progressive | $9,409 | $9,409 |
| State Farm | $4,721 | $4,970 |
| USAA | $4,297 | $4,571 |
Ville Platte, LA Cheapest Car Insurance Rates
How do the top Ville Platte, Louisiana car insurance companies’ average rates stack up against the Ville Platte average monthly car insurance rates of $501? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Ville Platte, LA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Ville Platte, Louisiana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,440 |
| Geico | $5,910 |
| Progressive | $9,409 |
| State Farm | $4,846 |
| USAA | $4,434 |
Other Factors Affecting Ville Platte, LA Car Insurance Rates
Before you buy Ville Platte, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Ville Platte, LA Car Theft Rates
The car theft rate in Ville Platte, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Ville Platte, Louisiana is 18 stolen cars.
Ville Platte, LA Commute Time
How does your Ville Platte, LA commute time compare with the average driver? In Ville Platte, the average commute is 23.7 minutes.
Ville Platte, LA Car Insurance Quotes
Compare Ville Platte, LA car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.